Month: April 2014

Student debt holds back many would-be home buyers

Posted on April 30, 2014 in Economics, Ethos, Industries

Go Lean Commentary

Diploma 1This point from the foregoing news article is most poignant: “Of the many factors holding back young home buyers … none looms larger than the recent explosion of college debt”.

The book Go Lean … Caribbean serves as a roadmap for the introduction and implementation of the Caribbean Union Trade Federation (CU), for the economic optimization in the region. If the target of the book is the Caribbean, why does this article about American student loans weigh so heavy in a consideration of Caribbean economics?

There are lessons to be learned here! Not just for student loans, but also regarding education policy. This issue is pivotal to the economics of the Caribbean region. This point is made early in the book’s Declaration of Interdependence (Page 13):

xxi. Whereas the preparation of our labor force can foster opportunities and dictate economic progress for current and future generations, the Federation must ensure that educational and job training opportunities are fully optimized for all residents of all member-states, with no partiality towards any gender or ethnic group. The Federation must recognize and facilitate excellence in many different fields of endeavor, including sciences, languages, arts, music and sports. This responsibility should be executed without incurring the risks of further human flight, as has been the past history.

Classic economic policy promotes that education has a direct effect on a community’s economy and the standard-of-living, quantified as each increased-grade-level, raises GDP by 3 percent (Appendix C2 – Page 258). But, the Go Lean roadmap posits that this rule is not true for the Caribbean, because of the debilitating emigration rate, the brain drain in which our educated population flees for foreign shores, or worse, students that do not return after matriculating – despite using funding from their Caribbean homeland. These are all investments with no return. In short, the economy of the Caribbean can be impacted by the activity of this recent-student population, when they repatriate; but when they emigrate, they hurt the economy.

By: Tim Logan
LOS ANGELES – Sarah Luna wants to buy a home in up-and-coming northeast Los Angeles before it’s too late.

At 31, she has a master’s degree and earns more than $70,000 as a court reporter and freelance editor. She daydreams about trading the Glendale apartment she shares for a little condo, maybe in Echo Park or Highland Park….

Just one thing holds her back: The $700 she’s paid every month since 2008, after she graduated from the University of Southern California — with $75,000 in student debt. With about half that total left to pay, buying that condo seems a long way off.

“Honestly, I don’t know if it’ll ever happen,” she said. “Barring some sort of awesome miracle, a down payment is hard to wrap my head around right now.”

Of the many factors holding back young home buyers — rising prices, tougher lending standards, a still-shaky job market — none looms larger than the recent explosion of college debt.

The amount owed on student loans has tripled in a decade, to nearly $1.1 trillion, according to the Federal Reserve Bank of New York. People in their 20s and 30s — often the best-educated and highest-earning among them — owe most of that tab. That is keeping a crucial segment of home buyers on the sidelines, deferring one of the traditional markers of adult success.

The National Assn. of Realtors recently identified student debt as a key factor in soft demand for home-buying this spring. A recent study by the trade group identified student loans as the top reason many home buyers delayed their purchase. Many more didn’t buy at all.

Surveys show today’s adults value homeownership just as much as their parents did. But the shaky job market, higher debt loads, and the roller-coaster market of recent years is keeping many from pulling the trigger, said Selma Hepp, senior economist with the California Assn. of Realtors.

“They’re just postponing,” she said. “It’s the economy and the recession and what that generation has gone through.”

The share of buyers who are first-timers has dropped well below historical averages — 28% of California buyers last year, compared with 38% typically, according to CAR surveys. The absence of a new generation of customers could become a long-term problem for the industry, said Dustin Hobbs, spokesman for the California Mortgage Bankers Assn.

“You have to have that swath of first-time buyers who will eventually be your move-up buyers,” he said. “When you take that out, it damages the whole chain.”

Traditionally, student borrowers were more likely than most people to buy a house, experts say, because college graduates tend to earn more. But that’s flipped since 2008, according to researchers at the New York Fed. Today, the share of 30-year-old homeowners who have student debt is lower than that of 30-year-old homeowners without it.

It’s a sign that skilled, educated workers are getting pushed out of the housing market.

“When people have less money to commit to housing, they don’t buy a house,” Hobbs said.

Jay Stewart Samilin sees that all the time. He’s an agent at Rodeo Realty in Beverly Hills and runs a tax preparation business on the side. Many of his younger clients are skipping the house until they pay down their debt.

“They’re maxed out on student loans, and there’s nothing else they want to think about until they pay that down,” he said.

Some who do start shopping quickly realize they can’t afford as much house as their income suggests. The more they pay each month on student loans, the less the bank will lend them to buy a house, said Natalie Lohrenz, director of counseling at Consumer Credit Counseling Services of Orange County. In a pricey market such as Southern California, that can severely limit a buyer’s options.

“You have to think about your quality of life after you purchase this home,” she said. “It’s OK to rent for awhile.”

That’s not to say some people don’t make it work.

Marco Manansala is starting to shop for a house, maybe a two-bedroom in Long Beach or on the Eastside, close to a freeway. When he began to think about it, the 28-year-old got preapproved for a loan — but only for $180,000.

“That gets you a shack,” he said. “I asked, how do I get more? They said I need to pay down debt.”

So he started aggressively paying off his car, and he’s worked his student loan balance down to $6,000, from $10,000. With a good job as a creative director for a Venice marketing agency, he has cut his spending to save up for a down payment. He’s getting close.

“I have a goal of buying something by June,” Manansala said. “I’m gearing up for it.”

But many others, like Luna, are forced to take a much longer view.

She graduated into the worst job market in decades. Although she eventually found work that enabled her to keep up with loan payments, it’s been hard to save much. In six years, she’s paid down nearly half of her original tab. When she borrowed the money for a master’s in professional writing, Luna acknowledges, she was an “idealistic” 22-year-old, and the numbers didn’t seem real.

Now the reality of a $700-a-month student loan payment makes it hard to get ahead, house or no house, even with a good salary. And she’s worried she’ll get priced out of the city she loves.

“It’s frustrating,” she said. “I think by the time I get a chance to get together that money and find a house, it’ll be unattainable.”

Source: Los Angeles Times – Online News Source – April 19, 2014 –http://www.latimes.com/business/realestate/la-fi-0420-student-debt-house-2-20140420,0,7975649.story#ixzz30Iw7x8Hz

Diploma 2The foregoing news article relates that education funding policies adversely affect major areas of the economy, in this case home-buying. The cause-and-effect paradigm is direct, within 5 to 10 years after graduation; a former student should be planning to buy a house. Apparently the macro economy is dependent on this relationship. According to the foregoing article, the National Association of Realtors (NAR) identified student debt as a key factor in soft demand for home-buying this spring (2014).

The Go Lean roadmap also identified that the 2008 financial crisis still deeply impacts the Caribbean economy; that it was not just the housing finance dysfunction alone that contributed to the crisis, but educational loans as well. This point is declared in Appendix IH on Page 286. This foregoing news article pronounces that the US economy continues to be impacted by a defective and dysfunctional student loan policy.

In the Caribbean, we do not want to follow this American model.

The economic solutions to effect change in the region are detailed in this book Go Lean … Caribbean as community ethos, strategies, tactics, implementations and advocates; as follows:

Community Ethos – Foster Genius Page 27
Community Ethos – Impact R & D Page 30
Community Ethos – Valedictorian è Diaspora Page 38
Strategy – Study: At home –vs- Abroad Page 50
Tactical – Education for a $800 Billion Economy Page 70
Separation of Powers – Education Department Page 85
Separation of Powers – Labor Training Oversight Page 89
Ways to Better Manage Debt Page 114
Reasons to Repatriate – Educational Inducements Page 118
Lessons Learned from 2008 Page 136
Ways to Improve Education Page 159
Ways to Impact Student Loans Page 160
Improve Local Government – Education Reforms Page 169
Better Manage the Social Contract: e-Learning Page 170
Federal Civil Service: Education Payback Schemes Page 173
Foster Cooperatives: Mutual Education Alternative Page 176
Ways to Improve Libraries Page 187
Ways to Impact the Diaspora – Education Reform Page 217
Ways to Impact Foundations – e-Learning Focus Page 219
Battles in the War on Poverty – e-Learning Solution Page 222
Help the Middle Class – Educational Stimuli Page 223
Ways to Impact Youth – Education Dynamics Page 227
Appendix C2 – Education and Economic Growth Page 258

The goal of the Go Lean roadmap is to make the Caribbean a better place to live work, learn and play. To elevate our economy, we must continue to place a high priority on education, thus the roadmap features our own student loan solution (Page 160) and numerous reforms and optimizations. But we need to be prepared for many of the same pitfalls that have befallen the US. We especially want to learn from these American mistakes:

It’s not the cost of the loan that’s the problem; it’s the principal – the appallingly high tuition costs that have been soaring at two to three times the rate of inflation, an irrational upward trajectory eerily reminiscent of skyrocketing housing prices in the years before 2008. – Ripping Off Young America: The College – Loan Scandal By Matt Taibbi, Rolling Stones Magazine; August 15, 2013. (Appendix IH – Page 286).

For the past 40 – 50 years, we have pushed too hard on college education, just for the sake of the “best practice” in economic elevation. We have suffered as a result, with a brain drain and excessive debt.

As a region, we cannot risk losing any more of our young adults and their contribution to their communities. Plus, we do not want to saddle them with overbearing student loans; this “paints them in a corner” where they must flee to earn enough money to repay the loans; (but so often, they have simply defaulted – which imperils the next generation).

We want to learn from our past mistakes!

We want to learn from America’s mistakes!

So we must deliver quality affordable education at home, without predatory lending habits. For the Caribbean, we do not want to be America. We want to be better!

Download the free e-book of Go Lean … Caribbean – now!

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Abused wives find help by going to ‘Dona Carmen’

Posted on April 29, 2014 in Ethos, Government, Planning, Social, Strategy

Go Lean Commentary

AbuseThe issue in the below news article is related more to human rights, than to feminism. This story is being brought into focus in a consideration of the book Go Lean … Caribbean. The book serves as a roadmap for the introduction and implementation of the Caribbean Union Trade Federation (CU), for the economic optimization in the region.

How does this story relate?

The roadmap posits that the economy of the Caribbean is inextricably linked to the security of the Caribbean. While the security scope of the CU is mostly focused on the “bad actors” that might emerge to exploit the new Caribbean economic engines and successes, the book is not quiet on what may be considered traditional crime-and-punishment issues. While the subject of domestic violence falls on the member-state side of the separation-of-powers divide, the CU will entail a jurisdiction of monitoring and metering (ratings, rankings, service levels, etc) local governments and their delivery of the Social Contract. For this reason, there is a 3rd focus of the CU prime directive, to optimize the region’s governing engines.

An underlying mission of the CU is to dissuade further human flight and incentivize repatriation of the far-flung Diaspora. Many who had fled previously obtained refugee status due to the abuse and persecution from domestic perpetrators. These issues must be addressed and targeted for solutions and reconciliations.

In fact, the foregoing article refers to the new enforcements introduced in Brazil in a 2006 law. That’s was just 8 years ago. (A similar Domestic Violence law was enacted in the Bahamas in 2008). A survey of other Latin American countries unveils even more new laws recently enacted in the Caribbean, Central and South America. Change has finally come.

Change has come to the Caribbean, but as the roadmap depicts, the problem of domestic violence (a human rights abuse) had persisted long before, and is thusly rooted in a community ethos. An ethos that must be uprooted and replaced with a new, progressive spirit, even within the public service entities, whose job it is to “serve & protect”. This is the new lean Caribbean!

This is reflected in the foregoing article with the principal character Dona Carmen, which is not even her real name, but more of an elevated title for her respected role in the community.

Title: Abused wives find help by going to ‘Dona Carmen’
By: Dom Phillips

CAMPINAS, Brazil — With her husband out of earshot, Queze Vicente told the story of the night he came at her with two knives in his hand.

“He was drinking,” she said outside their one-room shack in a roadside slum near an airport here. “We fought. And I had to go to Dona Carmen.”

Everyone in their community knows who Dona Carmen is and her method for getting abusive husbands in line. They call it “the discipline,” and it includes a sex strike.

For 15 days, husbands who hit their wives are also banned from drinking in the local bar and playing soccer on the local field. And any man who helps an offender violate the rules is also subject to the sex strike.

Abused by her husband and saddened by the abuse all around her, Dona Carmen talked 12 local women into adopting the punishment routine. Two years later, the women and most of the men say it works.

“Everyone thinks it is good,” said Vicente’s husband, Renato. “There are no more fights.”

The abuse in this community, a corner of the slum called Menino Chorão, or Crybaby Boy, was not unlike what many Brazilian women experience. In a survey conducted by the Patrícia Galvão Institute, which works on women’s rights and communication issues, 54 percent of Brazilians said they knew a woman who had been attacked by a partner and 70 percent said they believed Brazilian women suffered more violence at home than in public spaces.

But change is slowly coming to this most macho of societies as activists such as Dona Carmen try to help women find new ways to combat domestic abuse.

“This is a theme that permeates the whole of society,” said Julio Neto, a professor at Campinas State University whose department recently sponsored a forum at which Dona Carmen spoke. “Every Brazilian knows cases of violence against women.”

Neto said the women in the group were forced to act because the state was not protecting them. “If they call the police, the police don’t go.” He said he did not condone cases in which some women had beaten up male offenders but that he supported “the discipline.”

“It is very original. I think in this sense, it is marvelous,” he said.

Dona Carmen, whose real name is Maria de Sousa, commands respect within her group: the fact that she is addressed as “Dona” — roughly equivalent to “madame” — is evidence of that.

Like most of her neighbors, she is from Brazil’s poorer, more traditional northeast. For 13 years, she was married to a man who beat her persistently. One attack when she was five months pregnant caused her to miscarry twins. “My whole body had purple bruises from the beating he gave me,” she said.

She arrived in the southeastern city of Campinas from her native Fortaleza eight years ago when a woman she had met tricked her with a promise of work and a place to live. As a result, she said, she spent 40 days in a brothel but escaped and did not have to work as a prostitute.

“I was desperate to get a job,” said de Sousa, who has four children and now works in a kitchen at an advertising agency.

‘Still a lot to do’

Before Brazil introduced a domestic violence law in 2006, some offenders were able to get off with fines or even by donating food baskets.

The law is named for Maria da Penha, a biochemist whose husband shot her while she was asleep in 1983, leaving her paraplegic, and then tried to electrocute her. After almost two decades of legal maneuvering, he was finally jailed in 2002 and served 16 months in closed prison and three more years in semi-open prison.

Da Penha fought hard for his imprisonment and campaigned for the law. “I was revolted with the sexism of the Brazilian judiciary,” she said, talking by phone from Fortaleza, where she runs an educational institute.

The law set up special courts and police departments to deal with crimes against women, and stricter punishments. A special hotline was also set up to deal with cases of domestic abuse.

Da Penha, 67, said there has been major progress, but that these resources are still lacking in smaller towns and cities.

“Women who are victims of violence are slowly losing the shame they had to talk about this,” she said. “Sexual equality is being conquered little by little, but there is still a lot to do.”

Despite the tougher punishments for offenders, rates of violence against women remain high. In the first six months of 2013 alone, the hotline received 306,201 calls, of which 12.3 percent were reports of violence

Between 2009 and 2011, 16,900 women were murdered in Brazil because of “gender conflict” — a rate of 5.8 per 100,000 women, according to government statistics. In the United States in 2011, that rate was 1.17 per 100,000, according to the Violence Policy Center, based in Washington.

Brazilian women suffer inequality in other areas as well. In the World Economic Forum’s 2013 Global Gender Gap report, Brazil placed 62nd in a list of 136 countries. In terms of wage equality, it came in 117th.

Lieli Loures, 35, an activist in São Paulo, said the Maria da Penha law was a watershed moment for Brazil, and that a grass-roots feminist movement is growing. “I perceive a change,” she said. “Feminism is only beginning to be known.”

Ongoing debate
In Crybaby Boy, the debate continued in the front yard of the small brick house where Maria Santos, 34 — one of women in Dona Carmen’s group — lives with her husband, Adelmo, 31.

“We joke that the women are in charge here,” she said.

“We have to respect the rights of women,” he said. “But in the same way, we have to respect the rights of men.”

Then he lowered his voice to a whisper: “The women here want to be the man. They can’t.”

But Geraldo da Cruz, 62, said most men back the scheme. “Everything organized is better, right? Important.”

Source: Washington Post – Online News Source – April 25, 2014 –http://www.washingtonpost.com/world/the_americas/in-the-corner-of-a-brazilian-slum-abused-wives-find-help-by-going-to-dona-carmen/2014/04/25/afbb7d1a-c68d-11e3-8b9a-8e0977a24aeb_story.html

The Go Lean roadmap posits that every woman has a right to a violence-free existence, in the family and in society; it is reprehensible that in so many Caribbean/Latin countries women are still viewed as lesser beings that can be abused at the whim of men, as was evident in the foregoing news article. This type of thinking is still prevalent; not just in Brazil; (notice this related Bahamas story)

What should be done to mitigate these bad practices? How does the Go Lean roadmap address this issue?

There are strategic, tactical and operational advocacies presented in the Go Lean roadmap so as to ensure victims are protected and perpetrators are held accountable for their actions:

• The CU will therefore work with governmental and non-governmental organizations (NGO’s) to fulfill their charters to aid victims and legislate for changes.

• The CU will also fund the full vertical eco-system so that law enforcement (and/or social work) agencies can institute Special Victims Units and counseling services. The roadmap posits that even one person, an advocate, can make a difference (Page 122) in forging change in society.

• Facilitate community messaging to instill/persuade an enlightened value system for men and women; helping men curb aggressive behavior (like anger management training) and empowering women to live successful lives and seek recourse against abusers if needed.

• Oversee the internal affairs/military justice of security agencies to ensure the integrity of the justice institutions. (Deficiency in this area is a Failed–State Indicator).

While the CU does not have sovereignty (a deputized agency only), it can still provide support services to ensure compliance. In addition to monitoring and metering, the CU can also provide ratings, funding, training, intelligence gathering, and cross border (fugitive) law enforcement.

The solutions to effect change in the region are detailed in this book Go Lean … Caribbean as community ethos, strategies, tactics, implementations and advocates; as follows:

Community Ethos – Privacy –vs- Public Protection Page 23
Community Ethos – Whistleblower Protection Page 23
Community Ethos – Witness Security Page 23
Community Ethos – Anti Bullying & Mitigations Page 23
Community Ethos – Light Up the Dark Places Page 23
Community Ethos – Minority Equalizations Page 24
Community Ethos – Reconciliations Page 34
Strategy – Rule of Law –vs- Vigilantism Page 49
Separation of Powers – CariPol Page 77
Implementation – Reason to Repatriate Page 118
Ways to Improve Failed-State Indices Page 134
Ways to Better Manage the Social Contract Page 170
Ways to Impact Justice Page 177
Ways to Remediate and Mitigate Crime Page 178
Ways to Improve Gun Control Page 179
Ways to Improve Intelligence Gathering Page 182
Ways to Improve Communications Page 186
Ways to Impact the Prison Industrial Complex Page 211
Ways to Impact Foundations Page 219
Ways to Protect Human Rights Page 220
Ways to Empower Women Page 226
Ways to Impact Youth Page 227
Ways to Impact Persons with Disabilities Page 228

The goal is to make the Caribbean a better place to live work and play; with justice for all, regardless of gender. This is not politics; not feminism versus traditional family values. This is just right!

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eMerge conference aims to jump-start Miami tech hub

Posted on April 28, 2014 in Ethos, Industries, Strategy

Go Lean Commentary

Master BrokersPositive Change!

It doesn’t just happen. It takes people forging it, guiding it and fostering it. The below news article speaks of the effort in South Florida (from Miami north to West Palm Beach) to establish an economic engine of a “tech hub”.

This is a noble, yet strategic undertaking. Success in this “industry space” would mean more jobs, investment capital, and more technology students remaining in South Florida after matriculating in the area’s colleges. These 3 objectives align this story with the advocacies of the book Go Lean … Caribbean.

The book serves as a roadmap for the introduction and implementation of the Caribbean Union Trade Federation (CU). The prime directive of this organization is to optimize the economic engines of the Caribbean region. We also want to increase jobs and investment capital, plus retain more of our young people aspiring for careers in high technology fields. But the CU wants to harvest these activities in the Caribbean, for the Caribbean and by the people of the Caribbean.

South Florida is germane to the Caribbean conscience. It is the Number One destination for the Caribbean Diaspora, featuring large populations of Cubans, Jamaicans, Dominicans (DR), Puerto Ricans, Bahamians, and Haitians. The book relates this association by declaring the NBA basketball team, Miami Heat, as the “home team” of the Caribbean; (Page 42).

Right time, right place!

The eMerge Americas Techweek is this week. Also, the Miami Heat has just started the playoffs in defense of their consecutive World Championships.

By: Marcia Heroux Pounds and Doreen Hemlock

A movement to make South Florida a technology hub for the Americas kicks off its first conference this week, aiming to draw more than 3,000 people from entrepreneurs to investors to students — from Broward and Palm Beach counties and from around the world.

Organizers want to build on South Florida’s success as a gateway to Latin America for trade, banking and services, extending that prowess into technology, entrepreneurship and capital for startups. They hope the event — eMerge Americas Techweek — can do for tech what the annual Art Basel event in Miami Beach has done for art: put South Florida on the world map.

It’s an exciting chance for entrepreneurs like Boca Raton’s Dan Cane, chief executive of Boca Raton-based Modernizing Medicine, which developed an iPad application for specialty physicians. He’s among influencers named to the event’s “Techweek100” — South Florida leaders who have had a significant impact on business and technology. He will speak at the conference.

“We jumped at the opportunity,” said Cane, whose 3-year-old company had $17.5 million in sales last year. “We hope to find contacts and connections and begin to develop the right ecosystem in the Latin American market” to export south starting next year.

The eMerge push doesn’t strive to make South Florida into Silicon Valley. It aims instead for a tech center specialized in multinationals looking south, Latin American companies moving north, local startup companies, as well as universities and investors.

That’s why Citi Latin America, the regional headquarters for financial giant Citi, is taking part in what is planned as an annual event. The division employs about 750 people in Miami-Dade and Broward counties and is sponsoring the event, sending speakers and bringing clients, said Jorge Ruiz, who heads digital banking.

“This event is a great example of the things we should do more of,” Ruiz said. It showcases the importance of technology to a range of industries, promotes what South Florida already offers and highlights South Florida’s ability to unite from across the Americas for tech business, he said.

“As people come together, they’re going to realize this is the space to invest in,” Ruiz said.

Universities that train talent for tech jobs are eager to participate too.

“We’re going to bring as many students as possible,” said Eric Ackerman, dean and associate professor of the Graduate School of Computer and Information Sciences at Nova Southeastern University, who also is on the Techweek100 list. Nova has more than 500 students studying information technology.

Ackerman said tech graduates often leave South Florida, figuring they will have better job opportunities in larger hubs known for innovation.

“That’s one of the things we are trying to change — to become an innovation zone for new technology, new products and new services,” Ackerman said. “An event like this says, ‘Look what’s here in our own back yard. Why should I go somewhere else?’ ”

Kimberly Gramm, assistant dean and director of FAU’s Adams Center for Entrepreneurship, is taking winners of FAU’s recent business plan competition to eMerge’s Startup Village.

Some of South Florida’s largest tech companies also will exhibit at eMerge. Those include Citrix Systems of Fort Lauderdale, C3 Cloud Computing Concepts of Delray Beach and TriNet Group of Boca Raton, said Lonnie Maier, president of the South Florida Technology Alliance, a group that promotes local tech.

Investors and consultants to startups also are heading to eMerge to network and build business.

New World Angels, a Boca Raton-based group of investors, will share a booth with the Miami Innovation Fund to offer entrepreneurs advice on launching or growing their ventures, said Rhys Williams, executive director of New World Angels and a Techweek 100 leader.

“Technology investing is a contact sport. There are few textbooks or classes of relevance, so this conference is a timely way to keep current on your knowledge base and pick up new knowledge, skills and contacts,” said Williams, who also is a judge in the eMerge Launch competition where more than 200 companies will compete for $150,000 in prizes.

Of course, South Florida faces hurdles in its quest, tech leaders said.

The area needs to overcome a long-time image based on sun and fun. And it needs to show critical mass in tech, especially success stories of entrepreneurs that grew startups to global players — much as conference organizer Manny Medina did, starting Miami-based Terremark and selling it for more than $1.4 billion to Verizon.

Enterprise Development Corp. President Rob Strandberg, whose group works with startups from Boca Raton to Miami, will be busy making introductions between entrepreneurs and potential investors at the conference. He’s also a judge in the Launch competition.

EDC executive director Linda Gove will participate with the Boca Raton incubator’s startup companies.

“Investors are taking notice of South Florida companies to a far greater extent than they were,” Strandberg said.

Joe Levy, CEO of Fort Lauderdale-based startup ClearCi and also named to the Techweek 100, said the perception of the area as a tech hub is changing.

“Folks used to ask me, ‘Why aren’t you in Silicon Valley?’ ” Levy said. “We don’t get that anymore.”

South Florida’s Sun Sentinel Daily Newspaper – April 27, 2014 – http://www.sun-sentinel.com/business/careers/fl-emerge-broward-palm-beach-20140427,0,1252077.story

The Go Lean roadmap calls for agencies within the CU to champion technological start-up endeavors, much like this week’s eMerge initiative.

There is much for the CU’s planners to glean by the observation of the planned events this week. The Go Lean/CU approach, in the absence of the actual establishment of the Trade Federation is simply to:

1. Look
2. Listen
3. Learn
4. Lend-a-hand
5. Lead

This approach is codified in the book, with details of community ethos, strategies, tactics, implementations and advocates; as follows:

Community Ethos – Impact the Future Page 26
Community Ethos – Foster Genius Page 27
Community Ethos – Help Entrepreneurship Page 28
Community Ethos – Promote Intellectual Property Page 29
Community Ethos – Impact R & D Page 30
Community Ethos – Bridge the Digital Divide Page 31
Strategy – Agents of Change: Technology Page 57
Separation of Powers – Patents & Copyrights Page 78
Implementation –  Self-Governing Entities Page 105
Implementation –  Impact Social Media Page 111
Ways to Better Manage Image Page 133
Industries – Ways to Foster Technology Page 197
Industries – Foster e-Commerce Page 198

We hope for success for eMerge Americas Techweek. We hope our Caribbean brothers living and working in South Florida participate, engage in and benefit from this initiative. Then we hope that they would repatriate some of this passion, knowledge, and experience back to their Caribbean homelands.

Lastly, we cheer for further basketball dominance. Go Heat!

Basketball shot

Download the book – Go Lean…Caribbean now!!!

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PM Christie responds to critics of Bahamian ‘Carnival’

Posted on April 25, 2014 in Government, Industries, Strategy

Go Lean Commentary

Carnival 1Head –> Heart –> Hands.

This is the physiological process to forge change, described in the book Go Lean … Caribbean (Page 20). As experienced on a daily basis by people attempting to “quit smoking”, change is near impossible without engaging those three body parts. The book, serving as a roadmap for the introduction and implementation of the Caribbean Union Trade Federation (CU) describes the linked application of those three symbolic body parts, as follows:

  • Head – Plans, Models and Strategies
  • Heart – Community Ethos
  • Hands – Actions, Implementations, Advocacies

According to the below news article, the Prime Minister of the Bahamas wants to forge change in his homeland. He wants to incorporate a new festival, based on the model of Carnival and Madri Gras, so as to glean some of the massive economic harvests around those events in the Caribbean and other Western Hemisphere destinations.

Since initiating this plan in Spring 2013, cyber-space and public commentary have been awash with feedback: some in favor; most opposed.

Albeit he is inspired by good motives, the publishers declare that something is missing in the Prime Minister’s plans: Best practices.

By: Erica Wells, Managing Editor
Prime Minister Perry Christie has assured critics of the Government’s plan to create a Bahamian Carnival or Mardi Gras that the festival will be “essentially” Bahamian and that a special committee will be appointed to prepare the country and the world for the initiative.

Addressing the MP’s in his 2013/2014 budget wrap up, Christie said many people rushed to judgement after he made the announcement last month. The week-long festival is slated for a 2015 start-up and the government will spend $1 million to help with its development, which may incorporate a cultural village, public processions and song and costume competition. The $1 million will be allocated to the festival next year and will be a joint effort between the public and private sector, he said.

The government, Christie says, sees the festival as both a major economic intervention and a cultural expansion.

“It will be essentially Bahamian but also include thousands of visitors who will be attracted by what will be an absolutely fabulous affair,” said Christie.

Anthropologist and author Dr. Nicolette Bethel, who is also a former director of culture, has been one of the biggest critics of the proposed festival.

Bethel told Guardian Arts&Culture before Christie’s communication earlier this week that she did not have a problem with the idea per se, and that it was long overdue, but the timing and title were both “awful”.

“As a result I don’t think it’s feasible,” she said. “I have no idea what consultation, if any, was done with the relevant community. It falls during the Junkanoo downtime and I do not think that the practitioners will seriously be able to prepare for it, and in fact many of the most serious (Junkanooers) are out of the country attending the real carnivals that take place all around our region at that time — New Orleans, Rio de Janeiro, and of course Port-of-Spain.”

Bethel said she did not see that it would have any real effect on the current Junkanoo parades.

She also criticized the government’s $1 million allocation to the festival.

“One million dollars according to our data is nowhere near enough money to fund something of this kind,” said Bethel. “Annual Junkanoo parades take up to $3 million of the government’s money — $2 million at least. If that money were invested in creating a Junkanoo festival at the normal Junkanoo time it would go far further, but I do not see any way that we can hope to compete with the real carnivals by introducing something fake like this. It’s a total waste of a good idea.”

Christie noted that many critics questioned why The Bahamas should copy Trinidad or Brazil, and why the country would move away from Junkanoo, which is “spectacularly Bahamian”.

“Let me say at the outset that prior to making my announcement, I consulted with several icons in the world of Junkanoo and without exception they were fully supportive of the idea and immediately confirmed their willingness to work with the committee, which will be appointed to prepare The Bahamas and the world for this new festival,” said the prime minister.

The government will shortly appoint the committee, said Christie.

Paul Major, a former banker and Junkanoo participant, has been invited to chair the committee. Robert Sands and Ed Fields, and other major figures in the cultural field — in painting, music, drama all of which are a part of this new enterprise — will also be invited to sit on the committee, he said.

“I expect the committee to hold full consultations with all of the major personalities of Junkanoo, and associates. “I will, for my part, advise the committee that I do not wish them to interfere with Junkanoo.

This is a separate and different activity,” Christie explained. He noted that the major Junkanoo groups and their leaders will be advised that the government does not propose to licence those groups, unless there is overwhelming evidence of general acceptance by the rank and file.

Prime Minister Christie said for the groups to be licensed, they would have to form themselves into a company and operate as a business.

“This is a massive undertaking which will receive very careful consideration of the government,” he said.

“This is very necessary as the corporate groups will be advertising abroad and inviting persons to purchase costumes online as well as from store fronts in a cultural village or elsewhere.”

The Prime Minister said the committee would ultimately move recommendations to the government for its consideration.

Christie also noted that he has met with Sarkis Izmirlian of Baha Mar and advised him that the festival was one of the major promotions the government was putting in place in view of his introducing 2,200 new hotel rooms in December 2014.

“He liked the idea. The committee will recommend whether there should be a preferred resort destination or leave it to the choice of visitors,” said Christie.

Carnival worldwide industry

The prime minister said carnival is part of a worldwide masquerade industry.

He said the industry has been successful in attracting costume makers, wire benders, painters, designers and performers at some of the largest festivals in the world.

“It has an export dimension. We know of major festivals in Trinidad, Brazil, Toronto, Barbados, New York, Miami and London. Carnival in the diaspora generates hundreds of millions of dollars and creates many jobs and entrepreneurial opportunities.

“It is big business and it requires business planning, management, marketing of products and organizational structure,” said Christie.

Prime Minister Christie said costumes from carnival inspired designers show up in New York, Toronto, Notting Hill, London, Miami and many other centers in the U.S.

“The committee will be briefed and have the opportunity to visit carnival enterprises in Brazil, Trinidad and even Toronto, where carnival has become arguably the largest festival in the world,” he said.
Source: The Nassau Guardian Online. Posted 06/22/2013. (Retrieved 04/24/2014) –http://www.thenassauguardian.com/index.phpoption=com_content&view=article&id=40021&Itemid=59

The Go Lean roadmap is different! It employs best practices for assessing, strategizing and implementing change. The book commences with the practice to assess current landscapes; this is what strategists call “Understand the market / Plan the business”. Page 44 presents these questions:

• Who are our customers and what exactly do they want?

• Who are our competitors; how do we stack up against them?

The book then proceeds to answer these and other strategy queries, accordingly.

carnival 2Events/festivals are paramount in the Go Lean roadmap: the optimization of existing events and the introduction of new events. This advocacy is detailed on Page 191 as being supplemental to the goal of enhancing tourism (Page 190).

What are the prospects for this new Bahamas Carnival/Lenten festival?

On the surface, it seems far-fetched, as the Bahamas does not have a Lenten ethos. All the competitive destinations (Rio De Janeiro, New Orleans and Trinidad) have elevated lent habits (Ash Wednesday to Good Friday), so that Mardi Gras/Fat Tuesday actually has significance in preparation of this hallowed Lenten season. Without this ethos, it is hard, though not impossible, to forge a new tradition, festival or business model. But the mediocre financial investment, announced in the foregoing article – $1 million as opposed to $3 million, makes the success of initiating and promoting a new event an insurmountable obstacle.

The publishers of the Go Lean roadmap wish the Prime Minister good fortune with his plans, but this execution does not appear to be lean, within “best practices”. More is needed; much more! There should be more focus on “Head, Heart & Hands” principles. As a contrast, notice the detailed strategies, tactics, actions and advocacies for new events in the Go Lean roadmap:

Community Ethos – Lean Operations Page 24
Community Ethos – Return on Investments Page 24
Community Ethos – Cooperatives Page 25
Community Ethos – Non Government Org’s. Page 25
Impact the Future Page 26
Foster Genius – Performance Excellence Page 27
Ways to Improve Sharing Page 35
Ways to Promote Happiness Page 36
Ways to Impact the Greater Good Page 37
Strategy – Customers – Business Community Page 47
Strategy – Customers – Visitors / Tourists Page 47
Strategy – Competitors – Event Patrons Page 55
Separation of Powers – Emergency Mgmt. Page 76
Separation of Powers – Tourism Promotion Page 78
Separation of Powers – Sports & Culture Page 81
Separation of Powers – Fairgrounds Admin. Page 83
Separation of Powers – Turnpike Operations Page 84
Steps to Implement Self-Governing Entities Page 105
Ways to Foster Cooperatives Page 176
Ways to Improve Intelligence Gathering Page 182
Ways to Improve [Service] Animal Husbandry Page 185
Ways to Enhance Tourism Page 190
Ways to Impact Events Page 191
Ways to Promote Fairgrounds Page 192
Ways to Improve Emergency Management Page 196
Ways to Impact Hollywood [& Media Industry] Page 203
Ways to Preserve Caribbean Heritage Page 218
Ways to Improve the Arts Page 230
Ways to Promote Music Page 231

In summary, festivals/events are important, so they require lean administration and executions. They empower economics and fortify cultural pride. In all, they make the Bahamas, by extension the entire Caribbean, a better place to live, work, and play.

Download the book Go Lean … Caribbean – now!

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Ghost ships – Autonomous cargo vessels without a crew

Posted on April 24, 2014 in Ethos, Industries, Planning, Strategy, Tactical

Go Lean Commentary

Ghost ships - Autonomous cargo vessels without a crewLife imitates art! Art imitates life!

The forgoing article gives the impression of science fiction: The Matrix movie trilogy or The Terminator movie series. Imagine an industrial development with a heavy concentration of robotic installations. This is the future that is being planned, developed and tested now. The experience of the last 100 years is that those doing the planning, developing and testing for futuristic technologies are the ones that profit most from the economic gains. This has been true for both Japan and Silicon Valley.

The book, Go Lean … Caribbean, extolls this principle that R&D (research and development) activities are necessary to profit from advantages in technology. We want to do R&D here in the Caribbean. This is a mandate for the Caribbean Union Trade Federation (CU). This book serves as a roadmap for the introduction and implementation of the CU. This technocracy will assume oversight to optimize the region in the areas of:

(1) economics

(2) security

(3) lean government

This vision of an autonomous maritime eco-system, as depicted in the foregoing article, cannot be considered without a super-national infrastructure for these above 3 areas. The Go Lean roadmap presents the CU’s prime directives, which in total will provide comprehensive solutions for economic incentives, a security apparatus (Naval Authority and Intelligence Gathering), and lean governmental coordination to launch these initiatives.

*** Autonomous cargo vessels could set sail without a crew under the watchful eye of captains in shore-based simulators ***

Military drones already fly frequent missions and civilian operations using unmanned aircraft are coming. Driverless cars are clocking up thousands of test miles. So why not let remote-controlled ships set sail without a crew? Indeed, the maritime industry has started to think about what would be required to launch a latter-day Marie Céleste.

Ships, like aircraft and cars, are increasingly controlled by electronic systems, which makes automation easier. The bridges of some modern vessels are now more likely to contain computer screens and joysticks than engine telegraphs and a giant ship’s wheel. The latest supply ships serving the offshore oil and gas industry in the North Sea, for instance, use dynamic positioning systems which collect data from satellites, gyrocompasses, and wind and motion sensors to automatically hold their position when transferring cargo (also done by remote control) to and from platforms, even in the heaviest of swells.

However, as is also the case with pilotless aircraft and driverless cars, it is not so much a technological challenge that has to be overcome before autonomous ships can set sail, but regulatory and safety concerns. As in the air and on the road, robust control systems will be needed to conform to existing regulations.

The maritime industry is interested in crewless ships for two reasons. The first is safety. Most accidents at sea are the result of human error, just as they are in cars and planes. So, if human operators are replaced by sophisticated sensors and computer systems, autonomous vessels should, in theory, make shipping safer.

The second reason is, of course, cost. It is becoming increasingly difficult to sign up competent crew prepared to spend months away at sea. Moreover, some voyages are likely to get even longer for ships carrying non-urgent cargo. By some accounts, a 30% reduction in speed by a bulk carrier can save around 50% in fuel. This means slower steaming could provide big savings in fuel costs, but it would be at the expense of increased expenditure on crew for these longer voyages, both in wages and for the “hotel” facilities required on board. Removing the crew, though, also removes the need for their accommodation and its associated equipment, like heating and plumbing. And that provides room to carry more cargo.

Ahoy there!

The transition to unmanned ships could take place in steps, says Oskar Levander, head of engineering and technology for the marine division of Rolls-Royce. Crews would be reduced as some functions are moved onshore, such as monitoring machinery. (The engines on jet aircraft are already overseen by ground stations.) This could be followed by some watch-keeping and navigation duties. Experienced crew might be put on board when ships leave or enter port, just as pilots are to navigate. And a small maintenance crew could be kept for the voyage until remote-control systems prove themselves. A fleet of autonomous ships could also sail in convoy with a manned vessel in the lead (as illustrated above).

The onshore control rooms would keep an eye on ships thanks to live data transmitted from vessels, including video and infra-red images. Object-recognition software, combined with radar, would further automate the process. If an alarm was raised the skeleton crew on board could be alerted or the control room take charge, probably from a bridge in a simulator. Rolls-Royce already operates virtual ships’ bridges, with 360º views, for the training of officers and crew. These are realistic enough to make landlubbers feel seasick.

Using onshore control rooms and simulators a team of ten land-based captains could operate 100 or so ships, reckons Mr. Levander. The captains could commute from home for their shifts just as the pilots who fly military drones do. Passenger ships are likely to remain crewed, however. Trained personnel are needed to manage evacuation procedures, and in any case passengers are unlikely to want robots and vending machines attending to their needs.

The slower-sailing bulk carriers could be the first ships to be automated, according to the Maritime Unmanned Navigation through Intelligence in Networks (MUNIN) project, a European Union initiative backed by a number of industrial organisations. Like others, it says the ability of drone ships to detect other vessels and take avoiding action will be crucial, but possible with advanced technology and improved backup systems.

Rules of the sea

With a captain technically in command—even though he is based in an onshore control room—MUNIN thinks the legal and practical challenges of meeting maritime rules could be met. Radio messages from other ships, along with those from coastguards and port authorities, could be automatically routed to the shore captain. Something similar is being proposed for autonomous civil drones, with ground-based pilots responding to communications and air-traffic control instructions as if they were in the cockpit.

In many ways automating a ship should be a lot easier than automating aircraft, Mr. Levander believes. For a start, if something did go wrong, instead of falling out of the sky a drone ship could be set by default to cut its engines and drop anchor without harming anyone. As for piracy, with no crew to be taken hostage it would be much easier for the armed forces to intervene. Of course, more modern pirates might try to hack their way into the controls of an autonomous ship to take command. Which is why encrypted data communication is high on the maritime industry’s list of things to do before ghostly vessels ply the trade routes.

Firstly, the Caribbean Sea is 1,063,000 square miles. This landscape, except for forecasted tropical storms, allows for the perfect testing grounds. The geography of the CU’s 30 member-states thereby includes thousands of islands, (the Bahamas alone advertises 700 islands in their archipelago). The Go Lean roadmap calls for establishing an Exclusive Economic Zone (EEZ) for these seas.

Secondly, the CU has the human capital to engage this type of endeavor. There are many well-trained professionals in the maritime arts and sciences. Plus, this endeavor transmits the “siren call” to youthful aspirants, empowering immigrants and, skilled repatriates. This will grow the labor pool for this industry.

Thirdly, the CU already envisions a massive deployment of ship-building prowess with its incubation of shipyards and related industries (Page 209). Plus, with federally regulated ferry boats, part of the Union Atlantic Turnpike system, the required model (funding/investments/capital) and eco-system will be in place.

Though not written with this particular initiative in mind, the Go Lean roadmap anticipates such opportunities, as pronounced in the Declaration of Interdependence, (Pages 12 & 14):

xvi. Whereas security of our homeland is inextricably linked to prosperity of the homeland, the economic and security interest of the region needs to be aligned under the same governance. Since economic crimes, including piracy and other forms of terrorism, can imperil the functioning of the wheels of commerce for all the citizenry, the accedence of this Federation must equip the security apparatus with the tools and techniques for predictive and proactive interdictions.

xxvii. Whereas the region has endured a spectator status during the Industrial Revolution, we cannot stand on the sidelines of this new economy, the Information Revolution. Rather, the Federation must embrace all the tenets of Internet Communications Technology (ICT) to serve as an equalizing element in competition with the rest of the world. The Federation must bridge the digital divide and promote the community ethos that research/development is valuable and must be promoted and incentivized for adoption.

xxx. Whereas the effects of globalization can be felt in every aspect of Caribbean life, from the acquisition of food and clothing, to the ubiquity of ICT, the region cannot only consume, it is imperative that our lands also produce and add to the international community, even if doing so requires some sacrifice and subsidy.

The CU mission is to implement the complete eco-system to deliver on market opportunities as sampled in the foregoing article. There are many strategies, tactics, implementations and advocacies that will facilitate this readiness; detailed here:

Community Ethos – Money Multiplier Page 22
Community Ethos – Job Multiplier Page 22
Community Ethos – Lean Operations Page 24
Community Ethos – Return on Investments Page 24
Impact the Future Page 26
Help Entrepreneurship Page 28
Promote Intellectual Property Page 29
Impact Research and Development Page 30
Ways to Improve Negotiations Page 32
Separation of Powers – Naval Authority Page 75
Separation of Powers – Emergency Mgmt. Page 76
Security Initiatives at Start-up Page 103
Start-up Benefits from the EEZ Page 104
Steps to Implement Self-Governing Entities Page 105
Reasons to Repatriate to the Caribbean Page 118
Ways to Benefit from Globalization Page 119
Ways to Improve Trade Page 128
Ways to Create Jobs Page 152
Ways to Improve Governance Page 168
Foster Empowering Immigration Page 174
Foster Cooperatives Page 176
Improve Homeland Security Page 180
Ways to Mitigate Terrorism Page 181
Improve Intelligence Gathering & Analysis Page 182
Better Manage Natural Resources Page 183
Ways to Improve for Natural Disasters Page 184
Ways to Foster Technology Page 197
Ways to Improve Transportation Page 205
Ways to Develop Ship-Building Page 209

The world is preparing for the change of more autonomous systems to do the heavy-lifting of industrial engagements. A new ethos to prepare for change has now come to the Caribbean. The people of the region are urged to “lean-in” for this change. As described in the book Go Lean … Caribbean, the benefits of this roadmap are too alluring to miss out: emergence of an $800 Billion single market economy, 2.2 million new jobs and relevance on the world scene for R&D.

Download the Book- Go Lean…Caribbean Now!!!

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Real Estate Investment Trusts explained

Posted on April 23, 2014 in Economics, Ethos, Industries

Real Estate Investment Trusts (REITs) are one way you can invest in real estate while enjoying a level of liquidity synonymous with the stock market[a]. Learn more here, from this VIDEO:

VIDEO – Real Estate Investment Trust REIT Definition Investopedia – https://youtu.be/UnKqUKZ1K1A

The book Go Lean … Caribbean serves as a roadmap for the introduction and implementation of the Caribbean Union Trade Federation (CU) and the Caribbean Central Bank (CCB). One prime directive of the roadmap is facilitating the return of the far-flung Diaspora to their Caribbean homelands. This does not mean returning to the same houses they may have abandoned decades ago. Thusly, there is the need for new housing solutions; and new housing financing schemes. The CU is proffered to provide economic optimizations to better manage the region’s basic needs: food, clothing, energy and shelter.

REITREITs are prominent in the Go Lean roadmap to satisfy the shelter mandate for Caribbean repatriates; (Page 217).

This mandate is detailed early on in the book’s Declaration of Interdependence (DOI), as follows (Page 13):

xxiv. Whereas a free market economy can be induced and spurred for continuous progress, the Federation must install the controls to better manage aspects of the economy: jobs, inflation, savings rate, investments and other economic principles. Thereby attracting direct foreign investment because of the stability and vibrancy of our economy.

The roadmap posits that there are no capital/security markets in the Caribbean that offer the liquidity options of Wall Street – Page 200. (Wall Street is #1 globally). However the book describes an optimization of the existing financial markets that can still take place with the introduction of the Caribbean Dollar – managed by a technocratic Caribbean Central Bank – and elevation of the current 9 Stock Exchanges.

The “dominoes” thusly begin to fall. So with the liquidity of a vibrant capitals market, comes funding, with funding comes housing “starts”, followed by construction activity. All of this creates market kinetics.

So facilitating this eco-system of the CU/CCB will ultimately create … jobs. This is the rallying cry in the US for the National Association of Realtors®. They estimate that one job is generated for every two home sales. Using that ratio, 1,000 home sales generate 500 jobs [b]. So after the basic need of food, clothing, energy and shelter, the next mandate is … jobs, (DOI – Page 14).

xxvi. Whereas the Caribbean region must have new jobs to empower the engines of the economy and create the income sources for prosperity, and encourage the next generation to forge their dreams right at home, the Federation must therefore foster the development of new industries, like that of ship-building, automobile manufacturing, pre-fabricated housing, frozen foods, pipelines, call centers, and the prison industrial complex. In addition, the Federation must invigorate the enterprises related to existing industries like tourism, fisheries and lotteries – impacting the region with more jobs.

The Go Lean roadmap portrays the community ethos to encourage savings/investments. The roadmap also calls for stronger oversight from an institutional perspective, with economic principles in place to increase the money multiplier; (Page 21 & 22).

This constitutes change for the Caribbean: a new plan, new products, services, opportunities oversight. In truth, a new future!

Download the book Go Lean … Caribbean – now!

————

References

a. Investopedia – http://www.investopedia.com/video/play/real-estate-investment-trust/

b. National Association of Realtors: http://www.realtor.org/topics/home-ownership-matters/jobs-impact-of-an-existing-home-purchase

 

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Advocates push for junk-food tax

Posted on April 22, 2014 in Economics, Ethos, Government

Go Lean Commentary

Junk FoodThe forgoing article focuses on an important issue for the Caribbean. Diabetes is a scourge to the region; it is among the leading causes of death. Though death is the final destination of all humans, quality of life is a fitting goal for optimization. Diabetes is a degenerative disease; it grievously affects the quality of life; over time, its sufferers are afflicted with ailments like kidney failures, amputations and blindness. In addition to the personal discomforts, these treatments exact a huge toll on a community’s economics. For this matter, this subject is in scope for the Caribbean Union Trade Federation (CU).

The book, Go Lean … Caribbean, serves as a roadmap for the introduction and implementation of the CU. This technocratic agency will assume oversight to optimize the region’s:

(1) economy,

(2) security apparatus, and

(3) governing engines.

The subject of diabetes disease management is in scope for all 3 of these prime directives. The importance and linkage of the topics for diabetes, healthcare and economics are undeniable. But there are security threats as well, as advanced diabetes dispositions increase the need for organ transplantations, inducing many to venture into the illegal organ trade markets. Finally, the strain on governments to service this population and develop mitigation plans is a constant priority – or should be.

By: FELICIA FONSECA

Flagstaff, Arizona — Facing a high prevalence of diabetes, many American Indian tribes are returning to their roots with community and home gardens, cooking classes that incorporate traditional foods, and running programs to encourage healthy lifestyles.

The latest effort on the Navajo Nation, the country’s largest reservation, is to use the tax system to push people to ditch junk food.

Navajo President Ben Shelly earlier this year vetoed measures to enact a 2 percent sales tax on tax on chips, cookies and sodas, and to eliminate the tax on fresh fruit and vegetables. This week, tribal lawmakers have a chance to resurrect the proposals, and supporters are optimistic they’ll be among the first in the country to succeed.

Elected officials across the U.S. have taken aim at sugary drinks with proposed bans, size limits, tax hikes and warning labels, though their efforts have not gained widespread traction. In Mexico, lawmakers approved a junk food tax and a tax on soft drinks last year as part of that government’s campaign to fight obesity.

Shelly said he supports the intent of the proposals on the Navajo Nation but questioned how the higher tax on snacks high in fat, sugar and salt would be enacted and regulated. Supporters of the tax say it is another tool in their fight for the health of the people.

“If we can encourage our people to make healthier choices and work on the prevention side, we increase the life span of our children, we improve their quality of life,” said professional golfer Notah Begay III, who is among supporters.

American Indians and Alaska Natives as a whole have the highest age-adjusted prevalence of diabetes among U.S. racial and ethnic groups, according to the American Diabetes Association. They are more than twice as likely as non-Hispanic whites to have the disease that was the fourth leading cause of death in the Navajo area from 2003 to 2005, according to the Indian Health Service.

Native children ages 10 to 19 are nine times as likely to be diagnosed with Type 2 diabetes, the IHS said.

The proposed Navajo Nation tax wouldn’t add significantly to the price of junk food, but buying food on the reservation presents obstacles that don’t exist in most of urban America. The reservation is a vast 27,000 square miles with few grocery stores and a population with an unemployment rate of around 50 percent. Thousands of people live without electricity and have no way of storing perishable food items for too long.

“They have a tendency to purchase what’s available, and it’s not always the best food,” said Leslie Wheelock, director of tribal relations for the U.S. Department of Agriculture.

Wheelock said the diabetes issue in tribal communities is one that has been overlooked in the past or not taken as seriously as it could be. It has roots in the federal government taking over American Indian lands and introducing food that tribal members weren’t used to, she said.

To help remedy that, the USDA runs a program that distributes nutritional food to 276 tribes. Grants from the agency have gone toward gardening lessons for children within the Seneca Nation of Indians in New York, culturally relevant exercise programs for the Spirit Lake Tribe in North Dakota and food demonstrations using fresh fruit and vegetables on the Zuni reservations in New Mexico.

The Dine Community Advocacy Alliance, which has been pushing for the Navajo Nation junk food tax, estimates it will result in at least $1 million a year in revenue that could go toward wellness centers, community parks, walking trails and picnic grounds in tribal communities in Utah, New Mexico and Arizona. It would expire at the end of 2018.

Tribal lawmakers will vote this week on overturning Shelly’s vetoes. Regardless of whether that legislation passes, “we have to keep stepping up to the plate,” alliance member Gloria Begay said.

No other sales tax on the Navajo Nation specifically targets the spending habits of consumers. Alcohol is sold in a few places on the reservation but isn’t taxed. Retailers and distributors pay a tobacco tax.

Opponents of the junk food tax argue it would burden customers and drive revenue off the reservation. Mike Gardner, executive director of the Arizona Beverage Association, said the lack of specifics in the legislation as to what exactly will be taxed could mean fruit juice and nutritional shakes would be lumped in the same category as sodas.

“I don’t think they mean that, but that’s what will happen,” Gardner said. “It’s a little loose, a little vague. It’s going to create problems for retailers and … it doesn’t solve the problem.”

a. By the numbers:

Total population of Navajo Nation: 250,000

Unemployment rate: 44%

Families living in poverty: 30.5%

People living with diabetes: 55,000

Source: Partners In Health (PIH), a 501(c)(3) nonprofit corporation headquartered in Boston, Massachusetts. (http://www.pih.org/country/navajo-nation/about)

Associated Press (AP) News Wire Service (Retrieved 04/22/2014) –
http://news.yahoo.com/advocates-push-junk-food-tax-navajo-nation-155642994.html

The roadmap commences with a Declaration of Interdependence. In Verse IX (Page 11) it pronounces:

Whereas the realities of healthcare and an aging population cannot be ignored and cannot be afforded without some advanced mitigation, the Federation must arrange for health plans to consolidate premiums of both healthy and sickly people across the wider base of the entire Caribbean population. The mitigation should extend further to disease management, wellness, obesity and smoking cessation programs. The Federation must proactively anticipate the demand and supply of organ transplantation as developing countries are often exploited by richer neighbors for illicit organ trade.

The foregoing article highlights diabetes disease management in the controlled population of the Native American Reservation for the Navajo Nation in Arizona [a]. In fact, Go Lean posits that the Caribbean can benefit greatly from a consideration of the examples, samples and lessons from Native American tribes and their experiences. This is included in the book as “10 Lessons from Indian Reservations” (Page 141). As for this issue, Go Lean also recognizes that food choices and the preponderance of junk food could imperil community wellness; (Page 162). We must therefore take heed to these lessons.

The CU mission is to implement the complete eco-system to re-boot health delivery in the region. Applying strategies to win the battles of globalization, the Go Lean roadmap urges the Caribbean region to not only consume; we must create and contribute as well. In that vein, there are many tactics, implementations and advocacies to facilitate the vision for R&D, incubation, entrepreneurship and many other areas related to medical tourism. These are detailed here:

Community Ethos – Deferred Gratification Page 21
Community Ethos – Intelligence Gathering Page 23
Community Ethos – “Bad Things” Happen Page 23
Community Ethos – Lean Operations Page 24
Community Ethos – Return on Investments Page 24
Community Ethos – Non-Government Org’s. Page 25
Help Entrepreneurship Page 28
Impact Research and Development Page 30
Promote Happiness Page 36
Impact the Greater Good Page 37
Separation of Powers – Health Department Page 86
Steps to Implement Self-Governing Entities Page 105
Ways to Benefit from Globalization Page 119
Improve Healthcare Page 155
Impact Entitlements Page 158
Better Manage Food Consumption Page 162
Better Manage the Social Contract Page 170
Foster Cooperatives Page 176
Ways to Improve Organ Transplantations Page 214
Impact Foundations Page 219
Improve Elder-Care Page 225
Impact Persons with Disabilities Page 228

The roadmap addresses the obstacles for full implementation of the CU objectives. Like most communities, there are cost constraints, as the foregoing article reports on a special tax to fund junk food mitigations. How will the CU pay for its strategic and tactical initiatives?

The book addresses this issue in full detail in these advocacies:

Ways to Pay for Change Page 101
10 Revenue Sources for Administration Page 172

Change has come to the Caribbean. Both the people and institutions of the region are urged to “lean-in” for this change. As described in the book Go Lean … Caribbean, the benefits of this roadmap are too important; improving health deliveries is not just economic, more important, it’s about saving lives.

Download the Book- Go Lean…Caribbean Now!!!

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The Pope as a ‘Turnaround CEO’ – The Francis effect

Posted on April 21, 2014 in Planning, Strategy

Go Lean Commentary

Every Caribbean country elevates and respects the Christian celebration of Easter. On this occasion, we consider a review of the Roman Catholic leader, Pope Francis, and his management style in relation to a ‘Turnaround CEO’. (Technically, the Pope is a CEO, and a King; see VIDEO in the Appendix).

Pope Francis

The subject of religion is very important to the SFE Foundation, publishers of the book Go Lean … Caribbean. While the foundation is apolitical and religiously neutral, it does draw insight from the underlying guide that Pope Francis embraces, the Holy Bible. In fact, Go Lean features an advocacy applying the insight from the Bible on economic and governing matters:

10 Lessons from the Bible – Page 144.

As for this ‘Turnaround CEO’, Jorge Bergoglio of RC Global (RC = Roman Catholic), assumes this position at a time of crisis (of faith) for his organization, the Church. There are lessons and application here for the object of devotion for the SFE Foundation, turn-around for the Caribbean, since this region is also in crisis! (Also, a crisis of faith, in which people are quick to flee their beloved homelands for distant shores).

***About to take over a crisis-ridden company with a demoralised workforce? Turn to this Roman case study***
Business schools regularly teach their students about great “turnaround CEOs” who breathe new life into dying organisations: figures such as IBM’s Lou Gerstner, Fiat’s Sergio Marchionne and Apple’s Steve Jobs. Now Harvard Business School needs to add another case study: Jorge Bergoglio, the man who has rebranded RC Global in barely a year.

When Pope Francis celebrated his first Easter as CEO, just after being appointed, the world’s oldest multinational was in crisis. Pentecostal competitors were stealing market share in the emerging world, including in Latin America, where Francis ran the Argentine office. In its traditional markets, scandals were scaring off customers and demoralising the salesforce. Recruitment was difficult, despite the offer of lifetime employment in a tough economy. The firm’s finances were also a mess. Leaked documents revealed the Vatican bank as a vortex of corruption and incompetence. The board was divided and weak. Francis’s predecessor, Benedict XVI, was the first Pope to resign for 600 years, amid dark rumours that the founder and chairman, a rarely seen elderly bearded figure whose portrait adorns the Sistine boardroom, had intervened.

Operating Prophet
In just a year, the business has recovered a lot of its self-confidence. The CEO is popular: 85% of American Catholics—a tough audience—approve of him. Footfall in RC Global’s retail outlets is rising again. The salesforce now talks about a “Francis effect”. How has a [70 year old] Argentinian succeeded in galvanising one of the world’s stodgiest outfits? Essentially by grasping three management principles.

The first is a classic lesson in core competences. Francis has refocused his organisation on one mission: helping the poor. One of his first decisions was to forsake the papal apartments in favour of a boarding house which he shares with 50 other priests and sundry visitors. He took the name of a saint who is famous for looking after the poor and animals. He washed and kissed the feet of 12 inmates of a juvenile-detention centre. He got rid of the fur-trimmed velvet capes that Popes have worn since the Renaissance, swapped Benedict’s red shoes for plain black ones and ignored his fully loaded Mercedes in favour of a battered Ford.

This new focus has allowed the company to spend fewer resources on ancillary businesses, such as engaging in doctrinal disputes or staging elaborate ceremonies. The “poor-first strategy” is also aimed squarely at emerging markets, where the potential for growth is greatest but competition fiercest.

Along with the new strategic focus, the Pope is employing two management tools to good effect. One is a brand repositioning. He clearly continues to support traditional teaching on abortion and gay marriage, but in a less censorious way than his predecessors (“Who am I to judge?” he asked of homosexuals). The other is a restructuring. He has appointed a group of eight cardinals (“the C8”) to review the church’s organisation and brought in McKinsey and KPMG (“God’s consultants”) to look at the church’s administrative machinery and overhaul the Vatican bank.

Will it work? Established critics, notably the corporate raider Lou Siffer, maintain it is all incense-smoke and mirrors. Others insist that more sweeping change, including a bigger role for women, is needed. The chairman’s attitude is unknown. Some analysts interpret the absence of plagues of boils and frogs as approbation; others point out that He moves in mysterious ways, his wonders to perform.

The Economist Magazine – Retrieved Apr 19th 2014 from: http://www.economist.com/news/leaders/21600980-about-take-over-crisis-ridden-company-demoralised-workforce-turn-roman-case

The foregoing article identified the Pope’s 3 management principles:

  1. Re-focusing on Core Competence
  2. Brand Re-positioning
  3. Restructuring

The book Go Lean … Caribbean serves as a roadmap for change in the Caribbean, with the introduction and implementation of the Caribbean Union Trade Federation (CU). It identifies the same 3 management principles (and then more), for contending with the crises that befalls the Caribbean member-states. Specifically the above 3 principles are identified, qualified and proposed with these detailed pages from the book:

  1. Strategy – What are we best at doing? (Page 58)
  2. Ways to Better Manage Image (Page 133)
  3. Ways to Impact Turn-arounds (Page 33); Re-boot Freeport (Page 112); Re-boot Cuba (Page 236); Re-boot Haiti (Page 238); Re-boot Jamaica (Page 239)

What are the management training and influences of Pope Francis? Is he influenced by his successful accomplishment of other crisis?

In an earlier article on the accomplishments of Pope Francis, the same Economist magazine (March 8, 2014 edition) associated Pope Francis management style with Peronist philosophies:

The political landscape of Francis’s homeland, however, offers a more accurate, and nuanced, understanding of his views. For most of his life Argentina has plotted a kind of third way between Marxism and liberalism—albeit one with disastrous political and economic results. “[Francis] only knows one style of politics,” says a diplomat accredited to the Holy See. “And that is Peronism.”

The creed bequeathed by Argentina’s former dictator, General Juan Perón, with its “three flags” of social justice, economic independence and political sovereignty, has been endlessly reinterpreted since. Conservatives and revolutionaries alike have been proud to call themselves Peronist. But at its heart it is corporatist, assigning to the state the job of resolving conflicts between interest groups, including workers and employers. In that respect it resembles fascism and Nazism—and also Catholic social doctrine.

The Pope’s Peronist side shows in his use of a classic populist technique: going over the heads of the elite to the people with headline-grabbing gestures and comments. And it is visible in his view of political economy, which also has much in common with post-Marxist protest movements such as Occupy Wall Street, the Spanish indignados and Italy’s Five Star Movement.

“While the earnings of a minority are growing exponentially, so too is the gap separating the majority from the prosperity enjoyed by the happy few,” he has written. “This imbalance is the result of ideologies which defend the absolute autonomy of the marketplace and financial speculation. Consequently, they reject the right of states, charged with vigilance for the common good, to exercise any form of control.”

(http://www.economist.com/news/international/21598677-how-modest-canny-man-approaching-complex-task-leading-roman-catholic)

Conversely, consider the management influences of the architects of the Go Lean roadmap. Are they influenced by successful management of other crises?

The answer is a resounding Yes! At the outset of the book (Page 8), the publishers are identified and qualified with these statements:

The peak day of the recent global financial crisis was September 15, 2008. On this day, Wall Street giant Lehman Brothers filed for bankruptcy protection, and eventual dissolution, after succumbing to the weight of over-leverage in mortgage-backed securities. There is an old observation/expression that states that “there are 3 kinds of people in the world, those who make things happen, those who watch things happen and those who wonder ‘what happened?’“ Principals of SFE Foundation were there in 2008 … engaged with Lehman Brothers (and subsequently BearStearns and JPMorganChase); on the inside looking out, not the outside looking in. Understanding the anatomy of the modern macro economy, allows the dissection of the processes and the creation of viable solutions.

The Pope wants errant members of his flock, the Catholic Church, to return to worship in the pews and at the altars of local parishes. The same as he assumes an oversight position to turn-around “the fortunes” of RC Global – the Catholic Church, so too the CU, following the Go Lean roadmap, has to assume oversight of much of the Caribbean economic, security and governing functionality.

In summary, this plan’s execution will make the Caribbean, a better place to live, work and play.

Change has come to the Caribbean. There is a new vehicle for turning-around the region’s economic, security and governmental drivers. The people and institutions are urged to “lean-in” for this change. The benefits: emergence of an $800 Billion regional economy, 2.2 million new jobs and the lure for millions of Diaspora members to set their sights on a return to their homelands. 🙂

Download the book Go Lean … Caribbean – now!

———

Appendix – VIDEO: Vatican City Explained – https://youtu.be/OPHRIjI3hXs

 

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‘Only at the precipice, do they change’

Posted on April 21, 2014 in Economics, Ethos, Social

Go Lean Commentary

Keanu Nanu

“Life imitating Art”; “Art imitating life”.

This is more than a cliché; it is also factual for describing how people finally get the will to change.

The movie The Day the Earth Stood Still (2008) – demonstrates “Art imitating Life” – is a remake of the classic 1951 sci-fi film of the same name; see Trailer VIDEO in the Appendix below. These films are about an alien visitor and his giant robot counterpart who visit Earth.

The character Professor Jacob Barnhardt, in the 2008 version, was played by John Cleese, the English actor of some repute, known for his start with the Mighty Python players.

The counter character in this dialogue, Klaatu, was played by American mega-star Keanu Reeves.

The storyline proceeds that the character Klaatu is a spokesman that preceded the robot sent to destroy human life on earth. And thus this quotation from the Movie Dialogue:

Professor Barnhardt: There must be alternatives. You must have some technology that could solve our problem.

Klaatu: Your problem is not technology. The problem is you. You lack the will to change.

Professor Barnhardt: Then help us change.

Klaatu: I cannot change your nature. You treat the world as you treat each other.

Professor Barnhardt: But every civilization reaches a crisis point eventually.

Klaatu: Most of them don’t make it.

Professor Barnhardt: Yours did. How?

Klaatu: Our sun was dying. We had to evolve in order to survive.

Professor Barnhardt: So it was only when your world was threatened with destruction that you became what you are now.

Klaatu: Yes.

Professor Barnhardt: Well that’s where we are. You say we’re on the brink of destruction and you’re right. But it’s only on the brink that people find the will to change. Only at the precipice do we evolve. This is our moment. Don’t take it from us. We are close to an answer.

(Source: Internet Movie Database – Movie: The Day the Earth Stood Still (2008). Retrieved 04/21/2014 – http://www.imdb.com/character/ch0012790/quotes)

This foregoing dialogue from the movie The Day the Earth Stood Still (2008) is symbolic of the crisis facing the Caribbean. The problem in the Caribbean is not technology, but rather the will to change. This is a consistent theme in the book Go Lean … Caribbean, it asserts that the changes necessary to preserve Caribbean heritage, culture and economies must first be preceded by an evolution in the community ethos. This pronouncement is as follows from Page 20:

The people of the Caribbean must change their feelings about elements of their society – elements that are in place and elements missing. This is referred to as “Community Ethos”, defined as:

    “the fundamental character or spirit of a culture; the underlying sentiment that informs the beliefs, customs, or practices of a group or society; dominant assumptions of a people or period.

This book serves as a roadmap for the introduction and implementation of the Caribbean Union Trade Federation (CU), a technocratic agency seen as the Caribbean’s best hope to avert the current path of disaster, human flight and brain drain, and grant the Caribbean a meaningful future for its youth.

This movie dialogue synchronizes with the exact details of the book. On Page 21, Go Lean presents a series of community ethos that must be adapted to forge change in the Caribbean. In addition, there are specific advocacies to:

  • Impact the Future (Page 26)
  • Impact Turn-Around (Page 33)
  • Impact the Greater Good (Page 37)
  • Grow the Economy (Page 151)
  • Preserve Caribbean Heritage (Page 218)

As a roadmap, this book provides the turn-by-turn guidance to optimize the Caribbean economy, security apparatus and governing engines.

With the assessment that many Caribbean states have lost more than 50% of their population to foreign shores (Pages 18 & 303), the region is now at that “precipice”.

“It is only at the precipice, do they change!”

Now is the time to lean-in to this roadmap for change, the book Go Lean … Caribbean, and the Caribbean Union Trade Federation. Our society/civilization is at the crisis point.

Download the book Go Lean … Caribbean – now!

————-

Appendix VIDEO – The Day The Earth Stood Still 2008 Official Trailer  – https://youtu.be/rcSJ-6354-A

Published on Aug 5, 2012 – A remake of the 1951 classic sci-fi film about an alien visitor and his giant robot counterpart who visit Earth.
Keanu Reeves & Jennifer Connelly http://www.keanureeves.us/movie/the-d…
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Antigua Completes Construction of New National Library

Posted on April 18, 2014 in Ethos, Government, Locations

Go Lean Commentary

Antigua ConstructionThis below article is an indictment of Caribbean governments and the Caribbean Diaspora: 40 years without a library.

The charge against the past governmental administrations is obvious. For this reason, the current administration of the Government of Antigua and Barbuda is to be applauded for this accomplishment announced in the foregoing news article; they have finally restored a basic requirement of modern societies: building/supplying/maintaining a national/community library.

“Man cannot live on bread alone – Bible quotation.

But why also indict the Diaspora?

Simple, they should have known better. They abandoned their homeland and turned a “blind eye” to even the basic needs of these previously-beloved community’s education. A library does not help the government, it helps the people; it guides the youth, infusing them with a love for knowledge, learning and imagination. We all have a responsibility, a duty even, to pass that “love” onto the next generation. For this, the Diaspora had failed, for 40 years!

So to you members of the Caribbean Diaspora who claim to love your heritage, but do not even look back to ensure that your former communities at least have access to books and information. Shame on you!

See the full news story here:

By the Caribbean Journal staff:
Antigua and Barbuda has completed construction on the country’s new national public library.

The completion of the project comes four decades after the country’s public library was damaged by an earthquake.

The 20,000-square-foot project on Hails Prominard Road succeeds a temporary library which had been operating on Market Street.

“Whenever we lament the weakness in literacy over the last four decades we should look back at how culpable we are as a nation in not providing the appreciation for books, for intellectual stimulation, which is a symbol in a national public library,” said Education Minister Dr. Jacqui Quinn-Leandro. “Any Antiguan and Barbudan forty years or younger would not have known or had the benefit of a properly, well run, well-resourced national public library. And I say without equivocation this is a burning shame, a disgrace and a national travesty. However, today is a historic day”.

The government said the library would become fully operational after completing finishing touches like custom-made shelving and special furniture.

“It is a key component of our drive to develop a pluralistic participatory and inclusive knowledge based society. Libraries are key institution in the context of achieving this goal. At the core of libraries are their missions to provide information, literacy education and culture,” said Antigua and Barbuda Prime Minister Dr. Baldwin Spencer. “This structure which we dedicate and which forms part of our mandate to the people to provide the greatest good to the greatest number of people will be the watering hole for individuals which hunger for free and equitable access to information be it in written, electronic and in audio visual form.”

Caribbean Journal Online News Source (Retrieved 04/10/2014) from: http://www.caribjournal.com/2014/04/10/antigua-completes-construction-of-new-national-library/

School kidThe book Go Lean … Caribbean is published by the SFE Foundation, a community development foundation chartered to bring change back to the Caribbean. The book serves as a roadmap for the introduction and implementation for the Caribbean Union Trade Federation (CU). The foundation is comprised of Diaspora members of different Caribbean countries, who now seek penance. We have sinned in our abandonment. To those in the Caribbean homeland, we ask for your forgiveness, and consideration for the solutions now being proffered.

The Go Lean book identifies, qualifies and proposes the establishment of community libraries throughout the region (Page 187). The roadmap posits that these libraries can be a portal to the New World of Internet Communication Technologies (Page 197); a means to bridge the “Digital Divide” (Page 31) and a delivery outlet for many e-Government services (Page 168).

There are practical reasons why there was no national library in Antigua for 40 years. Primarily, the reasons are economic. So the Go Lean roadmap leads first with an optimization of the region’s economic engines. The book details how to pay for these changes (Page 101), then how to maintain a consistent well-funded governing engine (Page 172).

Now is the time for all Caribbean stakeholders (residents, Diaspora, government officials, educators, and book lovers alike) to lean-in to this regional solution for Caribbean empowerment.

We now urged everyone to lean-in to the Go Lean roadmap for the Caribbean Union Trade Federation. Let’s make the Caribbean a better place to live, work, learn and play. 🙂

Download the free e-Book of Go Lean … Caribbean – now!

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