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Dr. Thomas W. Mason – FAMU Professor & STEM Influencer – RIP

Posted on July 24, 2017 in Economics, Ethos, Strategy

Go Lean Commentary

“I didn’t come to FAMU; I came to Dr. Mason” – Familiar experience of FAMU Computer Science students.

It is with a heavy heart that we report the passing of a great educator and STEM influencer, Dr. Thomas W. Mason. He was the founder and legendary professor of Mathematics, Data Processing and Computer Science at Florida Agriculture & Mechanical University. The University offering has now evolved to now being embedded in the FAMU-Florida State University College of Engineering – see VIDEO in the Appendix below.

See the published obituary here:

Title: Obituary of Dr. Thomas W. Mason

Dr. Thomas W. Mason, a retired professor of Computer Science and Math at Florida A & M University, passed away from a long struggle with heart disease on July 3, 2017. He taught at the university for 30 years.

Dr. Mason received his doctorate in Information and Computer Systems at the University of Illinois in 1973, where he met Dr. Sybil Mobley who encouraged him to join the faculty at FAMU School of Business & Industry in Tallahassee.

Tom was born in Kansas City, Kansas on June 14, 1940. He lost his father, Thomas, early and was raised along with his sister, Elizabeth by his devoted mother, Thelma, both are deceased. He also lost two maternal uncles, Harold and Wendall Robbins and a cousin, Barbara Robbins.

After graduating Cum Laude from Sumner High School, Tom earned a degree in math at the University of Kansas in 1961 and moved to Washington, DC to work as a computer programmer at IBM. This was done while completing a Masters degree in Engineering from George Washington University.

While in DC Tom met and married Yolande Clarke who survives him and their deceased son, Thomas James “Jimmy”. He is survived by a second son, Christopher, who is a FAMU graduate in Journalism. Dr. Mason is also survived by his cousin, Wendell Robbins, Jr. (wife) and their two children, Sheryl and Corky in Houston, Texas; a niece, Tiea of Kansas; his mother-in-law, Thelma Clarke; sisters-in-law, Charlene Hardy and Sheryl Clark along with many nieces, nephews and friends.
Services will be planned at a later date. In lieu of flowers, send donations to the American Heart Association.

Published in the Tallahassee Democrat [Newspaper] on July 13, 2017; retrieved July 24, 2017: http://www.legacy.com/obituaries/tallahassee/obituary.aspx?page=lifestory&pid=186032969

Back in the 1970’s, the idea of priority on STEM students appeared to be NO BIG deal; just a bunch of nerds and techies passing time in the Computer Lab. Internet and Communications Technologies (ICT) was only just a lab project of university stakeholders.

Now, in 2017, Science, Technology, Engineering and Mathematics (STEM) students and ICT are all the rage. We recognize now, that we need more STEM students and educators in Black-and-Brown communities; but this was the vision of Dr. Mason all the while. When excessive focus was paid to FAMU’s esteemed Business School, led by Dr. Sybil Mobley – a fellow University of Illinois PhD cohort who recruited Dr. Mason to FAMU – he felt that the focus was overlooking STEM students …

… he was right!

According to a new study [(2014)] by Brookings Institution, there is a clear evidence of a skills gap in the US. The report stated that a high school graduate with a Science, Technology, Engineering, and Math (STEM) background seems to be in higher demand than a person with an undergraduate degree not in a STEM background. – Money Economics Magazine

Considering the proud legacy of Historical Black Colleges and University (HBCU), Dr. Mason was agnostic to all of that; he was first and foremost a computer scientist, who happened to be Black, He matriculated for his PhD at the University of Illinois (completing in 1973); there he worked on the ILLIAC project, directly on the ILLIAC IV effort:

ILLIAC (Illinois Automatic Computer) was a series of supercomputers built at a variety of locations, some at the University of Illinois at Urbana-Champaign (UIUC). In all, five computers were built in this series between 1951 and 1974. Some more modern projects also use the name.

The architecture for the first two UIUC computers was taken from a technical report from a committee at the Institute for Advanced Study (IAS) at Princeton, First Draft of a Report on the EDVAC [1945], edited by John von Neumann (but with ideas from Eckert & Mauchley and many others.) The designs in this report were not tested at Princeton until a later machine, JOHNNIAC, was completed in 1953. However, the technical report was a major influence on computing in the 1950s, and was used as a blueprint for many other computers, including two at the University of Illinois, which were both completed before Princeton finished Johnniac. The University of Illinois was the only institution to build two instances of the IAS machine. In fairness, several of the other universities, including Princeton, invented new technology (new types of memory or I/O devices) during the construction of their computers, which delayed those projects. For ILLIAC I, II, and IV, students associated with IAS at Princeton (Abraham H. Taub, Donald B. Gillies, Daniel Slotnick) played a key role in the computer design(s).^[1]

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The ILLIAC IV was one of the first attempts to build a massively parallel computer. One of a series of research machines (the ILLIACsfrom the University of Illinois), the ILLIAC IV design featured fairly high parallelism with up to 256 processors, used to allow the machine to work on large data sets in what would later be known as vector processing. After several delays and redesigns, the computer was delivered to NASA’s Ames Research Center at Moffett Airfield in Mountain View, California in 1971. After thorough testing and four years of NASA use, ILLIAC IV was connected to the ARPANet for distributed use in November 1975, becoming the first network-available supercomputer, beating Cray’s Cray-1 by nearly 12 months.

Notice the reference here to ARPA and ARPANet – ARPA, the Advanced Research Projects Agency, renamed the Defense Advanced Research Projects Agency (DARPA) in 1972 – this was the forerunner to today’s Internet. Dr. Mason was proud of this participation and accomplishments of this endeavor – he often embedded this history in his lectures. He sought to influence the next generation of students to look, listen, learn, lend-a-hand and lead in the development of these cutting-edge technologies. (By extension, his impact extended to the Caribbean as well).

For those who listened and learned, we are forever grateful for Dr. Mason contributions and tutelage.

The publishers of the book Go Lean…Caribbean recognize the life contributions of Dr. Mason as a STEM educator, visionary and influencer. The book – available to download for free – serves as a roadmap for the introduction and implementation of the Caribbean Union Trade Federation (CU) with the quest to elevate the region’s job-creating prowess. Any hope of creating more jobs requires more STEM … students, participants, entrepreneurs and educators. The Go Lean roadmap seeks to put Caribbean people in a place of better command-and-control of the STEM field for their region. We need contributions from people with the profile like Dr. Mason; he provided a role model for inspiration … for this writer, a former protégé.

Like Dr. Mason, the prime directive of the Go Lean book is also to elevate society, but instead of impacting America, this roadmap’s focus is the “Caribbean first”. In fact, the declarative statements are as follows:

Optimization of the economic engines in order to grow the regional economy to $800 Billion & create 2.2 million new jobs.
Establishment of a security apparatus to protect the resultant economic engines.
Improve Caribbean governance to support these engines.

Dr. Mason is hereby recognized as a role model and influencer that the entire Caribbean can emulate. He provided a successful track record of forging change, overcoming obstacles, influencing next generations, inspiring thought leaders and paying forward to benefit future stakeholders in technology education. While the Go Lean book posits that economics, security and governance are all important for the development of Caribbean society, the process starts with education. So we must honor the teachers, professors and researchers.

Though Dr. Mason was not of Caribbean heritage, planners for a new Caribbean posit that one person, despite their field of endeavor, can make a difference for the Caribbean, and its impact on the world; that there are many opportunities where one champion, one advocate, can elevate society. In this light, the book features 144 different advocacies, so there is inspiration for the “next” Dr. Thomas Mason to emerge, establish and excel right here at home in the Caribbean.

This Go Lean roadmap specifically encourages the region, to lean-in and foster this “next” generation of Dr. Mason’s with these specific community ethos, strategies, tactics, implementations and advocacies:

Community Ethos – Job Multiplier – STEM should be a Priority	Page 22
Community Ethos – Return on Investments – ROI	Page 24
Community Ethos – Ways to Impact the Future	Page 26
Community Ethos – Ways to Foster Genius	Page 27
Community Ethos – Ways to Help Entrepreneurship	Page 28
Strategy – Agent of Change – Technology	Page 57
Tactical – Separation of Powers – Education Department	Page 85
Tactical – Separation of Powers – Labor Department – Job Training	Page 89
Implementation – Ways to Impact Social Media	Page 111
Advocacy – Ways to Grow the Economy	Page 151
Advocacy – Ways to Create Jobs	Page 152
Advocacy – Ways to Improve Education	Page 159
Advocacy – Ways to Improve Governance	Page 169
Advocacy – Ways to Better Manage the Social Contract	Page 171
Advocacy – Ways to Foster Cooperatives	Page 176
Advocacy – Ways to Improve Libraries	Page 187
Advocacy – Ways to Foster Technology	Page 197
Advocacy – Ways to Foster e-Commerce	Page 198
Appendix – Education and Economic Growth	Page 258

This quest to elevate society through technology innovations is pronounced early in the Go Lean book in the Declaration of Interdependence at the outset, pronouncing this need for regional solutions (Pages 13 & 14) with these statements:

xxi. Whereas the preparation of our labor force can foster opportunities and dictate economic progress for current and future generations, the Federation must ensure that educational and job training opportunities are fully optimized for all residents of all member-states, with no partiality towards any gender or ethnic group. The Federation must recognize and facilitate excellence in many different fields of endeavor, including sciences, languages, arts, music and sports. This responsibility should be executed without incurring the risks of further human flight, as has been the past history.

xxvii. Whereas the region has endured a spectator status during the Industrial Revolution, we cannot stand on the sidelines of this new economy, the Information Revolution. Rather, the Federation must embrace all the tenets of Internet Communications Technology (ICT) to serve as an equalizing element in competition with the rest of the world. The Federation must bridge the digital divide and promote the community ethos that research/development is valuable and must be promoted and incentivized for adoption.

xxx. Whereas the effects of globalization can be felt in every aspect of Caribbean life, from the acquisition of food and clothing, to the ubiquity of ICT, the region cannot only consume, it is imperative that our lands also produce and add to the international community, even if doing so requires some sacrifice and subsidy.

If attention was paid in Dr. Mason’s classes, then it would have been obvious that the key to future growth in a society is to build-up the industrial infrastructure to explore the STEM and ICT eco-systems. This advocacy is consistent with the pledge for more STEM education here at home in the Caribbean. This is also a familiar advocacy for the Go Lean movement; consider these previous blog-commentaries:

https://goleancaribbean.com/blog/?p=12532	Where the Jobs Are – A.I.: Subtraction, not Addition
https://goleancaribbean.com/blog/?p=11184	JPMorganChase spent $10 billion on ‘Fintech’ for 1 year
https://goleancaribbean.com/blog/?p=9751	Where the Jobs Are – Animation and Game Design
https://goleancaribbean.com/blog/?p=6341	Tourism Digital Marketing & Stewardship — What’s Next?
https://goleancaribbean.com/blog/?p=6269	Education & Economics: Lessons from Detroit
https://goleancaribbean.com/blog/?p=6151	3D Printing: This Changes … Everything
https://goleancaribbean.com/blog/?p=3915	‘Change the way you see the world; you change the world you see’
https://goleancaribbean.com/blog/?p=3490	How One Internet Entrepreneur Can Rally a Whole Community
https://goleancaribbean.com/blog/?p=2126	Computers Reshaping Global Job Market
https://goleancaribbean.com/blog/?p=1698	STEM Jobs Are Filling Slowly
https://goleancaribbean.com/blog/?p=1416	Amazon – A Role Model for Caribbean Logistics
https://goleancaribbean.com/blog/?p=476	CARICOM Urged on ICT
https://goleancaribbean.com/blog/?p=308	Caribbean Communications Infrastructure Program Urges Innovation

With the participation of many advocates on many different paths for progress, the Caribbean can truly become a better place to live, work and play.

The Go Lean book focuses primarily on economic issues but it recognizes that computer technology is the future direction for industrial developments. So education in the fields of STEM and ICT is essential for the Caribbean community to invest in to be consequential for the future; no wait, for the present. The life and legacy of Dr. Thomas Mason, is that the computer-connected world he envisioned – and toiled for – manifested in his lifetime.

Rest in Peace Dr. Mason. Thank you for your contributions; thank you for the tutelage. You showed us a way, to help our region to be a better homeland to live, work, learn and play. 🙁

Download the free e-book of Go Lean … Caribbean – now!

Sign the petition to lean-in for this roadmap for the Caribbean Union Trade Federation.

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Appendix VIDEO – FAMU-FSU Engineering Students Reap Benefits of Dept. of Defense Grant‏ – https://youtu.be/plmu77iWYF0

Published on May 1, 2013 – A U.S. Department of Defense grant is paving the way for Florida A & M University students and faculty to work on four projects that could assist the military and average citizens.

Category: Education
License: Standard YouTube License

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Managing the ‘Strong versus the Weak’ – Lower Ed.

Posted on April 27, 2017 in Economics, Ethos, Government, Social

Go Lean Commentary

“A fool and his money are soon parted” – Ancient British proverb that gleans inspiration from The Bible book of Proverbs 26:1-11, with the meaning of:
1. It is easy to get money from foolish people.
2. It is difficult or unlikely that foolish people maintain their hold on acquired wealth.

What’s ironic is there are similar colloquial expressions that are even more shocking for the prevalence of financial abuse of the unwise. Consider:

So who is more abominable? The fool who loses out on his new found fortune or the shrewd person that schemes to take advantage of that fool? (It should be noted in this case that the fortune is only rights and credits; every American citizen qualify for a need-based Student Loan from the federal government – that loan is non-dischargeable).

One commentator pushes this thesis even further, positing that:

“The ‘fools’ I think of are all rather harmless creatures, basically well-intentioned and innocent. All of them evoke a certain sense of pity, mixed with amusement.”

So imagine that one who exploits the “fool”! Imagine, if instead of an individual, it is a “system”, a government program, that does the exploiting. This is the actuality of Student Loan financing for Private, For-Profit Schools and Colleges in the US.

This is truly abominable; and yet this is the United States of America.

Say it ain’t so!

In a previous blog-commentary, the “abominable” judgment was even more direct:

The ‘Evil Empire‘ – For-Profit Educational firms and institutions – is finally facing resistance from governmental authorities. Companies in this industry have come under fire for their bad practices and abuse of their customers: young students.

… and now, today, ITT Educational Services, one of the largest operators of for-profit technical schools, ended operations at all of its ITT Technical Institutes.
Source: For-Profit Education – ‘Another one bites the dust’; posted September 6, 2016; retrieved April 26, 2017.

This commentary asserts that there is a need for the Caribbean communities to reform and transform our education deliveries, yet still, we do NOT want to model the American system. This point aligns with the book Go Lean…Caribbean, which seeks to reboot the 30 member-states of the Caribbean region, to ensure better stewardship of the Social Contract for all citizens in our homelands, strong and weak. The Go Lean book petitions the Caribbean region to do better! It describes the necessary empowerments to optimize the economic, security and governing engines of Caribbean society to ensure a better adherence to the principle of the Greater Good.

In a previous 5-part series of blog-commentaries on the “Strong versus the Weak”, the pattern from the Code of Hammurabi was detailed and presented as an Old World model that is being ignored in the US. The one place we would expect to find mitigations for foolishness – to turn the foolish one wise – would be the education arena. Yet this is where we are finding a consistent pattern of the “Strong abusing the Weak”.

This commentary is an addition submission to that already completed series; we are adding this 6^th entry. The full series is now as follows:

Managing the Strong versus the Weak – Model of Hammurabi
Managing the Strong versus the Weak – Mental Disabilities
Managing the Strong versus the Weak – Bullying in Schools
Managing the Strong versus the Weak – Book Review: Sold-Out!
Managing the Strong versus the Weak – An American Sickness
Managing the Strong versus the Weak – Book Review: Lower Ed!

The need for this 6^h entry was spurred by the release of this new book on February 28, 2017 entitled: Lower Ed – The Troubling Rise of For-Profit Colleges in the New Economy by Dr. Tressie McMillan Cottom (Ph.D. Sociology who teaches at Virginia Commonwealth University). It is ‘spot-on’ for the judgment of the pattern of abuse of the ‘Weak’ in American society who are innocently looking for “pull themselves up by the boot strap”. See the review-synopsis of this book here following by an PODCAST-interview with the Author:

Book Review: Lower Ed: The Troubling Rise of For-Profit Colleges in the New Economy
“With great compassion and analytical rigor, Cottom questions the fundamental narrative of American education policy, that a postsecondary degree always guarantees a better life.” – The New York Times Book Review

More than two million students are enrolled in for-profit colleges, from the small family-run operations to the behemoths brandished on billboards, subway ads, and late-night commercials. These schools have been around just as long as their bucolic not-for-profit counterparts, yet shockingly little is known about why they have expanded so rapidly in recent years —during the so-called Wall Street era of for-profit colleges.

In Lower Ed Tressie McMillan Cottom — a bold and rising public scholar, herself once a recruiter at two for-profit colleges—expertly parses the fraught dynamics of this big-money industry to show precisely how it is part and parcel of the growing inequality plaguing the country today. McMillan Cottom discloses the shrewd recruitment and marketing strategies that these schools deploy and explains how, despite the well-documented predatory practices of some and the campus closings of others, ending for-profit colleges won’t end the vulnerabilities that made them the fastest growing sector of higher education at the turn of the twenty-first century. And she doesn’t stop there.

With sharp insight and deliberate acumen, McMillan Cottom delivers a comprehensive view of post-secondary for-profit education by illuminating the experiences of the everyday people behind the shareholder earnings, congressional battles, and student debt disasters. The relatable human stories in Lower Ed—from mothers struggling to pay for beauty school to working class guys seeking “good jobs” to accomplished professionals pursuing doctoral degrees—illustrate that the growth of for-profit colleges is inextricably linked to larger questions of race, gender, work, and the promise of opportunity in America.

Drawing on more than one hundred interviews with students, employees, executives, and activists, Lower Ed tells the story of the benefits, pitfalls, and real costs of a for-profit education. It is a story about broken social contracts; about education transforming from a public interest to a private gain; and about all Americans and the challenges we face in our divided, unequal society.

Source: Posted and Retrieved 04-26-2017 from: https://www.amazon.com/Lower-Ed-Troubling-Profit-Colleges/dp/1620970600/

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AUDIO Podcast – Terry Gross with Tressie McMillan Cottom – Heard on Fresh Air

March 27, 2017 – For-profit colleges have faced federal and state investigations in recent years for their aggressive recruiting tactics — accusations that come as no surprise to author Tressie McMillan Cottom.
Cottom worked as an enrollment officer at two different for-profit colleges, but quit because she felt uncomfortable selling students an education they couldn’t afford. Her new book, Lower Ed, argues that for-profit colleges exploit racial, gender and economic inequality.
Cottom tells Fresh Air’s Terry Gross that for-profit institutions tend to focus their recruiting on students who qualify for the maximum amount of student aid. “That happens to be the poorest among us,” she says. “And because of how our society is set up, the poorest among us tend to be women and people of color.”

Notice this small sample of the book’s revelations and disclosures, symptomatic of Crony-Capitalism:

A peer-reviewed analysis, with over 100 interviews – with students, employees, executives, and activists – the story is consistently reflective of a sad, abusive American eco-system.
Big-money industry using shrewd recruitment and marketing strategies to tempt the most vulnerable in society.
Despite well-documented predatory practices and some well-publicized campus closings, ending for-profit colleges won’t end the vulnerabilities that made them the fastest growing sector of higher education.
The weakest in American society – single mothers, systematically poor, underserved and under-privilege – are the ones targeted, exploited and abused – again and again.
The growth of for-profit colleges is inextricably linked to larger questions of race, gender, work, and the promise of opportunity in America.

This commentary and the previous 5 commentaries in this series all relate to nation-building, stressing the community ethos necessary to forge a society where all the people are protected all the time. Who really is the fool in these scenarios? The person being abused by the American eco-system or the ones abandoning home to join that society. The premise in the Go Lean book and subsequent blog-commentaries is that the people of the Caribbean can more easily “proper where planted” in their homeland than to emigrate to the American foreign shores for relief. It is foolish to think that America cares about “us”, when they undoubtedly do not care about the “weak” in their own society.

We need more education in our region; because we need economic growth. Economists have established the relationship between economic growth and education:

“For individuals this means that for every additional year of schooling they increase their earnings by about 10%. This is a very impressive rate of return.” (Go Lean book Page 258).

A lot of Caribbean students do matriculate in American colleges and universities. But this commentary is hereby declaring that we must assuredly look beyond the American model to fulfill our educational needs. According to the foregoing book and AUDIO Podcast, only a fool would invest in American For-Profit private educational institutions.

The word “invest” seems so misplaced. No wonder we have such a poor “Return on our Investment” from our Caribbean students studying abroad. (So many times, they do not even return “home”.)

This is already a familiar thesis for the Go Lean movement – a roadmap for the introduction and implementation of the Caribbean Union Trade Federation (CU) – as the Go Lean book advocates establishing local educational options mostly in response to the failings of the “study abroad model”. We have problems with the American quality education in the For-Profit institutions and we have problems with the threat of further brain-drain. See more details from the book here:

10 Ways to Improve Education – Page 159.
# 2 – Promote Industries for e-Learning
For 50 years the Caribbean has tolerated studying abroad; unfortunately many students never returned home. The CU’s focus will now be on facilitating learning without leaving. There have emerged many successful models for remote learning using electronic delivery or ICT. The CU will foster online/home school programs, for secondary education, to be licensed at the CU level so as to sanction, certify, and oversee the practice, especially for rural areas/islands. At the tertiary level, the CU will sponsor College Fairs for domestic and foreign colleges that deliver online education options.

We need more e-Learning options in our Caribbean homeland, for all education levels: K-12 and college. There are many successful models and best practices to adopt. We are in position to pick, choose and refuse products and services from all our foreign trading partners, including from the US. (We must assuredly avoid their societal defects).

One successful model is “iReady” – see more in the Appendix below.

The US, despite its advanced democracy status, has definite societal defects in the education arena. Overcoming the defects – particularly Crony-Capitalism or exploiting public resources for private gains – make depending on American solutions, foolish.

The Go Lean roadmap seeks to transform the Caribbean education deliveries There are so many successful role models to emulate. Yet still, this will be hard. So many in our society hold the default view:

White is Right

Therefore these one may rather spend their education monies abroad in the US than to engage in a local empowerment plan. That is so foolish!

So yes, the transformation will be hard, heavy-lifting, but not foolish! It will engage all 3 societal engines: economic, security and governance. In fact, the prime directives of the Go Lean/CU roadmap includes the following 3 statements:

Optimization of the economic engines in order to grow the regional economy to $800 Billion & create 2.2 million new jobs.
Establishment of a security apparatus – including emergency management – to ensure public safety and protect the resultant economic.
Improve Caribbean governance for all people – with empowerments like education – to support these engines.

This comprehensive view – economics, security and governance – is the charge of the Go Lean roadmap, opening with these pro-education pronouncements in the Declaration of Interdependence (Page 13):

xix. Whereas our legacy in recent times is one of societal abandonment, it is imperative that incentives and encouragement be put in place to first dissuade the human flight, and then entice and welcome the return of our Diaspora back to our shores …

xxi. Whereas the preparation of our labor force can foster opportunities and dictate economic progress for current and future generations, the Federation must ensure that educational and job training opportunities are fully optimized for all residents of all member-states, with no partiality towards any gender or ethnic group… This responsibility should be executed without incurring the risks of further human flight, as has been the past history.

So any tertiary education plan for the Caribbean must address the preponderance to exacerbate the brain drain. Going to an American For-Profit institution would just be foolish. We, as a community, would be spending good money, but getting bad returns. What’s worst, imaging getting student loans to finance that education? How likely would there be a “Return on Investment”?

Overall, the Go Lean book stresses the community ethos, strategies, tactics, implementations and advocacies to reboot, reform and transform tertiary education delivery in the Caribbean; see this expressed in this one advocacy here:

10 Ways to Impact Student Loans – Page 160

1	Embrace the advent of the CU Single Market to leverage across the 42 million people in the 30 member-states.
2	Buy Existing Loans
3	Loan Forgiveness
4	Deferments / Postponements
5	Non-Dischargeable with Bankruptcy
6	Forgivable with Death *and Organ Transplantation Dynamics*
7	Diaspora Eligibility for CU Institutions
8	Grace Periods
9	Public – Private servicers
10	Lessons from Occupy Wall Street (OWS) The OWS protest movement highlighted some legitimate issues with the student loan industry. The US Federal government provides guarantees on student loans (direct and indirect), and the loans are non-dischargeable in any Bankruptcy process, so private loan issuers were assured a profit. The issuers would therefore drive the industry to lend more and more to less capable students at high interest rates. As a result of the protest, the Obama Administration eliminated the indirect channel for student loan, taking the profit motive out of the process; (See more in Appendix IH of the Go Lean book on Page 286). The CU [model] will only direct lend.

The points of effective, technocratic stewardship of tertiary education and student loans were further elaborated upon in previous blog/commentaries. Consider this sample:

https://goleancaribbean.com/blog/?p=9724	“Why”, “How” and “When” to Transform Caribbean Universities
https://goleancaribbean.com/blog/?p=8669	A Model from Failing Detroit – Make Community Colleges free
https://goleancaribbean.com/blog/?p=8373	A Lesson in Economic Fallacies – Student Loans As Investments
https://goleancaribbean.com/blog/?p=5482	For-Profit Education: Plenty of Profit; Little Education
https://goleancaribbean.com/blog/?p=4487	FAMU – Finally, A Model for Facilitating Economic Opportunity
https://goleancaribbean.com/blog/?p=1256	Is a Traditional 4-year Degree a Terrible Investment?
https://goleancaribbean.com/blog/?p=709	Student debt holds back many would-be home buyers

There is an absolute abomination of the “strong abusing the weak” in the American eco-system. We must avoid this American pattern; it may even be necessary to avoid America when it comes to our tertiary education needs.

“We can do bad all by ourselves”.

We have so many options elsewhere. The Go Lean plan is to create the better options here in the Caribbean; if not in your homeland, then perhaps in the next one, to the left or to the right.

It is not hard to do better than the American For-Profit model. Since many times in the past American abuse has proliferated, for those weaker physically, mentally and economically. The movement behind the Go Lean/CU roadmap wants us, in the Caribbean, to do better. Yes, let’s be wise!

Education can be so beneficial to our communities. But let’s not be the fool! Let’s keep “it” here at home and let’s “weed out” any bad practices of Crony-Capitalism in our tertiary education delivery system. Let’s pursue the Greater Good (greatest good to the greatest number of people which is the measure of right and wrong).

Now is the time to lean-in to this Go Lean roadmap to reboot, reform and transform Caribbean education. If we do this, we will make the Caribbean a better place to live, work, learn and play. 🙂

Download the free e-book of Go Lean … Caribbean – now!

Sign the petition to lean-in for the roadmap for the Caribbean Union Trade Federation.

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Appendix VIDEO – Intro to/Login for iReady – https://youtu.be/rhNO2-DQMCU

Published December 15, 2016 – iReady Teacher providing instructions for logging on.
See Video recording of a sample lesson here: https://youtu.be/_xoxdLaudDY

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Managing the ‘Strong versus the Weak’ – Bullying in Schools

Posted on April 4, 2017 in Ethos, Government

Go Lean Commentary

“I believe that children are the future, teach them well and let them lead the way …” – Song Lyrics – The Greatest Love Of All

The need to secure the community against threats and ‘bad actors’ must start with young people, school age children: High School, Middle School and Elementary.

Why so early? Because the tendency for strong individuals in a group to abuse the weak individuals starts early. Its an animalistic instinct to emerge as an Alpha Male or Alpha Female.

But we are not animals, despite any natural instincts. Societies come together to form a civilization with civil treatment of neighbors and fellow citizens. In the previous blog-commentary on the Model of Hammurabi it was detailed how that ancient King established laws to ensure that the “strong in society would not abuse the weak”. That blog concluded that the governmental authorities (the State) should provide the stewardship as specified in a Social Contract – where citizens surrender some of their freedoms and submit to the authority of the State in exchange for protection of remaining natural and legal rights – with all citizens in society, the strong ones and the weak ones. This commentary is the 3^rd of 4 in a series on “Managing the Strong versus the Weak”. The other commentaries detailed in this series are as follows:

Managing the Strong versus the Weak – Model of Hammurabi
Managing the Strong versus the Weak – Mental Disabilities
Managing the Strong versus the Weak – Bullying in Schools: “Teach them well and let them lead the way”
Managing the Strong versus the Weak – Book Review: Sold-Out!

All of these commentaries relate to nation-building, stressing the community ethos necessary to forge a society where all the people are protected all the time. Since “children are the future”, it is important to mitigate and remediate bad behavior of the strong children that may trample on the “weak” children – bullying; if we teach them well when they are young and impressionable, that will allow them to lead the way for future societal cohesion. (See the personification of these words – song lyrics – in the Music VIDEO in the Appendix below).

The United States, as a model of an advanced democracy in our region, provides us lessons in how effective programs can be that are designed to mitigate bullying. We get to see the progress and regression. See this report-news article here:

Title: School Bullying, Cyberbullying Continue to Drop

Sub-Title: School bullying is at its lowest rate since 2005, but girls are still bullied at higher rates.
By: Allie Bidwell

The percentage of students who reported being bullied or cyberbullied reached a record low in 2013, but female students are still victimized at higher rates, according to new data from the Department of Education.

The department on Friday released the results of the latest School Crime Supplement to the National Crime Victimization Survey, which showed that in 2013, the percentage of students ages 12-18 who reported being bullied dropped to 21.5 percent. That’s down from 27.8 percent in 2011, and a high of 31.7 percent in 2007. The percentage of students who reported being cyberbullied also fell to 6.9 percent in 2013, down from 9 percent in 2011.

The department’s National Center on Education Statistics began surveying students on bullying in 2005.

“As schools become safer, students are better able to thrive academically and socially,” Education Secretary Arne Duncan said in a statement. “Even though we’ve come a long way over the past few years in educating the public about the health and educational impacts that bullying can have on students, we still have more work to do to ensure the safety of our nation’s children.”

Despite the overall drop in bullying and cyberbullying, reporting rates remain low – just more than one-third of students who were victims of traditional bullying and fewer than one-quarter of cyberbullying victims reported the incident to an adult, the data show.

Female students also still consistently experience higher-than-average rates of victimization – 23.7 percent of female students said they had been bullied in 2013, and 8.6 percent said they had been cyberbullied. By comparison, 19.5 percent and 5.2 percent of male students in 2013 said they had been bullied and cyberbullied, respectively.

While there aren’t noticeable gender gaps in the location of bullying, female students were significantly more likely than male students to be made fun of, called names or insulted (14.7 percent compared with 12.6 percent), to be the subject of rumors (17 percent compared with 9.6 percent) and to be excluded from activities on purpose (5.5 percent compared with 3.5 percent). Male students who were bullied were more likely than female students to be pushed, shoved, tripped or spit on (7.4 percent compared with 4.6 percent).

Overall, bullied students were most likely to be made fun of, called names or insulted (13.6 percent) or to be the subject of rumors (13.2 percent). The most common forms of cyberbullying were unwanted contact via text messaging and posting hurtful information on the Internet.

Among students who were cyberbullied, female students were more likely to have hurtful information about them posted on the Internet (4.5 percent compared with 1.2 percent), to receive unwanted contact via instant messaging (3.4 percent compared with 1 percent) and unwanted contact via text messaging (4.9 percent compared with 1.6 percent).

Traditional bullying and cyberbullying also impact the behaviors of the affected students.
Among students who were victims of traditional bullying, more than 1 in 10 said they feared being attacked or harmed at school. That fear was slightly more frequent among victims of cyberbullying: about 1 in 8 students who had been cyberbullied said they feared attack or harm at school.

Generally, being the victim of cyberbullying appeared to affect students’ behavior more than traditional bullying – students who were cyberbullied were more likely to skip school, to avoid school activities, to avoid specific places at school and to carry a weapon to school.

Allie Bidwell is an education reporter for U.S. News & World Report.

[MORE: Social Combat: Bullying Risk Increases With Popularity]

[ALSO: Cyberbullied Teens Can Connect Online, In Person to Get Help]

Source: US News & World Report – Posted May 15, 2015; retrieved 04/01/2017 from: https://www.usnews.com/news/blogs/data-mine/2015/05/15/school-bullying-cyber-bullying-continue-to-drop

The book Go Lean…Caribbean describes empowerments to target the economic, security and governing engines of society to ensure an adherence to the principle of the Greater Good. The book defines this principle as follows (Page 37):

“The greatest good to the greatest number of people which is the measure of right and wrong”. – Jeremy Bentham (1748-1832)

The Go Lean book serves as a roadmap for the introduction and implementation of the Caribbean Union Trade Federation (CU); it posits (Page 23) that whatever the circumstances, “bad actors” will always emerge to exploit opportunities, with good, bad and evil intent….

The CU‘s security apparatus must defend against regional threats, including domestic terrorism. This includes gangs and their junior counterparts, bullies. The community must accept that young ones will go astray, so Juvenile Justice programs should be centered on the goal to rehabilitate them into good citizens, before it’s too late. Community messaging (life-coaching and school-mentoring programs) must be part of the campaign for anti-bullying and mitigations.

The Go Lean book continues (Page 181) on the subject of “Junior Terrorism” with the quotation here:

The CU wants to “leave no child behind”. So bullying will be managed under a domestic terrorism and Juvenile Justice jurisdiction. The CU will conduct media campaigns for anti-bullying, life-coaching, and school-mentoring programs. The problem with teen distress is that violence can ensue from bullying perpetrators or in response to bullying.

We were all children at one point, and may have experienced the dynamics of bullying, either as a victor or a victim, but trust the facts here, the subject of bullying today is different; there is the New Media element; there is cyber-bullying.

Cyberbullying or cyberharassment is a form of bullying or harassment using electronic forms of contact. Cyberbullying has become increasingly common, especially among teenagers.^[1] Awareness in the United States has risen in the 2010s, due in part to high-profile cases.^[2][3] Bullying or harassment can be identified by repeated behavior and an intent to harm.^[4] Harmful bullying behavior can include posting rumors about a person, threats, sexual remarks, disclose victims’ personal information, or pejorative labels (i.e., hate speech).^[5]

Several US states and other countries have laws specific to regulating cyberbullying.^[6] These laws are designed to specifically target teen cyberbullying, while others use laws extending from the scope of physical harassment.^[7] In cases of adult cyberharassment, these reports are usually filed beginning with local police.^[8] Research has demonstrated a number of serious consequences of cyberbullying victimization.^[9] Victims may have lower self-esteem, increased suicidal ideation, and a variety of emotional responses, retaliating, being scared, frustrated, angry, and depressed.^[10] Individuals have reported that cyberbullying can be more harmful than traditional bullying.^[11]

Internet trolling is a common form of bullying over the Internet in an online community (such as social media) in order to elicit a reaction, disruption, or for their own personal amusement.^[12][13] Cyberstalking is another form of bullying or harassment that uses electronic communications to stalk a victim may pose a credible threat to the safety of the victim.^[14]Source: Retrieved April 2, 2017 from: https://en.wikipedia.org/wiki/Cyberbullying

The Go Lean book describes the eco-system of Internet & Communications Technology (ICT) and strategizes to use ICT as a great equalizer in the world markets. Big countries and small countries can equally and evenly compete. So ICT can be beneficial, if …

… the downsides – like cyber-bullying – can be assuaged or mitigated.

The point of fostering and policing ICT has been previously elaborated on in prior blog-commentaries; see sample list here:

https://goleancaribbean.com/blog/?p=8823	Lessons from China – WeChat: Model for Caribbean Social Media
https://goleancaribbean.com/blog/?p=5435	China Internet Policing – Model for Caribbean
https://goleancaribbean.com/blog/?p=4793	Truth in Commerce – Learning from Yelp
https://goleancaribbean.com/blog/?p=3881	Intelligence Agencies to Up Cyber Security Cooperation

According to the foregoing article, bullying is on the decline. This is a direct product of the effective messaging and school-based coaching. We need to model this in the Caribbean.

But also according to the foregoing article, the subject matters in the bullying eco-system that need the most attention are the girl-bullies, as opposed to boy-bullies. The messaging for girls – think: Mean Girls – must be customized as opposed to the messaging for boys. The art and science of this advocacy is just plain technocratic! This is a mission of the Go Lean/CU roadmap. The Go Lean book actually conveys that there are many empowerments for Caribbean stewards to implement to help the youth (boys and girls) of the region. This sends the right message that we will not allow the weak in society to be trampled on by the strong. Consider this advocacy here:

10 Ways to Impact Youth – Page 227

1	Lean-in for the CU to address regional problems! Of 42 million population, more than half below age 30; need jobs and security empowerments.
2	Infant Mortality
3	Health Care Neutralization – Trauma Centers, as injuries are the leading causes of death
4	Work Ethic – Youth assimilate well to ICT, so the CU will foster schemes to create and produce ICT, not just consume.
5	Juvenile Crime and the DARE Model Addressing the mission to remediate youth crime, the CU will implement specific programs to engage and mitigate youth crime, this is similar to DARE (Drug-Alcohol-Resistance-Endeavors) in the US for drug and gang anti-crime. Also, the Juvenile Justice solution will have vertical institutions for judiciary, corrections & probation, applying best practices of criminology/penology for youthful offenders.
6	Education Dynamics The CU will identify students early who display high aptitude in the areas of Science, Technology, Engineering and Mathematics; then develop them thru academies and e-learning. The CU will offer forgive-able loans for college. With the CU mission to stop the brain drain, every inducement will be extended to encourage graduates to stay in the region.
7	Sports Prospects The CU will encourage professional sports pursuits for many disciplines, incentivizing Sport Academies to foster the talent with proper risk mitigations.
8	Artist Development & Colonies
9	Music and Art (Performance & Visual) Appreciation
10	Repatriation – Family Reunification

The book Go Lean, serving as a roadmap, describes formal institutions to improve security like a regional Police and Military forces (including “Intelligence Gathering and Analysis”). There is the need to be on guard so that …

“… the strong should not harm the weak.”

This is the Code of Hammurabi, and despite having originated thousands of years ago, there is urgency to apply the principle today to counteract “bad actors”. The Go Lean book makes this revelation (Page 23):

… with the emergence of new economic engines, “bad actors” will also emerge thereafter to exploit the opportunities, with good, bad and evil intent.

This roadmap for Caribbean integration declares that peace, security and public safety is tantamount to economic prosperity. This is why an advocacy for the Greater Good must be championed as a community ethos. A prime precept is that it is “better to know than to not know” – this implies that privacy is secondary to security. A secondary precept is that bad things will happen to good people and so the community needs to be prepared to contend with the risks that can imperil the homeland.

The Go Lean roadmap details strategies, tactics, implementations and advocacies to impact this region in the cause against bullying. Consider this sample:

Community Ethos – Security Principles – Fully comprehensive empowerments	Page 22
Ways to Impact the Future – Count on the Greedy to be Greedy; [expect bullies to emerge]	Page 27
Ways to Foster Genius – Anti-Bullying Campaign – “Revenge of the Nerds”	Page 28
Security Initiatives at Start-up	Page 103
Ways to Improve Education	Page 159
Ways to Mitigate Black Markets – Prosecute economic crimes: Extortion and Intimidation	Page 165
Ways to Impact Justice – Juvenile Justice will have vertical institutions	Page 177
Ways to Reduce Crime – Youth Crime Awareness and Prevention	Page 178
Ways to Improve for Gun Control – Public Relations / Anti-Bullying Campaign	Page 179
Ways to Improve Homeland Security	Page 180
Ways to Mitigate Terrorism – Bullying	Page 181
Ways to Improve Intelligence Gathering & Analysis – Internet/Cyber Crimes Monitoring	Page 182
Ways to Impact the Prison-Industrial Complex – Monitoring of Parolees	Page 211

The CU‘s efforts relate to our Prime Directives; as exemplified by these 3 statements:

Optimization of the economic engines in order to grow the regional economy and create new jobs.
Establishment of a security apparatus to protect the resultant economic engines and mitigate internal and external threats.
Improve Caribbean governance to support these engines.

The purpose of these prime directives is to elevate all of Caribbean society, all 30 member-states. This is a Big Deal – too big for any one member-state alone. We must confederate, collaborate and convene together. We can succeed with an interdependence within the region. See these statements from the formal Declaration of Interdependence, at the start of the book (Page 12):

x. Whereas we are surrounded and allied to nations of larger proportions in land mass, populations, and treasuries, elements in their societies may have ill-intent in their pursuits, at the expense of the safety and security of our citizens. We must therefore appoint “new guards” to ensure our public safety and threats against our society, both domestic and foreign. The Federation must employ the latest advances and best practices … to assuage continuous threats against public safety.

xvi. Whereas security of our homeland is inextricably linked to prosperity of the homeland, the economic and security interest of the region needs to be aligned under the same governance. Since economic crimes, including … forms of terrorism [like bullying], can imperil the functioning of the wheels of commerce for all the citizenry, the accedence of this Federation must equip the security apparatus with the tools and techniques for predictive and proactive interdictions.

The points of security mitigation have been previously elaborated on in these prior blog-commentaries; see sample list here:

https://goleancaribbean.com/blog/?p=10959	See Something, Say Something … Do Something
https://goleancaribbean.com/blog/?p=10566	Funding the Caribbean Security Pact
https://goleancaribbean.com/blog/?p=10222	Waging a Successful War on Terrorism – (Junior Partner of ‘Bullying’)
https://goleancaribbean.com/blog/?p=9072	Securing the Homeland – On the Ground
https://goleancaribbean.com/blog/?p=7485	A Lesson in the History of Interpersonal Violence – Street Crimes
https://goleancaribbean.com/blog/?p=7179	SME Declaration: ‘Change Leaders in Crime Fight’
https://goleancaribbean.com/blog/?p=392	Jamaica received World Bank funds to help in crime fight

We must learn from the American lessons on mitigating bullying. Our society, every society has “weak (physical and mental) members” that must be protected from the “strong” members, even in the schools. We can assuage any abuse; we can teach the children … well … and let them lead the way.

We would hate to think that bullying may “push” citizens away from their Caribbean homelands. So we must reform and transform our societal engines. If we do this, we will make the Caribbean a better place to live, work, learn and play for all citizens “strong or weak”. 🙂

Download the book Go Lean … Caribbean – now!

Sign the petition to lean-in for the roadmap for the Caribbean Union Trade Federation.

—————-

Appendix VIDEO – Whitney Houston – Greatest Love Of All – https://youtu.be/IYzlVDlE72w

Uploaded on Sep 27, 2010 – Whitney Houston’s official music video for ‘Greatest Love Of All’. Click to listen to Whitney Houston on Spotify: http://smarturl.it/WhitneyHSpotify?IQ…

Click to buy the track or album via iTunes: http://smarturl.it/WhitneyGreatestHit…
Google Play: http://smarturl.it/GLOGPlay?IQid=Whit…
Amazon: http://smarturl.it/WGHAmazon?IQid=Whi…

Follow Whitney Houston
Website: http://www.whitneyhouston.com
Facebook: https://www.facebook.com/WhitneyHouston

Subscribe to Whitney Houston on YouTube: http://smarturl.it/WhitneyHoustonSub?…

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March Madness 2017 – ENCORE

Posted on March 14, 2017 in Industries, Locations, Social, Strategy

Go Lean Commentary

March Madness is not about the month of March; nor is it about Madness. It is about basketball, college basketball to be exact.

This is the time for the NCAA Division I Basketball Tournament. This is where 68 teams come together in a single-elimination tournament to determine who would be the National Champion. It is one team playing against each other until the winner is crowned. The number 68 is deceptive; it is really a tournament of 64, with 60 secured teams and 8 teams having to compete in “play-in” games to determine the last 4.

Then it is simple math:

64 => 32 => Sweet 16 => Elite 8 => Final 4 => 2 Finalists => 1 Champion

This simple math is indicative of the simple sport of basketball; it is just 5 players on each side playing against each other with one ball and 2 baskets. The expense of fielding a basketball team is so low that in many places, there is organized play even at the Middle School level.

And yet … the eco-system for College Basketball in the Caribbean is … non-existent.

Too sad!

The book Go Lean…Caribbean – and accompanying blog-commentaries – posits that the eco-system of sports is deficient in the Caribbean region. There is so much more that can be done. This subject was divulged in full details in a previous blog on March 20, 2014. That submission is encored here below.

But first, enjoy the NCAA’s March Madness 2017. Submit your own bracket; mine is shown here.

Also view a VIDEO here of a preview of this year’s tournament by legendary College Basketball Analyst Dick Vitale, “Dickie Baby”:

VIDEO – Dickie V breaks down March Madness – USA Today

Posted March 14, 2017 – Legendary broadcaster Dick Vitale was in our studios breaking down all the NCAA tournament story lines.

=================

ENCORE Title: Collegiate Sports in the Caribbean

Sports play a big role in Caribbean culture. Education plays a big role in the empowerment of communities. There is a junction between sports and academics; this is the sphere of college athletics.

Cuba has 37 universities…alone. In total, the Caribbean has 42 million people (2010 figures) in all 30 member-states. So surely there is enough of a student population to field sports teams.

More so, there is a fan base in the communities to complete the eco-system of sports spectators and community pride. Yet, there is very little college sports being facilitated in the region right now. Despite the breadth and talent base to form leagues and rivalries among the established universities within the Caribbean. Any system for college athletics is noticeably lacking.

This is the mission of the Caribbean Union Trade Federation (CU); to function as a Caribbean version of the National Collegiate Athletic Association (NCAA) in the US. We have much to learn from this organization’s history, successes & failures.

“The NCAA was founded in 1906 to protect young people from the dangerous and exploitive athletics practices of the time,” so states the NCAA on its official website.^[a]

According to Dan Treadway, Associate Blog Editor for the Huffington Post online news magazine^[b]:

The NCAA often likes to harp on tradition and the sanctity of the term “student-athlete,” but it fails to recognize its true roots.

The association in fact got its start because, at the time of its creation, football was in danger of being abolished as a result of being deemed too dangerous a sport. During the 1905 season alone, 18 college and amateur players died during games. In response to public outcry, Theodore Roosevelt, an unabashed fan of the sport, gathered 13 football representatives at the White House for two meetings at which those in attendance agreed on reforms to improve safety. What would later become known as the NCAA was formed shortly after on the heels of this unifying safety agreement.

Collegiate Sports is now big money; an economic eco-system onto itself. How much money does the NCAA make?

For the 2010-11 fiscal year, the NCAA revenue was $845.9 million, (not including College Football). Total rights (broadcast & licensing) payment for 2010-11 was $687 million, of all NCAA revenue. The remaining revenues are mostly event ticket sales.

How did the NCAA go from being an agreement to promote safety standards so as to prevent death on the playing field, to a multi-million dollar enterprise? Chalk that up to 100 years of social evolution.

The book Go Lean … Caribbean serves as a roadmap to advance to the end of the evolutionary process and establish the economic engines to empower the Caribbean region, even in areas like sports and culture.

So how to build sports franchises anew? How will colleges & universities create success from collegiate athletics? It’s a complex “art and science”, but first, it starts with facilities – the CU’s Fairground administration will fund, build and manage sports venues. The CU will be the landlord; the academic institutions, the tenants.

The Go Lean roadmap navigates the changed landscape of globalization and pronounces that change has come to the Caribbean but the region is not prepared. Despite the great appreciation for sports, and the excellent talent of its athletes, there is no business model for the consumption of Caribbean collegiate athletics.

Now, for much of the Caribbean, the population tunes in and pays for cable/satellite TV service to consume American collegiate athletic programming. But how many people in the region are watching Caribbean college sporting activities? None. Though there is a demand, undoubtedly, there is no supply process in place.

In the adjoining table in the Appendix, 36 schools are identified that are capable of fielding credible sports teams, if the appropriate facilitations were in place.

There is the demand. What’s missing is the organized market for consumption. The implementation of this Go Lean roadmap fills this void. This completes the supply!

Applying the model of the NCAA, much can be learned. We can copy their success, and learn from their pitfalls. The NCAA credits tremendous revenues for itself, but not necessarily for all of their members. Under NCAA supervision, the majority of athletic programs, in fact, lose money and are subsidized by funds from their respective university. While the NCAA is needed for academic integrity in college sports, many times, it fails at this responsibility. They lack the CU’s lean execution ethos.

After 100 years later, does the world still need the NCAA? Absolutely! For more than the collective bargaining/negotiations role for the business side of college athletics. They are also the governing body for college athletics, ensuring fairness and good sportsmanship. For the Caribbean Union, this role is to be assumed by the CU Sports Administration, to provide technocratic efficiencies. The resultant eco-system facilitates the CU mandate, to make the region a better place to live, work and play.

Download the book Go Lean … Caribbean – now!

Sign the petition to lean-in for the roadmap for the Caribbean Union Trade Federation.

———————-

APPENDIX A – References:
a – http://www.ncaa.org/wps/wcm/connect/public/NCAA/About+the+NCAA/History
b – http://www.huffingtonpost.com/ daniel-treadway/johnny-manziel-ncaa-eligibility_b_3020985.html

———————-

APPENDIX B – Caribbean Regional Colleges & Universities

Member-state	Legacy	Name
Antigua and Barbuda	British	Antigua State College
Aruba	Dutch	University of Aruba
Bahamas	British	College of the Bahamas
Barbados	British	University of the West Indies – Cave Hill, American University
Belize	British	University of Belize
		Galen University
Bermuda	British	Bermuda College (Community College)
Cuba	Spanish	University of Havana Universidad de Oriente, Polytechnic University José Antonio Echeverría
Dominican Republic	Spanish	Universidad Autónoma de Santo Domingo (UASD) – (English: Autonomous University of Santo Domingo)
French Caribbean	French	University of the French West Indies and Guiana Guadeloupe Campus, Martinique Campus, French Guiana Campus
Guyana	British	University of Guyana
Haiti	French	Caribbean University / Université Caraïbe, Université d’Haiti
Jamaica	British	University of the West Indies – Mona, University of Technology (U-Tech), Mico University College, Northern Caribbean University (NCU), University College of the Caribbean (UCC), International University of the Caribbean (IUC)
Netherlands Antilles	Dutch	University of Curaçao
Curaçao
Sint Maarten		University of St. Martin
Puerto Rico	USA/ Spanish	Caribbean University, Metropolitan University, University of Puerto Rico, University of Turabo
Suriname	Dutch	University of Suriname Anton de Kom Universiteit van Suriname
Trinidad and Tobago	British	University of the West Indies – Saint Augustine University of Southern Caribbean (USC) University of Trinidad and Tobago (UTT)
US Virgin Islands	USA	University of the Virgin Islands

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150 Years of HBCU’s – ENCORE

Posted on March 5, 2017 in Economics, Government, Strategy

This is the 150 anniversary of Howard University, one of the original Historically Black Colleges & Universities (HBCU). This Washington, D.C. private, co-educational, non-sectarian institution was federally chartered on March 2, 1867.

Shortly after the end of the American Civil War, members of The First Congregational Society of Washington considered establishing a theological seminary for the education of African-American clergymen. Within a few weeks, the project expanded to include a provision for establishing a university. Within two years, the University consisted of the Colleges of Liberal Arts and Medicine. The new institution was named for General Oliver Otis Howard, a Civil War hero, who was both the founder of the University and, at the time, Commissioner of the Freedmen’s Bureau. Howard later served as President of the university from 1869–74.^[14]

U.S. Congress chartered Howard on March 2, 1867, and much of its early funding came from endowment, private benefaction, and tuition. An annual congressional appropriation administered by the U.S. Department of Education funds Howard University and Howard University Hospital.^[15] – Retrieved 03-02-2017 from Wikipedia.

Congratulations Howard!

Listen to this AUDIO-PODCAST of a news-talk show discussing this 150-year anniversary commemoration.

AUDIO-PODCAST: http://the1a.org/audio/#/shows/2017-03-02/more-than-money-building-a-new-future-for-hbcus/

This is a great opportunity to ENCORE a previous blog-commentary from March 6, 2015, regarding a different HBCU, Florida A. & M. University (in Tallahassee, FL) and the impact this and other HBCU’s have on economic opportunities. See that submission here-now:

========================

Go Lean Commentary – FAMU is No. 3 for Facilitating Economic Opportunity

This commentary is a big proponent of a college education for Caribbean citizens.

This commentary is a big opponent of a college education for Caribbean citizens in American colleges and universities. The reason for the ambivalence on college education is consistent: the benefit of social mobility; facilitating new economic opportunities. We need this upward mobility for Caribbean citizens but in the Caribbean.

Some institutions are better at facilitating social mobility than others. On the National List of institutions, Florida Agriculture and Mechanical University (FAMU) stands out. It is #3 on the list.

In the interest of full disclosure, this writer is a Rattler, an alumnus of FAMU. (The mascot for FAMU athletics is ‘Rattlers’).

The chief goal of the Social Mobility Index (SMI), according to their website, is to stimulate policy changes within US higher education to help arrest the dangerous and growing economic divergence between rich and poor in the country. The gap in the US between rich and poor grew since the Great Recession, reaching proportions not seen since the period leading to and contributing to the onset of the Great Depression and two world wars. The common attributes include crumbling infrastructure, destroying asset values, and forcing high taxation to pay for war efforts.

If we learned anything from the global fallout of the Great Recession (in 2008 and beyond), it was that getting economic policy right in the US may be necessary for long-term world stability. So while the much publicized student debt overhang, now in excess of $1 trillion, imposes distress and financial burden on millions of students and families, it is a symptom of the much greater problem of economic and social divergence in the country. The good news is that colleges and universities carry great potential to powerfully address this problem.

Economist Thomas Piketty stated: “the principal force for convergence [reduction of inequality] – the diffusion of knowledge – …depends in large part on educational policies, access to training and to the acquisition of appropriate skills, and associated institutions.” – Capital in the 21st Century, pp. 21-2. The SMI asserts that if colleges can begin aggressively shifting policy towards increasing access to higher education, particularly for economically disadvantaged students and families, they will establish themselves as a key force for economic and social convergence.

FAMU has accomplished this feat; placing #3 on a ranking of universities pursuing this endeavor.

The full article of the recognition of FAMU’s SMI is provided here:

Title: Social Mobility Index Ranks FAMU as No. 3 Institution in the Nation for Facilitating Economic Opportunity for Underserved Students
(Source: FAMU News and Events Site – Official Communications – Posted 11-01-2014; retrieved 03-05-2015 from http://www.famunews.com/?p=2153)
TALLAHASSEE, Fla. – The Social Mobility Index (SMI) has ranked Florida Agricultural and Mechanical University (FAMU) the No. 3 institution in the nation for facilitating economic opportunity for underserved students. The University outpaced the nation’s leading Ivy League institutions such as Princeton, Harvard and Yale, which placed 360th, 438th and 440th, respectively, on the rankings list.

The SMI is a new, data-driven ranking system, focused on the problem of economic mobility in the United States. Rankings are based upon an institution’s tuition rate, student economic profile, graduation rate, average early career salary, and endowment.

According to SMI data analyses, FAMU ranks high in its contributions toward narrowing socio-economic gaps by admitting and graduating more low-income students at lower tuition rates, yet with better economic outcomes following graduation. The University is noted on the SMI as having one of the lowest annual tuition rates in the nation.

“We are excited about the SMI recognition,” said President Elmira Mangum, Ph.D. “This new ranking speaks to FAMU’s 127-year legacy of providing access and opportunity to low-wealth citizens across the nation.”

“This ranking also speaks to our strong and unwavering commitment to economic empowerment. Many of our students come to FAMU with the odds stacked against them; however, they leave our institution with a high-quality education, a promising future, and the ability to be effective contributors to society, and, more specifically, to their families,” Dr. Mangum added.

Nearly 92 percent of FAMU students are considered low-income, according to SMI data. However, graduates are leaving the University earning an average salary of nearly $45,000 a year.

For more information on the SMI ranking, visit: www.socialmobilityindex.org.

The book Go Lean…Caribbean posits, along with most economists, that education elevates individuals and entire communities. The book quotes that every year of additional community education raises GDP by 1 percent. Go Lean stakes the claim further that traditional college educated career paths have been disastrous policies for the Caribbean in whole, and for each specific country in particular, for the primary reason that so many students do not return home; or expatriate after returning for a short period. In fact, the World Bank has reported that the Caribbean has a 70% abandonment rate.

In line with the SMI ranking, the Go Lean book promotes education among the strategies to elevate Caribbean society. But this commentary previously asserted that college education has been a bad investment for the Caribbean.

From a strictly micro perspective, college education is great for the individual. The Go Lean book quotes proven economic studies showing the impact that every year of college education improves an individual’s earning power (Page 258). But from the macro perspective – the community – is different for the Caribbean; the region loses out because of an incontrovertible brain drain. Previously, the proverb was introduced of “fattening frogs for snake” referring to the preponderance for Caribbean college educated citizens to abandon their tropical homelands for foreign shores in the US, Canada and Europe, and take their Caribbean-funded education and skill-sets with them.

Change has now come. The driver of this change is technology and globalization. Under the tenants of globalization, institutions like FAMU are competing globally, and can rightly provide e-Learning and Distant Learning schemes. This ties to the other agent of change of technology. The internet allows for deliveries of education services anywhere around the world. The Go Lean book posits that small institutions and big institutions can complete equally on a global basis. If the regional education administrations could invest in more technological deliveries, it would be a win-win for all stakeholders. This type of impact would be more for the Greater Good.

The Go Lean roadmap provides turn-by-turn directions on how to reform the Caribbean tertiary education systems, economy, governance and Caribbean society as a whole. The roadmap commences with a Declaration of Interdependence, pronouncing the approach of regional integration (Page 12 & 14) as a viable solution to elevate the region’s educational opportunities:

xix. Whereas our legacy in recent times is one of societal abandonment, it is imperative that incentives and encouragement be put in place to first dissuade the human flight, and then entice and welcome the return of our Diaspora back to our shores …

xxi. Whereas the preparation of our labor force can foster opportunities and dictate economic progress for current and future generations, the Federation must ensure that educational and job training opportunities are fully optimized for all residents of all member-states, with no partiality towards any gender or ethnic group. The Federation must recognize and facilitate excellence in many different fields of endeavor, including sciences, languages, arts, music and sports. This responsibility should be executed without incurring the risks of further human flight, as has been the past history.

xxvii. Whereas the region has endured a spectator status during the Industrial Revolution, we cannot stand on the sidelines of this new economy, the Information Revolution. Rather, the Federation must embrace all the tenets of Internet Communications Technology (ICT) to serve as an equalizing element in competition with the rest of the world. The Federation must bridge the digital divide and promote the community ethos that research/development is valuable and must be promoted and incentivized for adoption.

This book Go Lean… Caribbean, serves as a roadmap for the introduction and implementation of the Caribbean Union Trade Federation (CU). This represents change for the region. The CU/Go Lean roadmap has 3 prime directives:

Optimization of the economic engines in order to grow the regional economy.
Establishment of a security apparatus to protect the resultant economic engines.
Improve Caribbean governance to support these engines.

The Go Lean book details how education is a vital consideration for Caribbean economic empowerment, but with lessons-learned from all the flawed decision-making in the past, both individually and community-wise. The vision of the CU is a confederation of the 30 member-states of the Caribbean to do the heavy-lifting of championing better educational policies. No more government scholarships; forgive-able loans only from now on. The book details the policies; and other ethos to adopt, plus the executions of the following strategies, tactics, implementations and advocacies to deploy online education in the region:

Community Ethos – Deferred Gratification	Page 21
Community Ethos – People Respond to Incentives	Page 21
Community Ethos – Job Multiplier	Page 22
Community Ethos – Lean Operations	Page 24
Community Ethos – Return on Investments (ROI)	Page 24
Community Ethos – Ways to Impact the Future	Page 26
Community Ethos – Ways to Foster Genius	Page 27
Community Ethos – Ways to Help Entrepreneurship	Page 28
Strategy – Mission – Facilitate Education without Risk of Abandonment	Page 45
Tactical – Separation of Powers – Education Department	Page 85
Tactical – Separation of Powers – Labor Department – Job Training	Page 89
Planning – Lessons Learned from 2008	Page 136
Advocacy – Ways to Grow the Economy	Page 151
Advocacy – Ways to Create Jobs	Page 152
Advocacy – Ways to Improve Education	Page 159
Advocacy – Ways to Impact Student Loans	Page 160
Advocacy – Ways to Improve Governance	Page 168
Advocacy – Ways to Better Managed the Social Contract – Education Optimizations	Page 170
Advocacy – Ways to Improve Libraries	Page 187
Appendix – Education and Economic Growth	Page 258
Appendix – Measuring Education	Page 266
Appendix – Student Loan Crisis – Ripping Off America	Page 286

FAMU is a model for the Caribbean tertiary educational endeavors.

FAMU has quite a reputation for other accomplishments as well – they are a great destination to live, work, learn and play. Their world famous band, the Marching 100 has been recognized as the “playingest band in the land”. They even shared the field with Prince as the Halftime performance for Super Bowl XLI in 2007 in Miami, Florida. See News–VIDEO of their renown here; and also their 2011 Florida Classic Football Game Halftime Show in Orlando, Florida in the Appendix below.

VIDEO – FAMU 2008 Segment on “CBS Evening News” – https://youtu.be/XqGvUg_rLNs

Posted November 27, 2008 – 2008 edition of the Marching 100… interview on Thanksgiving Night 2008 on CBS News… 11/27/08

Now is the time for all of the Caribbean, the people and governing institutions, to lean-in for the changes described in the book Go Lean … Caribbean. We welcome universities like FAMU in their desire to empower minorities in society; we only want that to be done in the Caribbean so as to mitigate societal abandonment. Suggestion: FAMU should develop a global campus presence, with satellite campuses and online matriculations.

Go Rattlers!!!

With the tune set by the Marching 100 band: “I’m so glad, I’m from FAMU”.

This is the win-win the Go Lean roadmap campaigns for. But it’s more than just talk; this is action too. The body part to focus on is not just the mouth; it is the heart – the seat of motivation. Without a doubt, the complete delivery for the Caribbean educational options would help to make the homeland a better place to live, work, learn and play. 🙂

Download the book Go Lean … Caribbean – now!

Sign the petition to lean-in for the roadmap for the Caribbean Union Trade Federation.

————–

Appendix VIDEO – FAMU Marching 100 Halftime Show @ Florida Classic 2011 – http://youtu.be/FrviGJ1Dvvk

Uploaded on Nov 21, 2011 – The FAMU Marching 100 Halftime Performance at The 2011 Florida Classic. Definitely the best band in the land.

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Where the Jobs Are – Animation and Game Design

Posted on November 21, 2016 in Economics, Government, Strategy

Go Lean Commentary

Live, work and play…

These are three activities that we heavily focus on in the Caribbean. But with modernity, we have to now adjust to the new reality that some of these expressions may be digital as opposed to physical.

The below embedded article asserts that a round of new jobs are to be found in the executions for this digital world; this is becoming a new playground. This is a glimpse of industrial growth for the 21st Century; this is the sphere of Internet & Communications Technologies (ICT).

The book Go Lean…Caribbean recognizes the emergence of this new playground; it seeks to make the Caribbean homeland a better place to live, work and play. It makes the claim that innovation and economic growth can result from a progressive community ethos. The book defines this “community ethos” as the fundamental character or spirit of a culture; the underlying sentiment that informs the beliefs, customs, or practices of society; dominant assumptions of a people or period. The book thereafter recommends the ethos of Fostering Genius (Page 27), so as to not only consume this industry’s product offering, but facilitating development and production. The skills to participate in the art and science of this development may not apply to just everyone; it may be limited to a “gifted few”, a “talented tenth”. This is why all the other attendant functions must also be facilitated to engage this activity, such as Helping Entrepreneurship (Page 28), Promoting Intellectual Property (Page 29), Impacting Research and Development or R&D (Page 30) and Bridging the Digital Divide (Page 31).

The landscape for Animation and Game Design is not an easy one; there is heavy-lifting for all stakeholders (government, educators, entrepreneurs, and students). For the “champions” that endure and traverse the obstacles and deliver, they will reap what they sow: a slice of a US$332 Billion pie. Consider the story here, from an engaged Jamaica-focused blogger:

Title: Jamaica’s US$332 billion dollar Industry heralded in CXC’s Animation and Game Design
By: Blogger Lindsworth Deer; posted October 3, 2016; retrieved November 18, 2016 from: https://lindsworthdeer.wordpress.com/2016/10/03/cxcs-animation-and-game-design/

“Part of the thrust for CXC is that students should be able to leave school with some employable skills, so instead of leaving school and applying for a job, you can leave school and create jobs for yourselves and other people. This is where the world is going and part of CXC’s mandate is to assure the global human competitiveness of the Caribbean region” – Quotation from the Assistant Registrar, Public Information and Customer Service at the Caribbean Examinations Council (CXC), Cleveland Sam as he commented on the introduction of Animation and Video Game Design to CAPE.

2016 is going to be an amazing year for the Animation and Video Game Design Community in Jamaica.

This as the CXC (Caribbean Examination Council) is now introducing the Animation and Game Design as a subject (Gunn, 2016, September 8) for the CAPE (Caribbean Advanced Proficiency Examination) Exams.

Launched on Saturday 12 March 2016 at the KingstOOn Festival in Jamaica (CXC, 2016, March 8), this course is set to be a blast. You can download the Animation and Game Design syllabus free from the CXC Website once you follow the procedure (Deer, 2015, November 18) to get a free syllabus.

The new subject will be made up of two (2) units:

The Fundamentals of Animation and Game Design

Interactive Design and Game Development

Modules that are a part of these Units are as follows:

Understanding Animation

Game Design

Drawing and Layouts

Story and Character Development

It’s also a part of the move towards e-Testing (Murdoch, 2016, August 13) by the CXC in January 2017 beginning with CSEC multiple choice (Paper 01) exams only. By 2018, all subjects (Spence, 2016, May 19) will be taken via e-Testing in all territories offering the exams.

The Exams for the subject will be administered online and has no written component, making them geared more towards Kinesthetic (Bucknell University, 2014) and Visual (Carleton University, 2012, May 15) learners and to a lesser extend Auditory and Tactile or Read/Write learners (Saint Leo University, 2015, August 4).

So far, CXC’s e-Testing bandwidth requirements seem a bit much for the small island of Antigua and Barbuda (Murdoch, 2016, September 20), prompting a delay in testing until the bandwidth available at High School is improved following the passing of their Telecommunication Bill 2016.

Jamaica will soon follow suit with e-Testing for CXC Exams.

Animation and Game Design – Making Jamaica a producer of original Animation and Video Game Content
Animation and Game Design is the second subject to go paperless and online since Digital Media, which was launched in 2013. Interestingly, the course will not require the training of new teachers, as Teachers of Visual Arts or IT (Information Technology) can basically use the syllabus and do workshops (The Jamaica Observer, 2016, September 11) to make the transition to teach the subject.

Animation and Game Design is part of a raft of new subjects that have been launched as far back as 2014.

Agricultural Science

Tourism

Entrepreneurship

Performing Arts

Physical Education and Sport

Effectively students will be learning a practical skill by the time they leave High School, which will make it easier for them to become entrepreneurs (Deer, 2016, May 6) in the budding Animation and Video Game Design Industry in Jamaica.

In the long run, it’ll also make Jamaica a producer of animated content instead of a consumer as pointed out by Assistant Registrar, Public Information and Customer Service at the Caribbean Examinations Council (CXC), Cleveland Sam, quote: “This is where the world is going and part of CXC’s mandate is to assure the global human competitiveness of the Caribbean region”.

Student Entrepreneurs – Animation and Video Game Design a US$332 billion dollars per annum Industry
These students, who can become animators and Game Designers straight out of high school, may even become producers of content for the Education Sector (Deer, 2014, October 20), tapping into the US$112 Billion Video Global Gaming Industry as Dr. Joseph Saulter had envisioned.

Potentially Jamaicans can also tap into the US$69 million of the US$220 billion annual Global Animation Industry over a five (5) year period (Deer, 2014, August 2) according to the World Bank.

That’s a total of US$332 billion dollars annually from both the Animation and Video Gaming industries combined up for grabs by student Animators and Video Game Designers. This potential means that a rethink of education may be necessary, especially as Animation and Video Games can be used effectively to teach Primary School Children (Deer, 2016, June 23) under the Tablets in School Program.

There is even evidence that Tablet usage, with the right type of content might be effective in jumpstarting the fine motor skills (Deer, 2016, October 2) of toddlers. Having fine motor skills is key towards developing Kinesthetic (Bucknell University, 2014) and Visual (Carleton University, 2012, May 15)learning in children.

This could make Animation and Video Games for Education is itself a rapidly growing area, especially if you can code apps in multiple languages (Deer, 2016, July 19), tapping into a global marketplace seeking Jamaican Animation and Video Game design content.

So the Minister of Education, Youth and Information, Senator the Hon. Ruel Reid is seeking to re-align the entire Education sector towards the idea of Animation and Video Game design playing a part in the Education Sector, quote: “The entire education training system has to be re-aligned to labour market demands, due to these emerging trends in terms of occupations. We have to reorganise our school training programme and curriculum in that regard”.

So re-align the Ministry of Education must, as Animation and Video Game Design is a US$332 billion dollars per annum low hanging fruit. That is, once you have the right equipment and software (Deer, 2013, September 3) to get your content produced, marketed and sold into the Global marketplace online!

Here’s the link:

Animation and Game Design syllabus

References:

BucknellUniversity. (2014). Kinesthetic Learning in the Classroom. Retrieved from http://www.facstaff.bucknell.edu/jvt002/Docs/ASEE-2008b.pdf

CarletonUniversity. (2012, May 15). Why Use Media to Enhance Teaching and Learning. Retrieved from http://serc.carleton.edu/sp/library/media/why.html

Deer, L. (2013, September 3). Animation after Kingstoon – How to make a Video Game for PC, Smartphone and Tablet. Retrieved from http://mythoughtsontechnologyandjamaica.blogspot.com/2013/09/animation-after-kingstoon-how-to-make.html

Deer, L. (2014, August 2). Animation after KingstOON – World Bank Invests US$20 million in Jamaican Animation BPO Brother from another Mother with Great Expectations. Retrieved from http://mythoughtsontechnologyandjamaica.blogspot.com/2014/08/animation-after-kingstoon-world-bank.html

Deer, L. (2014, October 20). Prof. Joseph Saulter’s Digital Game Design and Development Conference – US$112 Billion Video Gaming Industry may be Jamaicans Next BPO. Retrieved from http://mythoughtsontechnologyandjamaica.blogspot.com/2014/10/prof-joseph-saulters-digital-game.html

SaintLeoUniversity. (2015, August 4). The 3 Types of Learning Styles & How to Use Them for College Success. Retrieved from http://blog.centers.saintleo.edu/blog/the-3-types-of-learning-styles-how-to-use-them-for-college-success

Deer, L. (2015, November 18). How to download CSEC, CCSLC and CAPESyllabuses for Free from CXC. Retrieved from https://lindsworthdeer.wordpress.com/2015/11/18/how-to-download-csec-ccslc-and-cape-syllabuses-for-free-from-cxc/

CXC. (2016, March 8). CXC Launching CAPEAnimation and Game Design Syllabus. Retrieved from http://www.cxc.org/cxc-launching-cape-animation-and-game-design-syllabus/

Deer, L. (2016, May 6). How 9-y-o and Millennials in Jamaica are becoming CEO Entrepreneurs to avoid the Cubicle Rat Race. Retrieved from http://mythoughtsontechnologyandjamaica.blogspot.com/2016/05/millennials-CEO-Entrepreneurs.html

Spence, M. (2016, May 19). CXC to complete e-test phase in by 2018. Retrieved from http://www.caymanreporter.com/2016/05/19/cxc-to-complete-e-test-phase-in-by-2018/

Deer, L. (2016, June 23). Why Tablet in School Rollout in September 2016 means Contractors and Kinesthetic Content coming. Retrieved from http://mythoughtsontechnologyandjamaica.blogspot.com/2016/06/Tablet-in-School-Rollout-September-2016-Kinesthetic-Content.html

Deer, L. (2016, July 19). Why Coding in HTML and CSS3 and speaking Spanish needed in Jamaica. Retrieved from https://lindsworthdeer.wordpress.com/2016/07/19/coding-html-css3-spanish/

Murdoch, K. (2016, August 13).CXC to move to full e-marking and introduces e-testing. http://antiguaobserver.com/cxc-to-move-to-full-e-marking-and-introduces-e-testing/

Gunn, T. (2016, September 8). CAPEStudents to do Animation and Game Design. Retrieved from http://jis.gov.jm/cape-students-animation-game-design/

The Jamaica Observer. (2016, September 11). CAPE offers animation, game design. Retrieved from http://www.jamaicaobserver.com/magazines/career/CAPE-offers-animation–game-design_73483

Murdoch, K. (2016, September 20). Minister promises increased bandwidth as CXC e-testing delayed. Retrieved from http://antiguaobserver.com/minister-promises-increased-bandwidth-as-cxc-e-testing-delayed/

Deer, L. (2016, October 2). University of London and King’s College London Research indicates toddlers love touchscreens. Retrieved from https://lindsworthdeer.wordpress.com/2016/10/02/toddlers-love-touchscreens/

The theme of this article aligns with the book Go Lean…Caribbean which calls for the elevation of Caribbean economics. The book asserts that the Caribbean region has been losing the battle of globalization and technology. The consequences of our defeat is the sacrifice of our most precious treasures, our people. The assessment of all 30 Caribbean member-states is that every community has lost human capital to the brain drain. Some communities, like Puerto Rico and the US Virgin Islands have suffered with an abandonment rate of more than 50% and others have had no choice but to stand on the sideline and watch as more than 70% of college-educated citizens flee their homelands for foreign shores.

If there is a Caribbean champion in the field of Animation and Game Design, the expectation would be that he/she would take “his” talents to South Beach … or Southern California or Southern New York or Southern Canada or Southern England, etc. (This relates to the drama of basketball superstar LeBron James relocating from his beloved hometown of Cleveland, Ohio to the Caribbean Diasporic city of Miami, Florida in the Summer of 2010; see the anecdote and application in the Go Lean book Page 42).

Yes, there are both “push and pull” factors as to why these ones leave, but the destination countries, North America and Western Europe, may not be such ideal alternatives. Their middle-class is shrinking; everything has changed…everywhere! These communities are all struggling to sow-reap economic opportunities from ICT, in which size does not matter. Innovation does. Innovation, inspiration, creativity and software development. This can emerge from any corner of the globe: Silicon Valley or a Silicon Beach in the Caribbean. (As of late, China has become a center of activity for this Animation and Game Design industry). All that is needed is the community will; (community ethos). We can compete with them (China, North America, Europe, anyone) by reforming and transforming our Caribbean homeland to employ the community will.

Consideration for the Animation and Game Design industry is not just all about fantasy, there is a sober sense of reality as well; a US$332 Billion industry is sober enough. Video and electronic games – including for smart phones – are very popular among children and adults alike. See Appendix A below for a trailer for the movie “Angry Birds“, which is based on the video game popular among children. Also see Appendix B for a glimpse of a popular game among adults, “Grand Theft Auto“.

The Go Lean book posits that there is a need to re-focus, re-boot, and optimize the engines of commerce so as to make the Caribbean a better place to live, work and play. Considering the foregoing article, there is the opportunity to create jobs in the industry space for Animation and Game Design. We welcome the initiatives of the Caribbean Examinations Council (CXC).

CXC is familiar to the Go Lean movement. In a previous blog-commentary, the Council’s role in fostering Math and Science competence (STEM) in the English-speaking Caribbean was examined. Now the focus is on fostering education for Animation and Game Design; this is one step further up the STEM/ICT food chain. This is where education and economics (jobs and entrepreneurship) converge.

The book Go Lean… Caribbean, serves as a roadmap for the introduction and implementation of the technocratic Caribbean Union Trade Federation (CU) with the charter to facilitate jobs in the region. The book posits that ICT can be a great equalizer for the Caribbean to better compete with the rest of the world, relating the experiences of Japan – the #3 global economy – who have competed successfully with great strategies and technocratic execution despite being a small country of only 120+ million people. This modeling of Japan, and other successful communities, aligns with this CU charter; as defined by these 3 prime directives:

Optimization of economic engines in order to grow the regional economy to $800 Billion and create 2.2 million new jobs.
Establishment of a security apparatus to protect the resultant economic.
Improve Caribbean governance to support these engines.

Early in the Go Lean book, the responsibility to create jobs was identified as an important function for the CU with these pronouncements in the Declaration of Interdependence (Pages 14):

xxvi. Whereas the Caribbean region must have new jobs to empower the engines of the economy and create the income sources for prosperity, and encourage the next generation to forge their dreams right at home, the Federation must therefore foster the development of new industries, like that of ship-building, automobile manufacturing, prefabricated housing, frozen foods, pipelines, call centers, and the prison industrial complex. In addition, the Federation must invigorate the enterprises related to existing industries tourism, fisheries and lotteries – impacting the region with more jobs.

xxvii. Whereas the region has endured a spectator status during the Industrial Revolution, we cannot stand on the sidelines of this new economy, the Information Revolution. Rather, the Federation must embrace all the tenets of Internet Communications Technology (ICT) to serve as an equalizing element in competition with the rest of the world. The Federation must bridge the digital divide and promote the community ethos that research/development is valuable and must be promoted and incentivized for adoption.

xxviii. Whereas intellectual property can easily traverse national borders, the rights and privileges of intellectual property must be respected at home and abroad. The Federation must install protections to ensure that no abuse of these rights go with impunity, and to ensure that foreign authorities enforce the rights of the intellectual property registered in our region.

xxx. Whereas the effects of globalization can be felt in every aspect of Caribbean life, from the acquisition of food and clothing, to the ubiquity of ICT, the region cannot only consume, it is imperative that our lands also produce and add to the international community, even if doing so requires some sacrifice and subsidy.

According to the foregoing article, Animation and Game Design is emerging in the Caribbean. The regional educational institutions (schools and testing agencies) have recognized the need to foster development in this industry space.

The Go Lean roadmap goes further. We assert that the 42 million people of the Caribbean region can become better consumers of this industry and promoters too. We need some attendant functions, like banking support (with an electronic payment scheme) and infrastructure governance. In addition to the book, previously Go Lean blog-commentaries detailed benefits, issues and challenges of a comprehensive ICT strategy. See this sample here of previous blog-commentaries:

https://goleancaribbean.com/blog/?p=8823	Lessons from China – WeChat: Model for Caribbean Social Media
https://goleancaribbean.com/blog/?p=8817	Lessons from China – Mobile Game Apps: The New Playground
https://goleancaribbean.com/blog/?p=8704	MetroCard – Model for the Caribbean Dollar
https://goleancaribbean.com/blog/?p=8262	Uber App: UberEverything in Africa
https://goleancaribbean.com/blog/?p=7806	Skipping School to become Tech Giants
https://goleancaribbean.com/blog/?p=5668	Move over Mastercard/Visa
https://goleancaribbean.com/blog/?p=5435	China Internet Policing – Model for the Caribbean
https://goleancaribbean.com/blog/?p=4793	Truth in Commerce – Learning from Yelp and India’s Model
https://goleancaribbean.com/blog/?p=4381	Net Neutrality: It Matters Here …
https://goleancaribbean.com/blog/?p=1416	Amazon’s new FIRE Smartphone and Apps
https://goleancaribbean.com/blog/?p=486	Temasek firm backs Southeast Asia cab booking app

This CU/Go Lean roadmap posits that the Caribbean must incubate a software development industry – for games and other functionality – thereby forging entrepreneurial incentives and facilitating the infrastructure upgrades so that software innovations – including Animation and Game Design – can thrive.

This means a lot for the community, not just the direct designer-programmer jobs, but the indirect ones as well. The Go Lean book detailed the principle of job multipliers, how certain industries are better than others for generating multiple indirect jobs down the line for each direct job on a company’s payroll. Industries relating to STEM (Science, Technology, Engineering and Mathematics/Medicine) and ICT fields have demonstrated high job-multiplier rates of 3.0 to 4.1 factors (Page 260).

The Go Lean… Caribbean book details the creation of 2.2 million new jobs for the Caribbean region, many embracing ICT skill-sets. How? By adoption of certain community ethos, plus the executions of key strategies, tactics, implementations and advocacies. The following is a sample from the book:

Community Ethos – Deferred Gratification	Page 21
Community Ethos – Economic Principle – Economic Systems Influence Choices & Incentives	Page 21
Community Ethos – Economic Principle – Voluntary Trade Creates Wealth	Page 21
Community Ethos – Consequences of Choices Lie in the Future	Page 21
Community Ethos – Job Multiplier	Page 22
Community Ethos – Anti-Bullying and Mitigation – Geniuses tend to be bullied early	Page 23
Community Ethos – Lean Operations	Page 24
Community Ethos – Return on Investments	Page 24
Community Ethos – Ways to Impact the Future	Page 26
Community Ethos – Ways to Foster Genius	Page 27
Community Ethos – Ways to Help Entrepreneurship	Page 28
Community Ethos – Ways to Promote Intellectual Property	Page 29
Community Ethos – Ways to Impact Research & Development	Page 30
Community Ethos – Ways to Bridge the Digital Divide	Page 31
Strategy – Mission – Education Without Further Brain Drain	Page 46
Tactical – Fostering a Technocracy	Page 64
Tactical – Tactics to Forge an $800 Billion Economy – Japanese Model	Page 69
Tactical – Tactics to Forge an $800 Billion Economy – High Multiplier Industries	Page 70
Tactical – Separation of Powers – Commerce Department – Patents & Copyrights	Page 78
Tactical – Separation of Powers – Labor Department – On-the-job Training	Page 89
Implementation – Ways to Pay for Change	Page 101
Implementation – Trends in Implementing Data Centers	Page 106
Implementation – Ways to Deliver	Page 109
Implementation – Ways to Impact ICT and Social Media	Page 111
Planning – Ways to Improve Trade	Page 128
Advocacy – Ways to Grow the Economy	Page 151
Advocacy – Ways to Create Jobs	Page 152
Advocacy – Ways to Improve Education	Page 159
Advocacy – Ways to Impact Labor Markets and Unions	Page 164
Advocacy – Ways to Foster Empowering Immigration – STEM Resources	Page 174
Advocacy – Ways to Foster Technology	Page 197
Advocacy – Ways to Foster e-Commerce	Page 198
Advocacy – Ways to Impact Youth	Page 227
Appendix – Growing 2.2 Million Jobs in 5 Years	Page 257
Appendix – Job Multipliers	Page 259

So the CU/Go Lean roadmap calls for fostering job-creating developments, incentivizing many high-tech start-ups and incubating viable companies. This plan is to create 2.2 million new jobs; but from where? Previous blog-commentaries detailed options … as follows:

https://goleancaribbean.com/blog/?p=9203	Where the Jobs Are – Employer Models in the United States
https://goleancaribbean.com/blog/?p=6089	Where the Jobs Are – Futility of Minimum Wage
https://goleancaribbean.com/blog/?p=2857	Where the Jobs Are – Entrepreneurism in Junk
https://goleancaribbean.com/blog/?p=2126	Where the Jobs Are – Computers Reshaping Global Job Market
https://goleancaribbean.com/blog/?p=2025	Where the Jobs Are – Attitudes & Images of the Diaspora
https://goleancaribbean.com/blog/?p=2003	Where the Jobs Are – One Scenario: Ship-breaking
https://goleancaribbean.com/blog/?p=1698	Where the Jobs Are – STEM Jobs Are Filling Slowly

The primary ingredient for this roadmap’s success recipe must be Caribbean people. This means we need to foster and incite participation for our young people into STEM fields “early and often”. A second ingredient will be the support of the community – the “community will” – while not everyone will be a direct participant, everyone will be impacted. We must encourage and spur any future “achiever”. This is a consistent theme in the Go Lean book, that one person can make a difference.

The Caribbean can be the best address on the planet, with solutions for our deficiencies – like jobs. Let’s get started, by leaning-in to the turn-by-turn directions of the Go Lean roadmap.

Yes, we can make our homeland a better place to live, work and play. 🙂

Download the book Go Lean … Caribbean – now!

—————–

Appendix A VIDEO – The Angry Birds Movie – Official Theatrical Trailer – https://youtu.be/QRmKa7vvct4

Published on Jan 26, 2016 –

In the 3D animated comedy, The Angry Birds Movie, we’ll finally find out why the birds are so angry.

The movie takes us to an island populated entirely by happy, flightless birds – or almost entirely. In this paradise, Red (Jason Sudeikis, We’re the Millers, Horrible Bosses), a bird with a temper problem, speedy Chuck (Josh Gad in his first animated role since Frozen), and the volatile Bomb (Danny McBride, This is the End, Eastbound and Down) have always been outsiders. But when the island is visited by mysterious green piggies, it’s up to these unlikely outcasts to figure out what the pigs are up to.

Featuring a hilarious, all-star voice cast that includes Bill Hader (Trainwreck, Inside Out), Maya Rudolph (Bridesmaids, Sisters), and Peter Dinklage (Game of Thrones), as well as Kate McKinnon (Saturday Night Live, Ghostbusters), Keegan-Michael Key (Key & Peele), Tony Hale (Veep, Arrested Development), Tituss Burgess (Unbreakable Kimmy Schmidt), Ike Barinholtz (Neighbors, Sisters), Hannibal Buress (Daddy’s Home, Broad City), Jillian Bell (22 Jump Street), Danielle Brooks (Orange is the New Black), Latin music sensation Romeo Santos, YouTube stars Smosh (Ian Hecox and Anthony Padilla), and country music superstar Blake Shelton, who writes and performs the original song “Friends,” the Columbia Pictures/Rovio Entertainment film is directed by Fergal Reilly and Clay Kaytis and produced by John Cohen and Catherine Winder. The screenplay is by Jon Vitti, and the film is executive produced by Mikael Hed and David Maisel.

——————-

Appendix B VIDEO – Grand Theft Auto V: The Official Launch Trailer – https://youtu.be/hBvMSP7cI-Q

Published on Nov 10, 2014 – Grand Theft Auto V was launched on November 18, 2014 for on PlayStation®4.
A player can transfer from previous Grand Theft Auto Online characters and progression from PlayStation®3 or Xbox 360 to PlayStation®4. See more here: http://www.rockstargames.com/v
Intense Violence, Blood and Gore, Nudity, Mature Humor, Strong Language, Strong Sexual Content, Use of Drugs and Alcohol.
©2008-2014 Rockstar Games, Inc. Rockstar Games, Rockstar North, Grand Theft Auto, the GTA Five, and the Rockstar Games R* marks and logos are trademarks and/or registered trademarks of Take-Two Interactive Software, Inc. in the U.S.A. and/or foreign countries.

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Bahamas Welcomes the New University

Posted on November 17, 2016 in Economics, Government, Implementation

Go Lean Commentary

Dateline Thursday, November 10, 2016 – It’s a BIG moment for the Bahamas; its Charter Day; their College of the Bahamas (COB) has now graduated to the University of the Bahamas (UB). This is a B.H.A.G. (Big Hairy Audacious Goal)! Congratulations! We welcome this new University.

VIDEO – Bahamas Welcomes First University – https://youtu.be/g7sxdmrj1bM

Published on Nov 10, 2016 – Evening Newscast from ZNS Television – Bahamas State-own TV and Radio Network – on Charter Day.

This B.H.A.G. was the plan “all the while”. In 2014 when COB published their 2025 Master Plan, this commentary chimed in. Our conclusion:

The institution was only reaching for the lamp-post. (The commentary preferred that COB “reached for the stars”).

We received feedback-criticism for that assessment. We heard specific responses like:

“Not Accurate! The Go Lean commentary ignored the real world constraints that COB must manage”.

This commentary is a response to that response.

After 2 years of reflection, it is our conclusion that the COB Master Plan 2025 was indeed a “good start”. The previous assessment was that the College-University Master Plan was deficient, that it did not “stretch” far enough to address the Agents of Change (globalization and technology) affecting the Caribbean and the educational needs of this island-nation. But now, after 2 years of “observing and reporting” on the effort to reform and transform failing communities, we have come to appreciate that some changes must be evolutionary as opposed to revolutionary. That 2014 blog was extremely insightful; it accurately described “what” was needed in the arena of tertiary education in the Bahamas (and other Caribbean member-states), but it too was deficient …

… it did not stress the “why”, “how” and “when”. Let’s do that now; this is an update to that previous submission:

Why?

Answering all the questions of “why”, “how” and “when” is reflective of the comprehensiveness of the book Go Lean…Caribbean. The book serves as a roadmap for the introduction and implementation of the technocratic Caribbean Union Trade Federation (CU). This roadmap assesses that the Caribbean – Bahamas included – is in crisis.

Why a crisis?

There is a dire problem with societal abandonment. Even students are guilty of blame. Many times they leave their Caribbean homeland to matriculate abroad and never return. In general, the region’s abandonment rate among tertiary educated citizens is reported at 70%.

So there needs to be a viable alternative to studying abroad. There needs to be a good local educational institution. This is what was expected in the COB-UB Master Plan in 2014 and what is expected today. As the sole tertiary education institution in the Bahamas, it would be expected that a Master Plan would have better addressed this crisis. As this is bigger than just academics; this addresses all societal engines. The CU/Go Lean roadmap embeds concern for all these engines in its prime directives; identified with the following 3 statements:

Optimization of the economic engines in order to grow the regional economy to $800 Billion & create 2.2 million new jobs.
Establishment of a security apparatus to protect the resultant economic engines.
Improve Caribbean governance to support these engines.

This prime directive relates to universities as well. They can effect change in their community; see Appendix-VIDEO below. The Go Lean book posits that the Caribbean’s crisis is a “terrible thing to waste”. Therefore the roadmap seeks to change the entire eco-system of Caribbean education. This vision is defined early in the book (Page 13 & 14) in the following pronouncements in the Declaration of Interdependence:

xix. Whereas our legacy in recent times is one of societal abandonment, it is imperative that incentives and encouragement be put in place to first dissuade the human flight, and then entice and welcome the return of our Diaspora back to our shores…

xxi. Whereas the preparation of our labor force can foster opportunities and dictate economic progress for current and future generations, the Federation must ensure that educational and job training opportunities are fully optimized for all residents of all member-states, with no partiality towards any gender or ethnic group. The Federation must recognize and facilitate excellence in many different fields of endeavor, including sciences, languages, arts, music and sports. This responsibility should be executed without incurring the risks of further human flight, as has been the past history.

xxvii. Whereas the region has endured a spectator status during the Industrial Revolution, we cannot stand on the sidelines of this new economy, the Information Revolution. Rather, the Federation must embrace all the tenets of Internet Communications Technology (ICT) to serve as an equalizing element in competition with the rest of the world. The Federation must bridge the digital divide and promote the community ethos that research/development is valuable and must be promoted and incentivized for adoption.

Universities play an important role in cementing the societal fabric of their communities. In a previous blog-commentary, the American experience was detailed; the number one employers in each state were listed. In 16 of the 50 states, the largest employer was an entity within that State’s University System. The following intelligence was gleaned:

The education eco-system is important for more than just enrolled student bodies; whole communities are affected. Just consider the California example … indicative of all the other states where a University System is the largest employer: The University … system, which has campuses in Berkeley, Davis, Irvine, Los Angeles, Riverside, Merced, Santa Cruz, Santa Barbara, San Diego, and San Francisco, is the largest employer in the state. The university network also includes the UCLA Health System, which consists of 5 medical centers, and three national laboratories.
Jobs come from disruptive systems of commerce – Big-Box retailer Walmart has undermined the business models of the previous delivery solutions for food, clothing and shelter (home goods). They are now the largest employer in 19 states.

So … how and when?

How? – 10 Ways to Improve the University

What should have been featured in a Master Plan/roadmap for effectuating change in the tertiary education landscape for the Bahamas? The following community ethos, strategies, tactics and implementations from the Go Lean book (in the order of appearance in the book) depict how to improve a Caribbean university eco-system for the educational charter:

Ways to Impact the Future – Forward focus, not legacy; Future success is not guaranteed; must be fostered	Page 26
Ways to Foster Genius – Identify them early and foster/protect them through out their development	Page 27
Ways to Impact Research & Development – Size does not matter; commitment does	Page 30
Steps to Implement Self-Governing Entities – Invite other universities for Healthcare and specialty Campuses	Page 105
Ways to Improve Education – Manage Brain Drain as an enemy; with a comprehensive Battle Plan	Page 159
Ways to Impact Student Loans – People cannot repay if they are not around; conditionalize all grants	Page 160
Ways to Empower Immigration – Import the skills (teachers and students) we do not have	Page 174
Ways to Impact Public Works – Need cutting edge campuses to attract and retain stakeholders	Page 175
Ways to Improve Libraries – Outreach into neighborhoods; bring the learning to the people	Page 187
Ways to Foster Technology – e-Learning makes for virtual campuses; keep rural people at home	Page 197

How? – 10 Ways the University Can Impact the Community

As conveyed in the Appendix VIDEO below, universities usually have an effect on their communities above-and-beyond academics. There is the concept of the Company town, or in this case University town, in which one or more universities may be the primary economic driver. The US has many such towns, think Gainesville-Florida, Tallahassee-Florida, Athens-Georgia, Lincoln-Nebraska, Ann Arbor-Michigan and others.

How can an education institution in the Caribbean region execute a plan to impact the economic, security and governing engine of its community?

The Go Lean book details these community ethos, strategies, tactics, implementations and advocacies to foster peripheral benefits for all who live, work and play in the Caribbean region. See sample here of peripheral-auxiliary benefits from the Go Lean book (in the order of appearance in the book):

Ways to Help Entrepreneurship – Models abound where Incubators started on University Campuses	Page 28
Ways to Promote Intellectual Property – Respect for Other People’s IP must start with the Intellectuals	Page 29
Ways to Bridge the Digital Divide – Campuses should lead this revolution	Page 31
Ways to Impact Social Media – .EDU (Education) websites should dominate traffic	Page 111
Ways to Foster International Aid – Need Visiting Faculty and Exchange Students	Page 115
Ways to Benefit from Globalization – Need foreign students here, not just local students going abroad	Page 187
Ways to Impact Housing – Model of Ann Arbor shows Mixed-Use Developments embedded in “Cityscape”	Page 160
Ways to Improve Communications – Common strategy for Campus “Public” Radio and TV	Page 185
Ways to Promote Fairgrounds – CU built Stadia/arenas; Intercollegiate Sports only missing landlords	Page 194
Ways to Improve Sports – Foster an Intercollegiate Sports eco-system in the region with other colleges	Page 229

How? – Models

Education initiatives are a familiar feature of the Go Lean movement. Consider the many previous blog-commentaries relating lessons-learned (good and bad) and models on education reform from other communities. See the sample here:

https://goleancaribbean.com/blog/?p=8669	Detroit makes Community College free
https://goleancaribbean.com/blog/?p=7806	Skipping School to become Tech Giants
https://goleancaribbean.com/blog/?p=6269	Education & Economics: Welcome Mr. President
https://goleancaribbean.com/blog/?p=5482	For-Profit Education: Plenty of Profit; Little Education
https://goleancaribbean.com/blog/?p=4487	FAMU – Finally, A Model for Facilitating Economic Opportunity
https://goleancaribbean.com/blog/?p=2183	Lessons Learned from Textbook Price-gouging
https://goleancaribbean.com/blog/?p=2171	Sports Role Model – Turn On the SEC Network
https://goleancaribbean.com/blog/?p=709	Student debt holds back many would-be home buyers

When?

Now is the time for all of the Caribbean, the people and governing institutions, to lean-in for the empowerments described in the book Go Lean … Caribbean. This Big Deal for the region leads first with economic empowerments, including education solutions.

Wake up all you teachers
Time to teach a new way
Maybe then they’ll listen
To what you have to say.
Song: Wake Up Everybody; performed by Harold Melvin and the Blue Notes (1975)
Source: Retrieved November 2, 2016 from: http://www.metrolyrics.com/wake-up-everybody-lyrics-harold-melvin-the-blue-notes.html

This Go Lean book is not the COB/UB Master Plan; the institution must address their own planning, but ultimately the requirements detailed in the book are what the Caribbean are relevant for the region: better education options, better jobs, better entrepreneurial opportunities, better economic growth and better prospects to live, work and play in the Caribbean. The Bahamas in particular, and the Caribbean region as a whole, needs the deliveries of this roadmap from Go Lean … Caribbean.

This roadmap is conceivable, believable and achievable. Let’s all lean-in.

Let’s all lean-in now!

Congratulations … and welcome to the new University of the Bahamas. Welcome to the fight!

🙂

Download the book Go Lean … Caribbean – now!

———-

Appendix VIDEO – Rodney Smith – Address at the Bahamas Business Outlook – https://vimeo.com/118522660

Rodney Smith – Address at The Bahamas Business Outlook Jan. 29th, 2015 from University of The Bahamas on Vimeo.

Jan. 29th, 2015 – University President Rodney Smith addresses the Bahamas Chamber of Commerce in preview of the new University of the Bahamas.

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ENCORE: For-Profit Education – ‘Another one bites the dust’

Posted on September 6, 2016 in Economics, Industries

The ‘Evil Empire‘ – For-Profit Educational firms and institutions – is finally facing resistance from governmental authorities. Companies in this industry have come under fire for their bad practices and abuse of their customers: young students.

… and now, today, ITT Educational Services, one of the largest operators of for-profit technical schools, ended operations at all of its ITT Technical Institutes. See a summary of the story here:

Title: ITT Technical Institutes shuts down after 50 years in operation
ITT Educational Services … ended operations at all of its ITT Technical Institutes on Tuesday, citing government action to curtail the company’s access to millions of dollars in federal loans and grants, a critical source of revenue.

The move to shut down the chain of career schools after 50 years arrives two weeks after the Education Department said ITT would no longer be allowed to enroll new students who rely on federal loans and grants, award raises, pay bonuses or make severance payments to its executives without government approval. The department’s unprecedented move sent shares of the publicly traded company tumbling to an all-time low and raised questions about the future of the company.
…
See the full article here at: https://www.washingtonpost.com/news/grade-point/wp/2016/09/06/itt-technical-institutes-shut-down-after-50-years-in-operations/ posted & retrieved September 6, 2016.

Previously, on June 8, 2015, this commentary detailed the similar case against Corinthian Colleges; see an ENCORE of that commentary here:

——————————-

Go Lean Commentary

Follow the money…

This is a familiar plot-line in Hollywood Police dramas. Its “life imitating art” because this is the same eventuality for the American For-Profit education industry. There is a lot of money available in the US for post-secondary education of American students. Federal Student Loans are available to any American citizen regardless of credit or income. This constitutes a fertile ground for abuse.

According to the following news article, this one education company Corinthian College – see Appendix A below – is a bad example of For-Profit schools making a lot of profit but providing very little education to its customers: students.

“Scratch a liar, catch a thief”.

The article is presented here:

1. Title: My college degree is worthless

Sub-title: Students across the country are shelling out tens of thousands of dollars for degrees that end up being completely worthless.

Rosalyn Harris, an unemployed single mother who had never gone to college, thought getting a degree would be the ticket to a new life. So at age 23, she enrolled in a two-year criminal justice program at for-profit Everest College in Chesapeake, Va.

But the wealth of job opportunities the school had touted never transpired, and all she ended up with was more than $22,000 in student loan debt. She said classes were terrible, she didn’t receive any of the training she needed, and as a result, she spent months after graduation searching for criminal justice jobs without ever getting a call back.

Desperate to start paying some of her bills, Harris eventually applied for any entry-level job she could find. A full year after she graduated, she finally found a minimum wage job stocking shelves at Victoria’s Secret.

“My sole purpose of going to school was bettering my life for me and my son,” she said. “But now I wish I had never gone.”

Everest is a member of for-profit behemoth Corinthian Colleges, which has been accused by federal agencies of operating a predatory lending scheme, preying on low-income students and falsely inflating job placement numbers. Corinthian is currently closing and selling its schools, leaving thousands of graduates on the hook for loans they took out.

A Corinthian spokesman confirmed that Harris graduated in good standing, but it was unable to place her in a job. He said the school did provide her with career assistance and claims the criminal justice program has a 75% job placement rate, which he said is “a strong outcome for any educational program.”

He also disputed the allegations against the school, noting that Corinthian’s student loan default rate (of up to 27% for its EverestCollege campuses) is lower than other community colleges and its graduation and job placement rates are higher.

And while Corinthian has a particularly bad reputation, the for-profit college industry as a whole is often criticized for luring low-income students with false promises and failing to provide educations that qualify students for jobs.

Not only that but for-profit schools are generally double or triple the cost of public institutions like community colleges, and the default rate (19% last year) was the highest of all sectors.

Vantrell Echols, a 36-year-old from Georgia, wishes he never received a phone call from for-profit Lincoln College of Technology back in 2008. He said the school spent six months convincing him to enroll — promising to provide all the training and help he needed to find a high-paying computer science job. He had been unemployed for more than a year and he was desperate, so he gave it a shot.

But upon enrolling in the computer science program, he said the quality of education “was a complete joke” and job assistance was nonexistent.

“They sold many of us dreams about helping us, getting us qualified to work, to help us with jobs, [but] I had to ask fellow students to help me because the teachers wouldn’t. Many of us graduated with honors but didn’t learn anything in our fields,” he said.

Lincoln Educational Services president Scott Shaw defended the school’s reputation to CNNMoney, touting its 75% job placement rate and pointing to examples of successful graduates like the CEO of VMWare (who graduated in 1979).

But Echols said that after accumulating more than $20,000 in debt to attend the one-year program, he wasn’t able to find a single job in computer science. He’s still unemployed, is now homeless — and he is convinced he’d be better off without the degree even listed on his resume.

He says multiple employers have told him that they don’t view his degree as credible because of the for-profit industry’s reputation and because other people they’ve hired from the school haven’t had the necessary skills for the job.

“They’ve ruined my life and the lives of many of my classmates,” he said.

Shaw said extensive career assistance was provided to Echols and that he isn’t sure why Echols couldn’t find a job. “There’s only so much we can do — at some point the student has to partake,” he said.

But these kinds of stories are popping up so often that even the Obama Administration took action this week. Going forward, for-profit colleges will risk losing federal student aid if average loan payments of graduates exceed 20% of discretionary income or 8% of total earnings.

“Too many hard-working students find themselves buried in debt with little to show for it,” Secretary of Education Arne Duncan said in a statement.

Senators Jeff Merkley of Oregon and Tom Harkin of Iowa are pushing for legislation that goes a step further. They argue that a loophole in federal laws allow some institutions to offer programs that aren’t licensed or accredited at the state or federal level. That means graduates end up with degrees that may sound legitimate but are meaningless to many employers.

The two senators introduced legislation last month aimed at cracking down on these “worthless degrees.” The legislation would require courses to be licensed before allowing schools to accept federal money like student loan dollars or financial aid.

“Passing this bill will ensure that a college can no longer charge thousands of dollars for a degree that does not prepare them to work in the field they were promised‎,” according to a statement about the bill.

Related: U.S. sues Corinthian Colleges
2. Title: Embattled for-profit education behemoth Corinthian Colleges is facing yet another legal fight: This time, from the Consumer Financial Protection Bureau.

The consumer agency announced Tuesday it is suing Corinthian for “illegal predatory lending” and is demanding that the school forgive more than $500 million in private loans it has given to students since July of 2011.

According to the CFPB’s complaint, Corinthian convinced students to enroll in the school by inflating its job placement rates. It even paid employers to hire graduates for at least one day in order to boost its numbers.

Meanwhile, Corinthian’s tuition and fees — which can climb to as high as $75,000 for a bachelor’s degree — are higher than what federal loans generally cover, forcing many students to take out private loans from the school. These loans, called “Genesis loans,” came with origination fees of 6% and interest rates of around 15% as of 2011 — much higher than the 3% and 7% charged on federal loans.
…
CNNMoney (New York); posted September 16, 2014 from: http://money.cnn.com/2014/09/16/pf/college/cfpb-corinthian-lawsuit/index.html?iid=EL

The references to “low-income students” in the foregoing article are most commonly the “Black and Brown” of the American population. This is a frequent demographic for victimization in American life.

This issue in the article is just another example of Crony-Capitalism and institutional racism. The book Go Lean…Caribbean and subsequent blogs posit that the Caribbean must not be vulnerable to these negative American forces.

The dread of Crony-Capitalism and institutional racism have been highlighted and detailed in many previous blog commentaries; see the many Crony-Capitalism models in Appendix B below. Now we have to add the reality of Big Education to the discussion. The issue underpinning this dilemma is the easy availability of guaranteed student loans from the US federal government. Unfortunately this is not just an issue for For-Profit institutions, many not-for-profit colleges and university also exploit the federal student loan funds to garner revenues at the expense of innocent students. The Crony in this case is a direct consequence of a rich pool of federal monies.

Rich pool? This brings to mind the visual of an isolated pool/pond on the African Plain, a watering hole on the Serengeti where many animals seek hydration and refuge, but the terrain is endangered with predators: lions, crocodiles, hyenas, cheetahs, etc.. Yes, in the American commercial eco-system, “follow the money”, and you will find many “bad actors” looking to exploit the situation for unfair gain and quick profits.

VIDEO – Is the cost of college crippling? – http://money.cnn.com/video/news/2013/09/03/n-cost-of-college-rising-education-middle-class-jobs.cnnmoney/

The Caribbean must do better! We must also dissuade our citizens from emigrating to this American eco-system.

The consideration of Crony-Capitalism in the For-Profit Education industry aligns with the book Go Lean…Caribbean, a roadmap to elevate the economic, security and governing engines of the Caribbean. The Caribbean wants to model many of the good examples of the United States, and learn from the many bad models. Education is one such model. While optimization of education can systemically raise a country’s economy, the Caribbean experience has been more negative than positive. Too many of our students have left … to study abroad; then refused to return home, taking with them the return on community investments and repayment of their student loans. The Go Lean book has reported in detail on how traditional college career paths have been disastrous policies for the Caribbean in whole, and each specific country in particular.

This Go Lean book serves as a roadmap for the introduction and implementation of the technocratic Caribbean Union Trade Federation (CU). The CU has a complete education agenda, applying lessons learned from the consideration of the American models. This roadmap represents a big change for the region. The CU/Go Lean roadmap has 3 prime directives:

Optimization of the economic engines in order to grow the regional economy to $800 Billion & create 2.2 million new jobs..
Establishment of a security apparatus to police “bad actors” and protect the resultant economic engines.
Improvement of Caribbean governance, including a separation-of-powers, to support these engines.

The Go Lean roadmap provides turn-by-turn directions on how to reform the Caribbean tertiary education systems, economy, governance and Caribbean society as a whole. There is a plan for a regional student loan pool, where we mitigate the dangers that are so evident in the American eco-system. Our primary threat now is the constant abandonment rate among the college-educated populations. So as a planning tool, the roadmap commences with a Declaration of Interdependence, pronouncing the dread of societal threats and the Caribbean brain drain (Page 12):

xvi.  Whereas security of our homeland is inextricably linked to prosperity of the homeland, the economic and security interest of the region needs to be aligned under the same governance. Since economic crimes … can imperil the functioning of the wheels of commerce for all the citizenry, the accedence of this Federation must equip the security apparatus with the tools and techniques for predictive and proactive interdictions.

xix.  Whereas our legacy in recent times is one of societal abandonment, it is imperative that incentives and encouragement be put in place to first dissuade the human flight, and then entice and welcome the return of our Diaspora back to our shores …

xxi.  Whereas the preparation of our labor force can foster opportunities and dictate economic progress for current and future generations, the Federation must ensure that educational and job training opportunities are fully optimized for all residents of all member-states, with no partiality towards any gender or ethnic group… This responsibility should be executed without incurring the risks of further human flight, as has been the past history.

The Go Lean book posits that education is a vital consideration for Caribbean economic empowerment. The vision of the CU is a confederation of the 30 member-states of the Caribbean to do the heavy-lifting of championing better educational policies. The book details those policies; and other ethos to adopt, plus the executions of the following strategies, tactics, implementations and advocacies to impact tertiary education in the region:

Community Ethos – Deferred Gratification	Page 21
Community Ethos – Economic Systems Influence Individual Choices and Incentives	Page 21
Community Ethos – Job Multiplier	Page 22
Community Ethos – Lean Operations	Page 24
Community Ethos – Return on Investments (ROI)	Page 24
Community Ethos – Ways to Impact the Future – Apply Lessons of American Lax Oversight	Page 26
Community Ethos – Ways to Foster Genius	Page 27
Community Ethos – Ways to Help Entrepreneurship – Training & Mentoring	Page 28
Tactical – Separation of Powers – Education Department	Page 85
Tactical – Separation of Powers – Labor Department – On-the-Job-Training Regulator	Page 89
Implementation – Ways to Better Manage Debt – Lessons of American Student Loan Crisis	Page 114
Advocacy – Ways to Grow the Economy – Essential Role of Tertiary Education	Page 151
Advocacy – Ways to Create Jobs – Vital Need for Better STEM* Education Empowerments*	Page 152
Advocacy – Ways to Improve Education – Mitigating the Brain Drain	Page 159
Advocacy – Ways to Impact Student Loans – Regional Pools for Cross-Border Enforcements	Page 160
Advocacy – Ways to Improve Governance	Page 169
Appendix – Education and Economic Growth	Page 258
Appendix – Measuring Education Progress and Success Criteria	Page 266
Appendix – New American Student Loan Debt Crisis – Now Over $1 Trillion in Debt	Page 286

The American Tertiary Education Student Loan eco-system is badly broken; (tuition has increased 500% since 1985). The large pools of money has attracted “bad actors” or predators. The party in the foregoing news article – Corinthian Colleges – has been charged and adjudicated with predatory lending violations. Their victims: poor students who would have to repay these non-dischargeable federally-insured student loans. How sad? All of that time, talent and treasury and nothing to show for it. No wonder the economic effects of this affected population are now showing in other aspects of the economy, such as retarded home-buying output among the younger generations.

The Caribbean is urged to do better.

The people, educational and governing institutions in the region are urged to lean-in for the empowerments described in the book Go Lean … Caribbean. Education reform can suceed in elevating Caribbean society; we can make our Caribbean homeland a better place to live, work, learn and play. 🙂

Download the free e-Book of Go Lean … Caribbean – now!

———-

Appendix A – Corinthian Colleges, Inc.
(Source: http://en.wikipedia.org/wiki/Corinthian_Colleges)

Corinthian Colleges, Inc. (CCi) was a large for-profit post-secondary education company in North America. Its subsidiaries offered career-oriented diploma and degree programs in health care, business, criminal justice, transportation technology and maintenance, construction trades, and information technology.^[1]

At its largest, CCi had over 100 Everest, Heald and WyoTech campuses throughout the United States and Canada.^[2]

Corinthian’s campuses in Canada closed on February 19, 2015 after the Ontario government suspended their operation license. After a series of legal challenges by state and federal agencies, on April 26, 2015 Corinthian Colleges announced that they would cease operations at all remaining US locations effective April 27, 2015. The closure affected more than 16,000 students and employees.

Corinthian Colleges was founded in February 1995.^[3] The five founders — David Moore, Paul St. Pierre, Frank McCord, Dennis Devereux, and Lloyd Holland — were executives at National Education Centers, Inc. (NECI), a for-profit operator of vocational schools based in Irvine, California. The founders planned to acquire schools that were fundamentally sound, but which for one reason or another were performing below their potential.^[4]

Historically, CCi grew rapidly through acquisitions and through organic growth, including opening new branch campuses, remodeling, expanding or relocating existing campuses, and adopting curricula into existing colleges.^[3]

Acquired Schools
The following institutes and colleges were acquired [through the years]:^[5]

American Motorcycle Institute
AshmeadCollege
Blair College
Bryman College
Bryman Institute
Duff’s Business Institute
Florida Metropolitan University
Georgia Medical Institute
Kee Business College
Las Vegas College
National Institute of Technology
National School of Technology
Olympia Career Training Institute
Olympia College
Parks College
Rochester Business Institute
Tampa College
Western Business College

Corinthian Colleges faced numerous investigations and lawsuits, including a federal criminal investigation.^[6]

Financial Aid Financing
The Higher Education Act provides that a private, for-profit institution, such as CCi’s institutions, may derive no more than 90% of its revenue from the Title IV federal student aid programs.^[39] In 2010, CCi reported that it received 81.9% of revenue from Title IV federal student aid programs. ^[40] Corinthian Colleges (CCI) acquired QuickStart Intelligence in summer 2012, an Irvine, California-based, privately held technology training company. As a B2B revenue stream; CCI acquired QuickStart Intelligence to leverage the 10%, non-government funding essential to back the additional student loans for CCi’s core adult learning programs.

Student Loan Default Rate
A significant requirement imposed by Congress is a limitation on participation in Title IV programs by institutions whose former students default on the repayment of federal student loans in excess of specified rates (“Cohort Default Rates”).^[41] On March 25, 2013, CCi received a draft three-year Cohort Default Rates from the U.S. Department of Education for students who entered repayment during the federal fiscal year ending September 30, 2010 (the “2010 Cohort”), measured over three federal fiscal years of borrower repayment. The weighted average of CCi’s institutions was 19.0%, a 9.0 percentage point decrease from the 28.0% weighted average for the three-year cohort default rate for students who entered repayment during the prior fiscal year.^[42] For the 2010 Cohort, none of CCi’s institutions exceeded the default threshold set by the U.S. Department of Education.^[42]

———-

Appendix B – Models of American Crony-Capitalism

Big Defense	Many theorists indicate that the “follow the money” approach reveals the Military Industrial Complex work to undermine peace, so as to increase defense spending for military equipment, systems and weapons.
Big Media	Cable companies conspire to keep rates high; kill net neutrality; textbook publishers practice price gouging; Hollywood insists on big tax breaks/ subsidies for on-location shooting.
Big Oil	While lobbying for continuous tax subsidies, the industry have colluded to artificially keep prices high and garner rocket profits ($38+ Billion every quarter).
Big Box	Retail chains impoverish small merchants on Main Street with Antitrust-like tactics, thusly impacting community jobs. e-Commerce, an area of many future prospects, is the best hope of countering these bad business tactics.
Big Pharma	Chemo-therapy cost $20,000+/month; and the War against Cancer is imperiled due to industry profit insistence.
Big Tobacco	Cigarettes are not natural tobacco but rather latent with chemicals to spruce addiction.
Big Agra	Agribusiness concerns bully family farmers and crowd out the market; plus fight common sense food labeling efforts.
Big Data	Brokers for internet and demographic data clearly have no regards to privacy concerns.
Big Banks	Wall Street’s damage to housing and student loans are incontrovertible.
Big Weather	Overblown hype of “Weather Forecasts” to dictate commercial transactions.
Big Real Estate	Preserving MLS for Real Estate brokers only, forcing 6% commission rates, when the buyers and sellers can meet without them.
Big Salt	Despite the corrosiveness of salt on roads and the environment, it is the only tactic used to de-ice roads. Immediately after the weather warms, the roads must be re-constructed, thus ensuring a continuous economic cycle.
Big Energy	The For-Profit utility companies always lobby against regulations to “clean-up” fossil-fuel (coal) power plants or block small “Green” start-ups from sending excess power to the National Grid. Their motive is to preserve their century-long monopoly and their profits.
Big Legal	Even though it is evident that the promotion of Intellectual Property can help grow economies, the emergence of Patent Trolling parties (mostly lawyers) is squashing innovation. These ones are not focused on future innovations, rather just litigation. They go out and buy patents, then look for anyone that may consume any concepts close to those patents, then sue for settlements, quick gains.
Big Cruise	Cruise ships are the last bastion of segregation with descriptors like “modern-day-slavery” and “sweat-ships”. Working conditions are poor and wages are far below anyone’s standards of minimum. Many ship-domestic staff are “tip earners”, paid only about US$50 a month and expected to survive on the generosity of the passengers’ gratuity. The industry staff with personnel from Third World countries, exploiting those with desperate demands. Nowhere else in the modern world is this kind of job discrimination encouraged, accepted or tolerated.
Big Jails	The private prison industry seem motivated more by profit than by public safety. They attempt to sue state governments when their occupancy levels go too low; a reduction in crime is bad for business.
Big Housing	The American legacy is one of the institutional segregation in American cities. The practice was administered by real estate agents and housing officials executing policies to elevate property values and generational wealth for White families at the expense of a life of squalor for Non-Whites.
Big Charities	Big Not-For-Profit organizations that fleece the public under the guise of charities but retain vast majorities of the funding as administrative costs, thusly benefiting mostly the charities’ executives and staff rather than the intended benefactors.

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Detroit makes Community College free

Posted on August 15, 2016 in Economics, Government, Strategy

#GoLeanCommentary

Its back to school time again – college students in Detroit have to report to classes on August 22.

And now, if they enroll in a Detroit area community college, the tuition could be free.

Now that’s what I’m talking about!

This too, is a lesson learned from Detroit. The publishers of the book Go Lean…Caribbean have been in Detroit to “observe and report” the turn-around and rebirth of the once-great-but-now-distressed City of Detroit and its metropolitan area. The following article relates a strategy that is apropos for remediating and mitigating a failing community – education:

Title: Detroit makes community college free
Sub-title: Detroit high schoolers just got a free ticket to community college.
By: Katie Lobosco

Starting this year, any graduating high school senior who is accepted to one of Detroit’s five community colleges won’t have to pay a dime for tuition.

The Detroit Promise Zone program, officially launched on Tuesday, will make it possible. At first the funds will come from a private scholarship foundation. But starting in 2018, some of the money will come from property taxes already earmarked for the program.

“It doesn’t matter whether you’re a high school senior preparing for college now or a second-grader whose college career is years away. The Detroit Promise will be there to help make a college education a reality,” said Mayor Mike Duggan.

He hopes that the program will eventually expand to cover the cost of four years of college tuition at a state school for each Detroit student.

To be eligible, a student must have completed their junior and senior years at a public, private or charter high school in Detroit. It doesn’t matter how much their family earns, but the student must fill out the federal financial aid form called the FAFSA. The Detroit program will pick up the difference after any other federal and state grants and scholarships have been used.

About 500 students are expected to take advantage of the program and enroll at a community college each fall, according to a spokesman for the Detroit Regional Chamber, which helps administer the scholarship.

It will cost an average of $680 per person, annually, though each scholarship amount will vary depending on how much in other awards the student received.

The privately funded Detroit Scholarship program is already in place and has granted 2,000 students free tuition over the past three years. The Michigan Education Excellence Foundation raised the funds from a mix of companies, charitable foundations, and individuals.

But now that the Detroit Promise Zone has officially launched, scholarship funding will eventually move away from private donations toward earmarked tax funds. There isn’t an exact timeline for that transition, a spokesman said.

Detroit is one of 10 “promise zones” the state created in 2009 as a way to send more Michigan residents to college. The programs designate a share of state property taxes within the zone to pay for the scholarships.

“We are confident that Detroit’s future will be even brighter now that our city’s future leaders will be able to go to college at no cost,” said Detroit Promise Zone Authority Board Chairwoman Penny Bailer.

Tuition-free college is an idea that’s gaining traction. While President Obama has pushed for it nationally, Tennessee made community college tuition-free for graduating seniors last fall, and Oregon is set to launch a similar program next year.

High school seniors must register for the Detroit Scholarship Fund online by June 30 to be eligible.
Source: CNN Money (Cable News Network) – Posted 03-22-2016; retrieved 08-14-2016 from: http://money.cnn.com/2016/03/22/pf/college/detroit-tuition-free-college/index.html

As related, other communities are launching similar endeavors to this Detroit initiative:

Tennessee is picking up the tab for community college students.

How New York City would make community college free.

Oregon is set to launch a similar program next year.

This Go Lean movement has always been a big proponent of college education for Caribbean citizens. Our one caveat is that the education takes place in the Caribbean.

So yes, this movement (book and blog-commentaries) is a big opponent of a college education for Caribbean citizens in foreign colleges and universities. The reason for this reticence, is the incontrovertible brain drain among the Caribbean college-educated population. Previous Go Lean commentaries related the proverb of “fattening frogs for snake” referring to the preponderance for Caribbean college educated citizens to abandon their tropical homes for foreign shores in the US, Canada and Europe, and take their Caribbean-funded education and skill-sets with them.

On the other hand, if the region is able to offer college education locally, then it is win-win for the Caribbean, as a college education brings social mobility, facilitating new economic opportunities. Yes, college education is great for the individual. The Go Lean book quotes proven economic studies showing the impact that every year of college education improves an individual’s earning power by 1 percent (Page 258). See related VIDEO here:

VIDEO – Underemployment rate for college grads drops – http://money.cnn.com/video/news/economy/2015/12/01/romans-numeral-underemployment-college-graduates.cnnmoney/

We need this upward mobility for Caribbean citizens in the Caribbean.

Since the Great Recession of 2008, the world – including the Caribbean – has seen a preponderance for income inequality: the rich has gotten richer and the middle class has shrunk.

The book Go Lean…Caribbean posits, along with most economists, that education elevate individuals and entire communities. The book states the Caribbean experience has been sour only for the reasons that so many students do not return home after matriculation; or expatriate shortly after returning for a short period. This has been measured by the World Bank; they reported that the Caribbean has a 70% abandonment rate among their college graduates.

This Go Lean book serves as a roadmap for the introduction and implementation of the Caribbean Union Trade Federation (CU). This represents the change that the region badly needs. The CU/Go Lean roadmap has 3 prime directives:

Optimization of the economic engines in order to grow the regional economy and create 2.2 million new jobs.
Establishment of a security apparatus to protect the resultant economic engines.
Improve Caribbean governance to support these engines.

Indeed, change has now come to the Caribbean. The driver of this change is technology and globalization. Under these tenants, many college institutions can provide e-Learning and Distant Learning schemes through internet deliveries. If the Caribbean regional education administrations could invest in more technological deliveries, they may be able to offer free (or reduced) tertiary education to worthy students. As related in the foregoing article, once private, charitable and non-governmental organizations (NGOs) are factored in, more and more students would be able to enjoy the benefits of a college education.

As for governing administrations, the vision of the CU is a confederation of the 30 member-states of the Caribbean into a Single Market – a federal government – to do the heavy-lifting of championing better educational policies. Confederation would bring better leverage across the population of 42 million people, adopting more best-practices for education in all 4 regional languages (Dutch, English, French and Spanish). So we should cease-desist bad education policies, like government scholarships for foreign matriculation – as is the usual practice. The Go Lean/CU plan is for forgive-able loans only.

This would be a winning strategy for Caribbean communities; and appears to be the election for Detroit as well. This is a full reflection of the community ethos of the Greater Good.

The Go Lean roadmap provides turn-by-turn directions on how to reform the Caribbean tertiary education systems, economy, governance and Caribbean society as a whole. The roadmap opens with a Declaration of Interdependence, pronouncing the approach of regional integration (Page 12 & 14) as a viable solution to elevate the region’s educational opportunities:

xix. Whereas our legacy in recent times is one of societal abandonment, it is imperative that incentives and encouragement be put in place to first dissuade the human flight, and then entice and welcome the return of our Diaspora back to our shores …

xxi. Whereas the preparation of our labor force can foster opportunities and dictate economic progress for current and future generations, the Federation must ensure that educational and job training opportunities are fully optimized for all residents of all member-states, with no partiality towards any gender or ethnic group. The Federation must recognize and facilitate excellence in many different fields of endeavor, including sciences, languages, arts, music and sports. This responsibility should be executed without incurring the risks of further human flight, as has been the past history.

xxvii. Whereas the region has endured a spectator status during the Industrial Revolution, we cannot stand on the sidelines of this new economy, the Information Revolution. Rather, the Federation must embrace all the tenets of Internet Communications Technology (ICT) to serve as an equalizing element in competition with the rest of the world. The Federation must bridge the digital divide and promote the community ethos that research/development is valuable and must be promoted and incentivized for adoption.

The Go Lean book details how education is a vital consideration for Caribbean economic empowerment, but with lessons-learned from all the flawed decision-making in the past, both individually and community-wise. The book details those policies; and other ethos to adopt, plus the executions of the following strategies, tactics, implementations and advocacies to deploy better education options in the region:

Community Ethos – Deferred Gratification	Page 21
Community Ethos – People Respond to Incentives	Page 21
Community Ethos – Job Multiplier	Page 22
Community Ethos – Lean Operations	Page 24
Community Ethos – Return on Investments (ROI)	Page 24
Community Ethos – Ways to Impact the Future	Page 26
Community Ethos – Ways to Foster Genius	Page 27
Community Ethos – Ways to Help Entrepreneurship	Page 28
Community Ethos – Ways to Impact the Greater Good	Page 28
Strategy – Mission – Facilitate Education without Risk of Abandonment	Page 45
Tactical – Separation of Powers – Education Department	Page 85
Tactical – Separation of Powers – Labor Department – Job Training	Page 89
Implementation – Ways to Pay for Change	Page 101
Planning – Lessons Learned from 2008	Page 136
Planning – Lessons Learned from Detroit	Page 140
Advocacy – Ways to Grow the Economy	Page 151
Advocacy – Ways to Create Jobs	Page 152
Advocacy – Ways to Improve Education	Page 159
Advocacy – Ways to Impact Student Loans	Page 160
Advocacy – Ways to Improve Governance	Page 169
Advocacy – Ways to Better Managed the Social Contract – Education Optimizations	Page 169
Advocacy – Ways to Improve Libraries – Anchors for e-Learning	Page 187
Appendix – Education and Economic Growth	Page 258
Appendix – Measuring Education	Page 266

Detroit is presented in the Go Lean book as a cautionary tale for the Caribbean.. Previous blogs had detailed so many lessons from the City of Detroit, and other metropolitan Michigan communities. Consider this sample:

https://goleancaribbean.com/blog/?p=7789	An Ode to Detroit – Good Luck on Trade!
https://goleancaribbean.com/blog/?p=7601	Beware of Vulture Capitalists
https://goleancaribbean.com/blog/?p=7268	Detroit giving schools their ‘Worst Shot’
https://goleancaribbean.com/blog/?p=7235	Flint, Michigan – A Cautionary Tale
https://goleancaribbean.com/blog/?p=6609	Before and After Photos Showing Detroit’s Riverfront Transformation
https://goleancaribbean.com/blog/?p=6269	Education & Economics: Welcome to Detroit, Mr. President
https://goleancaribbean.com/blog/?p=6022	Caribbean Diaspora in Detroit … Celebrating Heritage
https://goleancaribbean.com/blog/?p=5597	The Dire Strait of Unions and Collective Bargaining
https://goleancaribbean.com/blog/?p=5055	A Lesson from an Empowering Family in Detroit
https://goleancaribbean.com/blog/?p=4913	Ann Arbor: Model for ‘Start-up’ Cities
https://goleancaribbean.com/blog/?p=4476	De-icing Detroit’s Winter Roads: Impetuous & Short Term
https://goleancaribbean.com/blog/?p=3713	NEXUS: Facilitating Detroit-Windsor Cross-Border Commerce
https://goleancaribbean.com/blog/?p=3326	M-1 Rail: Alternative Motion in the MotorCity
https://goleancaribbean.com/blog/?p=3311	Detroit to exit historic bankruptcy
https://goleancaribbean.com/blog/?p=3164	Michigan Unemployment – Then and Now
https://goleancaribbean.com/blog/?p=2480	A Lesson in History: Community Ethos of WW II
https://goleancaribbean.com/blog/?p=1656	Blue is the New Green – Managing Michigan’s Water Resources
https://goleancaribbean.com/blog/?p=970	JP Morgan Chase’s $100 million Detroit investment

The above list features a lot of examples of Detroit’s bad behavior, but this commentary here is highlighting something positive, investing in community college education for young people. This is good, and for the Greater Good.

Now is the time for all of the Caribbean, the people and governing institutions, to lean-in for the changes described in the book Go Lean … Caribbean. This presents a win-win for the Caribbean. This is conceivable, believable and achievable. Educational options can help to make our homeland a place to live, work, learn and play. 🙂

Download the book Go Lean … Caribbean – now!

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A Lesson in Economic Fallacies – Student Loans As Investments

Posted on July 9, 2016 in Economics, Strategy

Go Lean Commentary

“Give me my money!”

This is not so unfamiliar a phrase in pop culture. It refers to the everyday scenario of repaying a debt. People want to be re-paid what is owed them. Many times, the motivation for street crimes is the defaulting of a debt – legitimate or illicit. Even more so, countries have gone to war over debt defaults; consider the experience of the Mexican – French Drama, better known as “Cinco De Mayo”. (The book Go Lean … Caribbean also relates the bad experiences of the Egyptian Default in the 1870’s – Page 143).

There are standards of quality that we all accept when it comes to debt collection; it is like a yardstick of success. That figure is 10 percent. Any lending institution with a default rate higher than 10% is automatically considered a failure. Many times, the institution – like banks – would come under external supervision for sporting such a default rate.

For the American student loans eco-system, the default rate has remained consistently below 10 percent, (now after the implementation of collections best practices in the 1990’s), even during dire economic conditions. Though there have been complaints of upward creeping, that argument is all relative; see chart here:

According to the following news article, the Caribbean experience is “bad” for gleaning returns from their student loans, even as a straight banking product: principal & interest dynamics. How bad? 10 percent? That would be a dream; the experience in one country, the Bahamas is 75 percent for student loans. See the news article to this effect here:

Title: Bahamas government warns student loan defaulters of legal action

Posted: March 1, 2016; retrieved July 8, 2016 from http://www.caribbean360.com/news/bahamas-government-warns-student-loan-defaulters-of-legal-action

NASSAU, The Bahamas – Minister of Education, Science and Technology Jerome Fitzgerald has put recipients of the Education Loan Programme (ELP) on notice that if they fail to repay their loans they will face court action.

Despite the many “success” stories coming out of the ELP, he maintained that there were also a number of failings which have “derailed” the programme.

Since passage of the Act in 2002, a total of 4,733 people have benefited from the programme. But the initiative was suspended in August 2009 because of a 75 per cent delinquency rate in loan repayments.

“This was and is clearly unsustainable. The people of the Bahamas financed this programme to assist with the education of persons pursuing tertiary education. The loan portfolio is intended to be a revolving fund; and as the borrower pays, the monies are repaid to assist other qualified students,” Fitzgerald said at a press conference yesterday.

“I must emphasize that many loan recipients have satisfied and are satisfying their commitments. There are many more, however, for a plurality of reasons, who have not. We are aware that many persons who received loans have returned home and are not working. We are also equally aware that there is a possibility that a number of persons who received funds between 2000 and 2002 may not have ever attended school. However, we are cognizant of our fiduciary responsibility to the country and that we had to formulate a plan that would sensibly facilitate our pursuit to collect delinquent funds, one way or the other.”

Fitzgerald explained that, with a view of jumpstarting the programme, the ELA was mandated to review the suspended it with the intention of making recommendations to restarting to give an opportunity to qualified persons interested in pursuing tertiary education.

He said that after three years of reviewing and reconciling records, the Education Loan Authority now has a formula to address and correct the deficiencies of the ELP.

“I can assure that the Directors and Management of the Education Loan Authority (ELA) were instructed to work fastidiously, to come up with a solution to . . . not only restore the programme, but to restore the programme with the necessary control provisions to ensure its ongoing sustainability and viability,” the minister said.

Fitzgerald re-emphasized government’s position that “one of the prerequisites for successfully delivering our commitment to the creation of an effective transition path from high school into higher education had to be the restoration of the Scholarship Loan Programme.”

On October 21, 2015 the Education Loan (Amendment) Act 2015 came into force. In addition to collecting funds, the new Act addresses delinquencies, rewards borrowers who are paying and/or genuinely want to honour their obligations, and empowers the ELA to collect funds.

In summary, the Bahamas Education Loan Authority (ELA) is owed over $155 million in outstanding loan payments for its student loan scheme, with a default rate of 75 percent.

This Caribbean community should now be saying: “Give me my money!”

However, this commentary extends the criticism further: The money being demanded is the principal and maybe even some interest amounts due. But student loans are supposed to be investments in the young people of the community. This commentary trumpets the reality of Caribbean student loans as a fallacy: Where is the return on these investments?

This commentary asserts that those who advocate to remediate Caribbean economics needs to avoid a series of Economic Fallacies. This is commentary 3 of 6 from the movement behind the Go Lean book on the subject of Economic Fallacies. As related in the first submission on this series, the situation in the Caribbean region is likened to the imagery of an animal foraging for food, but then gets distracted and “chases a squirrel up a tree”. The squirrel in the tree will never be a meal; it is just a waste of time and energy for the animal. This analogy conveys the waste of time associated with a frivolous and fallacious pursuit. The other commentaries detailed in this series are as follows:

Independence – Hype of Hope
Austerity – Book Review: Mark Blyth’s “History of a Dangerous Idea”
Education & Student Loans – Not a good Return on Investment
Phillips Curve – Fallacy of Minimum Wage
Self-regulation of the Centers of Economic Activity
Casino Currency – US Dollars?

All of the commentaries in this series are economic in nature. They refer to rules for managing the valuable resources of time, talents and treasuries. Student loan investments are extending all three of these resources. Despite the direct reference to this one Caribbean member-states – the Bahamas – the experience is similar through out the entire region: Student loans have been a bad investment; lose-lose for the community. A mission of the roadmap gleaned from the Go Lean book, is to remediate the economic chaos in the region.

Back to the Bahamas, in addition to a terrible loan default rate where they report only 16 percent of borrowers are up to date on their loan payments; the problem is exacerbated by an atrocious brain drain rate. Some studies present that 70 percent of college educated ones in the Caribbean in general have fled the region for residency abroad. (The Bahamas rate was 61 percent in that report). Surely investments in student loans as a nation-building policy is an economic fallacy … for the Bahamas in particular and the Caribbean region in general.

The problem is not just a Caribbean one. Other communities also experience dysfunction in their student loan eco-system. For example, in the US, the average student loan debt for recent college graduates is close to $30,000; any loans guaranteed by the US Federal government is non-dischargeable, so even after death or bankruptcy, the indebtedness remains. This type of debt impedes the individual from making methodical progress, and the experience on community economics have been imperiled. In a previous blog-commentary, it was reported how the student loan crisis has impacted the home-buying practice.

So the best practice for students, who have partaken in a loan program, is to strategize a repayment; see related article in the Appendix. There are economic consequences for the individual and the community.

Education is good!

Student loans are bad!

The entire college education eco-system has had mixed results for the Caribbean.

Part of the Caribbean’s dismal record with college education is tied to the reality of college graduates abandoning the homeland, or never returning after their matriculation. This consideration aligns with the book Go Lean…Caribbean, a roadmap to elevate the economic, security and governing engines of the Caribbean. The Caribbean wants to model many of the good examples of the United States, and learn from the many bad cautionary tales. Education is a good model; (every additional year of schooling – in the aggregate – raises a community’s economic output by 3% to 6%). On the other hand, the eco-system for student loans is one bad American model we do not want to emulate. The Go Lean book detailed the new debt crisis America is contending with because of the excessive debt loads, young ones are being burden with (Page 114). Here is an excerpt:

The Bottom line on a New Student Loan Scandal
Matt Taibbi, the Rolling Stone magazine contributing editor, had previously exposed the 2008 Wall Street Crisis in his critically acclaimed book Too Big To Fail. Now he exposes as scandalous how American colleges exploit young students with outrageous tuition increases (3 X the inflation rate), since all are approved for federal student loans. Where there is demand, a supply system steps in to deliver … and profit. But this industry creates its own demand with slick marketing campaigns. See Appendix IH of Go Lean … Caribbean – Page 286.

Already too, the Caribbean has its own bad experiences within its own student loan eco-system. The Caribbean experience has been more negative than positive. Too many of our students have left … to study abroad; then refused to return home, taking with them the return on community investments and repayment of their student loans. We must do better! A Go Lean/CU mission is to dissuade our citizens from emigrating to foreign shores.

This Go Lean book serves as a roadmap for the introduction and implementation of the technocratic Caribbean Union Trade Federation (CU). The CU has a complete education agenda, applying lessons learned from the consideration of other communities, like the US. This roadmap presents the following 3 prime directives:

Optimization of the economic engines in order to grow the regional economy to $800 Billion & create 2.2 million new jobs..
Establishment of a security apparatus to protect the resultant economic engines.
Improvement of Caribbean governance to support these engines.

Again, education is good. So the Go Lean roadmap provides turn-by-turn directions on how to reform the Caribbean tertiary education systems, economy, governance and Caribbean society as a whole. There is a plan for a regional student loan pool, where we mitigate the dangers that are so evident in the American eco-system.

As for the primary threat of constant societal abandonment – of crisis proportions – the Go Lean roadmap has missions to remediate this crisis. So as a planning tool, the roadmap commences with a Declaration of Interdependence, pronouncing the dread of threats and Caribbean brain drain (Page 12):

xvi. Whereas security of our homeland is inextricably linked to prosperity of the homeland, the economic and security interest of the region needs to be aligned under the same governance. Since economic crimes … can imperil the functioning of the wheels of commerce for all the citizenry, the accedence of this Federation must equip the security apparatus with the tools and techniques for predictive and proactive interdictions.

xix. Whereas our legacy in recent times is one of societal abandonment, it is imperative that incentives and encouragement be put in place to first dissuade the human flight, and then entice and welcome the return of our Diaspora back to our shores …

xxi. Whereas the preparation of our labor force can foster opportunities and dictate economic progress for current and future generations, the Federation must ensure that educational and job training opportunities are fully optimized for all residents of all member-states, with no partiality towards any gender or ethnic group… This responsibility should be executed without incurring the risks of further human flight, as has been the past history.

So a tertiary education plan, without addressing the preponderance of brain drain is another economic fallacy. We, as a community, would be spending good money, but getting bad returns.

Make no mistake, the Go Lean movement (book and accompanying blog-commentaries) posits that education is a vital consideration for Caribbean economic empowerment. Imagine better regional institutions with conditional loans with cross-border enforcement and collections. The vision of the CU is a confederation of the 30 member-states of the Caribbean to do this type of heavy-lifting to champion better educational policies for our region.

The book details the policies; the community ethos to adopt, plus the executions of the following strategies, tactics, implementations and advocacies to impact the tertiary education in the region:

Community Ethos – Deferred Gratification	Page 21
Community Ethos – Economic Systems Influence Choice	Page 21
Community Ethos – Job Multiplier	Page 22
Community Ethos – Lean Operations	Page 24
Community Ethos – Return on Investments (ROI)	Page 24
Community Ethos – Ways to Impact the Future	Page 26
Community Ethos – Ways to Foster Genius	Page 27
Community Ethos – Ways to Help Entrepreneurship – Training & Mentoring	Page 28
Community Ethos – Ways to Impact Research and Development – STEM Education	Page 30
Strategy – Competition Analysis – Study: At home –vs- Abroad	Page 50
Tactical – Separation of Powers – Education Department	Page 85
Tactical – Separation of Powers – Labor Department – On-the-Job-Training Regulator	Page 89
Implementation – Ways to Better Manage Debt	Page 114
Planning – Lessons Learned from Egypt	Page 151
Advocacy – Ways to Grow the Economy	Page 151
Advocacy – Ways to Create Jobs	Page 152
Advocacy – Ways to Improve Education	Page 159
Advocacy – Ways to Impact Student Loans – How to Reboot	Page 160
Advocacy – Ways to Improve Governance	Page 169
Appendix – Education and Economic Growth	Page 258
Appendix – New American Student Loan Debt Crisis – Now Over $ 1 Trillion in Debt	Page 286

The American Tertiary Education Student Loan eco-system is a broken model. This constitutes a fallacy for the Caribbean to emulate it. This point, and other fallacies related to education, have been repeatedly addressed and further elaborated upon by this Go Lean movement, as in these previous blog/commentaries:

https://goleancaribbean.com/blog/?p=7806	Skipping School to become Tech Giants
https://goleancaribbean.com/blog/?p=6269	Education & Economics: Welcome Mr. President
https://goleancaribbean.com/blog/?p=5482	For-Profit Education: Plenty of Profit; Little Education
https://goleancaribbean.com/blog/?p=4487	FAMU – Finally, A Model for Facilitating Economic Opportunity
https://goleancaribbean.com/blog/?p=1470	College of the Bahamas Deficient Master Plan for 2025
https://goleancaribbean.com/blog/?p=1256	Is a Traditional 4-year Degree a Terrible Investment?

Let’s do better here in the Caribbean. Better than our American model – see the VIDEO in the Appendix – and better than our own status quo. Let’s own up to the hurtful fact that tertiary education – and the student loans to finance them – has been an economic fallacy! We have been chasing “the squirrel up the tree and then waiting with futility for it to come down”. The Caribbean expression is so apropos here:

Fattening frog for snake.

There is a better way!

The people, educational and governing institutions in the region are urged to lean-in for the empowerments described in the book Go Lean … Caribbean. Education reform – weeding out the fallacies – can succeed in elevating Caribbean society; we can make the homeland better places to live, work, learn and play. 🙂

Download the book Go Lean … Caribbean – now!

================

Appendix VIDEO – 5 Reasons Student Loans are Bulls**t | Decoded | MTV News – https://youtu.be/q0j0xnwEQug

Published on Oct 28, 2015 – Student Loans! Whether you hate them or hate them, you’re probably going to have to deal with them in one way or another. Why? Because over 40 Million young(ish) Americans owe over 1.2 Trillion dollars in student loan debt and millions of others have this spectre of debt loom over crucial life decisions. And while there are no easy answers about what to do about it, there are a lot of good questions like: Why has tuition across the United States skyrocketed over the past 30 years? What are your student loans really paying for? Is there anything you can do? And perhaps most importantly, is this all just a bunch of Bullshit?

Franchesca Ramsey: https://twitter.com/chescaleigh
Brought to you with love by: http://mtvother.com
Produced by: http://www.kornhaberbrown.com

With Special Guest:
Ben O’Keefe (@benjaminokeefe)

Watch Ben’s Show: The O’Keefe Brief
http://front.moveon.org/tag/the-okeef…

To learn more, visit: http://studentdebtcrisis.org/

—————————–

Appendix – Tips for repaying student loans

By: Andrew Housser
Source: Retrieved July 8, 2016 from: http://www.newson6.com/story/25551775/tips-for-repaying-student-loans

The average student loan debt for recent college graduates is close to $30,000. During the first five years after college, four out of 10 borrowers become delinquent in repaying their student loans. This can lead to extra fees and interest costs, as well as a major hit to one’s credit rating. If you are a college graduate who is struggling to keep up with payments, these tips can help.

Understand the terms of your loan(s). Chances are, you have more than one loan with different lenders. As a result, your options for loan repayment will vary. The U.S. Department of Education’s National Student Loan Data Systemprovides loan amounts, lender information and repayment status for all government-funded federal student loans. Private student loans are financed through a bank, credit union or other nongovernmental lender. Private lenders set their own interest rates, loan limits and other conditions. You will need to contact your private lender directly to obtain full details on the terms of your loan.

Consider consolidation. It is challenging to keep track of multiple loan payments. Consolidating your student loans will create a more convenient single monthly payment. Consolidation does increase the term of the loan and the amount of interest paid over the life of the loan. However, by extending the repayment term, it can reduce your monthly payments by almost half.
Figure out your repayment plan. Some loans have a grace period of six to nine months before the first payment is due. Depending on the loan type, interest may or may not accrue during this period. Having a little bit of breathing room after graduation can be helpful as you find and start a job. However, it also makes it easy to forget that a payment is due. Up to a third of borrowers miss their first student loan payment. Your credit rating can take a hit with just one missed payment. Automatic payments set up through your bank checking account can ensure you meet your financial obligation each month. Some lenders offer discounts for these automatic debits, too.

Do not default. Should you find yourself unable to make loan payments due to a job loss or other circumstances, it is always better to work with your lender to find a repayment solution than to default. Penalties for defaulting on student loans can be severe. They can include garnished wages and Social Security benefits, and government retention of tax refunds. In addition, you may incur late fees and collection charges. Instead of defaulting, consider these other options:

Deferment. If you qualify, you can temporarily halt payments on the loan principal by applying for a loan deferment with your lender. During this time, the federal government will pay the interest on subsidized federal student loans, but not unsubsidized loans.

Forbearance. A forbearance allows you to temporarily modify your loan terms by stopping or reducing monthly payments, or extending the repayment time period. Depending on your situation, you may or may not have to pay interest on the loan during a period of forbearance.

Forgiveness. Loan forgiveness programs eliminate loan balances (and payments) for people who meet certain criteria. These include working in eligible public service positions, such as in law enforcement or public health; military service; volunteer work; and teaching or practicing medicine in a low-income, rural area.

Cancellation. In extreme cases, such as disability, you may be able to get your loans discharged.

If you are still in school, make sure you complete an exit counseling session with a financial aid officer at your school before your graduate. This representative will review the terms and conditions of your loans, including repayment options and your rights and responsibilities. This is the time to ask questions and map out a plan for repayment. Then you can focus on the really important tasks like landing that dream job and starting your bright future.

About the Author
Andrew Housser is a co-founder and CEO of Bills.com, a free one-stop online portal where consumers can educate themselves about personal finance issues and compare financial products and services. He also is co-CEO of Freedom Financial Network, LLC providing comprehensive consumer credit advocacy and debt relief services. Housser holds a Master of Business Administration degree from Stanford University and Bachelor of Arts degree from Dartmouth College.

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